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CMS plan data as of October 18, 2026

Humana USAA Honor Giveback with Rx (PPO) (H7617-072) in 2027

We are not affiliated with Humana. Plan and company names are shown only to identify plans.

PPO · Legal name: EMPHESYS INSURANCE COMPANY

Being replaced in all 55 counties where it was offered in 2026, by Humana Essentials Plus Giveback (PPO) (H7617-065). CMS's 2027 plan list doesn't include this plan.

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BeingReplaced
55
countiesCMS crosswalk
People inThis Plan
~3,600
CMS enrollment,October 2026

Being replaced: members are moved into another plan from the same company. For some plans, CMS's file also lists the plan as ending, so some members may not be moved. The rest need to pick a plan. Their Annual Notice of Change explains the new plan. Everyone in these plans keeps Medicare.

West Virginia

See the 55 counties in West VirginiaHide the counties
CountyWhat's HappeningPeople in Plan
Barbour County
All plans in Barbour County		Being replaced (CMS crosswalk) New plan: Humana Essentials Plus Giveback (PPO) (H7617-065-0)~100
Berkeley County
All plans in Berkeley County		Being replaced (CMS crosswalk) New plan: Humana Essentials Plus Giveback (PPO) (H7617-065-0)~140
Boone County
All plans in Boone County		Being replaced (CMS crosswalk) New plan: Humana Essentials Plus Giveback (PPO) (H7617-065-0)~40
Braxton County
All plans in Braxton County		Being replaced (CMS crosswalk) New plan: Humana Essentials Plus Giveback (PPO) (H7617-065-0)~30
Brooke County
All plans in Brooke County		Being replaced (CMS crosswalk) New plan: Humana Essentials Plus Giveback (PPO) (H7617-065-0)~20
Cabell County
All plans in Cabell County		Being replaced (CMS crosswalk) New plan: Humana Essentials Plus Giveback (PPO) (H7617-065-0)~70
Calhoun County
All plans in Calhoun County		Being replaced (CMS crosswalk) New plan: Humana Essentials Plus Giveback (PPO) (H7617-065-0)~60
Clay County
All plans in Clay County		Being replaced (CMS crosswalk) New plan: Humana Essentials Plus Giveback (PPO) (H7617-065-0)10 or fewer
Doddridge County
All plans in Doddridge County		Being replaced (CMS crosswalk) New plan: Humana Essentials Plus Giveback (PPO) (H7617-065-0)~20
Fayette County
All plans in Fayette County		Being replaced (CMS crosswalk) New plan: Humana Essentials Plus Giveback (PPO) (H7617-065-0)~40
Gilmer County
All plans in Gilmer County		Being replaced (CMS crosswalk) New plan: Humana Essentials Plus Giveback (PPO) (H7617-065-0)~30
Grant County
All plans in Grant County		Being replaced (CMS crosswalk) New plan: Humana Essentials Plus Giveback (PPO) (H7617-065-0)~70
Greenbrier County
All plans in Greenbrier County		Being replaced (CMS crosswalk) New plan: Humana Essentials Plus Giveback (PPO) (H7617-065-0)~30
Hampshire County
All plans in Hampshire County		Being replaced (CMS crosswalk) New plan: Humana Essentials Plus Giveback (PPO) (H7617-065-0)~150
Hancock County
All plans in Hancock County		Being replaced (CMS crosswalk) New plan: Humana Essentials Plus Giveback (PPO) (H7617-065-0)~40
Hardy County
All plans in Hardy County		Being replaced (CMS crosswalk) New plan: Humana Essentials Plus Giveback (PPO) (H7617-065-0)~20
Harrison County
All plans in Harrison County		Being replaced (CMS crosswalk) New plan: Humana Essentials Plus Giveback (PPO) (H7617-065-0)~90
Jackson County
All plans in Jackson County		Being replaced (CMS crosswalk) New plan: Humana Essentials Plus Giveback (PPO) (H7617-065-0)~120
Jefferson County
All plans in Jefferson County		Being replaced (CMS crosswalk) New plan: Humana Essentials Plus Giveback (PPO) (H7617-065-0)~70
Kanawha County
All plans in Kanawha County		Being replaced (CMS crosswalk) New plan: Humana Essentials Plus Giveback (PPO) (H7617-065-0)~190
Lewis County
All plans in Lewis County		Being replaced (CMS crosswalk) New plan: Humana Essentials Plus Giveback (PPO) (H7617-065-0)~30
Lincoln County
All plans in Lincoln County		Being replaced (CMS crosswalk) New plan: Humana Essentials Plus Giveback (PPO) (H7617-065-0)~30
Logan County
All plans in Logan County		Being replaced (CMS crosswalk) New plan: Humana Essentials Plus Giveback (PPO) (H7617-065-0)~60
Marion County
All plans in Marion County		Being replaced (CMS crosswalk) New plan: Humana Essentials Plus Giveback (PPO) (H7617-065-0)~70
Marshall County
All plans in Marshall County		Being replaced (CMS crosswalk) New plan: Humana Essentials Plus Giveback (PPO) (H7617-065-0)~20
Mason County
All plans in Mason County		Being replaced (CMS crosswalk) New plan: Humana Essentials Plus Giveback (PPO) (H7617-065-0)~40
McDowell County
All plans in McDowell County		Being replaced (CMS crosswalk) New plan: Humana Essentials Plus Giveback (PPO) (H7617-065-0)~20
Mercer County
All plans in Mercer County		Being replaced (CMS crosswalk) New plan: Humana Essentials Plus Giveback (PPO) (H7617-065-0)~70
Mineral County
All plans in Mineral County		Being replaced (CMS crosswalk) New plan: Humana Essentials Plus Giveback (PPO) (H7617-065-0)~80
Mingo County
All plans in Mingo County		Being replaced (CMS crosswalk) New plan: Humana Essentials Plus Giveback (PPO) (H7617-065-0)~50
Monongalia County
All plans in Monongalia County		Being replaced (CMS crosswalk) New plan: Humana Essentials Plus Giveback (PPO) (H7617-065-0)~330
Monroe County
All plans in Monroe County		Being replaced (CMS crosswalk) New plan: Humana Essentials Plus Giveback (PPO) (H7617-065-0)~30
Morgan County
All plans in Morgan County		Being replaced (CMS crosswalk) New plan: Humana Essentials Plus Giveback (PPO) (H7617-065-0)~140
Nicholas County
All plans in Nicholas County		Being replaced (CMS crosswalk) New plan: Humana Essentials Plus Giveback (PPO) (H7617-065-0)~40
Ohio County
All plans in Ohio County		Being replaced (CMS crosswalk) New plan: Humana Essentials Plus Giveback (PPO) (H7617-065-0)~40
Pendleton County
All plans in Pendleton County		Being replaced (CMS crosswalk) New plan: Humana Essentials Plus Giveback (PPO) (H7617-065-0)~70
Pleasants County
All plans in Pleasants County		Being replaced (CMS crosswalk) New plan: Humana Essentials Plus Giveback (PPO) (H7617-065-0)10 or fewer
Pocahontas County
All plans in Pocahontas County		Being replaced (CMS crosswalk) New plan: Humana Essentials Plus Giveback (PPO) (H7617-065-0)~20
Preston County
All plans in Preston County		Being replaced (CMS crosswalk) New plan: Humana Essentials Plus Giveback (PPO) (H7617-065-0)~240
Putnam County
All plans in Putnam County		Being replaced (CMS crosswalk) New plan: Humana Essentials Plus Giveback (PPO) (H7617-065-0)~50
Raleigh County
All plans in Raleigh County		Being replaced (CMS crosswalk) New plan: Humana Essentials Plus Giveback (PPO) (H7617-065-0)~50
Randolph County
All plans in Randolph County		Being replaced (CMS crosswalk) New plan: Humana Essentials Plus Giveback (PPO) (H7617-065-0)~150
Ritchie County
All plans in Ritchie County		Being replaced (CMS crosswalk) New plan: Humana Essentials Plus Giveback (PPO) (H7617-065-0)~10
Roane County
All plans in Roane County		Being replaced (CMS crosswalk) New plan: Humana Essentials Plus Giveback (PPO) (H7617-065-0)~110
Summers County
All plans in Summers County		Being replaced (CMS crosswalk) New plan: Humana Essentials Plus Giveback (PPO) (H7617-065-0)~30
Taylor County
All plans in Taylor County		Being replaced (CMS crosswalk) New plan: Humana Essentials Plus Giveback (PPO) (H7617-065-0)~30
Tucker County
All plans in Tucker County		Being replaced (CMS crosswalk) New plan: Humana Essentials Plus Giveback (PPO) (H7617-065-0)~10
Tyler County
All plans in Tyler County		Being replaced (CMS crosswalk) New plan: Humana Essentials Plus Giveback (PPO) (H7617-065-0)~20
Upshur County
All plans in Upshur County		Being replaced (CMS crosswalk) New plan: Humana Essentials Plus Giveback (PPO) (H7617-065-0)~180
Wayne County
All plans in Wayne County		Being replaced (CMS crosswalk) New plan: Humana Essentials Plus Giveback (PPO) (H7617-065-0)~40
Webster County
All plans in Webster County		Being replaced (CMS crosswalk) New plan: Humana Essentials Plus Giveback (PPO) (H7617-065-0)10 or fewer
Wetzel County
All plans in Wetzel County		Being replaced (CMS crosswalk) New plan: Humana Essentials Plus Giveback (PPO) (H7617-065-0)~30
Wirt County
All plans in Wirt County		Being replaced (CMS crosswalk) New plan: Humana Essentials Plus Giveback (PPO) (H7617-065-0)~20
Wood County
All plans in Wood County		Being replaced (CMS crosswalk) New plan: Humana Essentials Plus Giveback (PPO) (H7617-065-0)~90
Wyoming County
All plans in Wyoming County		Being replaced (CMS crosswalk) New plan: Humana Essentials Plus Giveback (PPO) (H7617-065-0)~100

Costs and Star Rating

What2026
Monthly premium (without Extra Help)$0 a month
Maximum you pay for covered medical care$8,850 (in-network)
Drug deductible$615
Overall star rating (from CMS)4.5 out of 5 stars

PPO plans also have a limit for in- and out-of-network care combined. See Medicare Plan Finder.

CMS rates contracts, so plans under one contract share its rating. For costs with Extra Help, use the lookup.

What Happens Next

Where it is being replaced, CMS's crosswalk moves members into the plan or plans shown in the table. Your Annual Notice of Change explains the new plan.

These numbers come from CMS's plan files. If you're in this plan, confirm with your Annual Notice of Change or the letter from your plan.

Source: CMS CY2027 Landscape, data as of October 18, 2026 (release 202610). Enrollment: CMS Monthly Enrollment by Contract/Plan/State/County, October 2026. Plan moves: CMS 2027 Plan Crosswalk, file dated October 1, 2026. People counts add up the counties where this plan is offered. They leave out members who live outside that area. See how we get our numbers.