Humana Essentials Plus Giveback (PPO) (H7617-065) in 2027
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PPO: about this plan type · Legal name: EMPHESYS INSURANCE COMPANY
Called HumanaChoice Giveback H7617-065 (PPO) in 2026 and Humana Essentials Plus Giveback (PPO) in 2027. The plan ID stayed the same.
Offered again in all 41 counties where it was offered in 2026. In 2027 it is also offered in 14 counties where it wasn't offered in 2026.
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- Offered Againin 2027
- 41
- of 41 countiesin 2026
- People inThis Plan
- ~9,900
- CMS enrollment,October 2026
Members Moved Into This Plan
CMS's 2027 plan crosswalk moves some or all members of these 2026 plans into this plan, in the counties listed. Your Annual Notice of Change says whether this applies to you.
- Humana USAA Honor Giveback with Rx (PPO) · H7617-072
In 55 counties
Barbour County, Berkeley County, Boone County, Braxton County, Brooke County, Cabell County, Calhoun County, Clay County, Doddridge County, Fayette County, Gilmer County, Grant County, Greenbrier County, Hampshire County, Hancock County, Hardy County, Harrison County, Jackson County, Jefferson County, Kanawha County, Lewis County, Lincoln County, Logan County, Marion County, Marshall County, Mason County, McDowell County, Mercer County, Mineral County, Mingo County, Monongalia County, Monroe County, Morgan County, Nicholas County, Ohio County, Pendleton County, Pleasants County, Pocahontas County, Preston County, Putnam County, Raleigh County, Randolph County, Ritchie County, Roane County, Summers County, Taylor County, Tucker County, Tyler County, Upshur County, Wayne County, Webster County, Wetzel County, Wirt County, Wood County, Wyoming County
West Virginia
See the 55 counties in West VirginiaHide the counties
Costs and Star Rating
| What | 2026 | 2027 |
|---|---|---|
| Monthly premium (without Extra Help) | $0 a month | $0 a month |
| Maximum you pay for covered medical care | $9,250 (in-network) | $9,850 (in-network) |
| Drug deductible | $325 | $700 |
| Overall star rating (from CMS) | 4.5 out of 5 stars | 4.5 out of 5 stars |
PPO plans also have a limit for in- and out-of-network care combined. See Medicare Plan Finder.
CMS rates contracts, so plans under one contract share its rating. For costs with Extra Help, use the lookup.
What Happens Next
Where it is offered again, members who do nothing stay in this plan.
These numbers come from CMS's plan files. If you're in this plan, confirm with your Annual Notice of Change or the letter from your plan.
Source: CMS CY2027 Landscape, data as of October 18, 2026 (release 202610). Enrollment: CMS Monthly Enrollment by Contract/Plan/State/County, October 2026. Plan moves: CMS 2027 Plan Crosswalk, file dated October 1, 2026. People counts add up the counties where this plan is offered. They leave out members who live outside that area. See how we get our numbers.