Is My Plan Ending?

Humana USAA Honor Giveback with Rx (PPO) (H5216-396) in 2027

We are not affiliated with Humana. Plan and company names are shown only to identify plans.

PPO: about this plan type · Legal name: HUMANA INSURANCE COMPANY

Being replaced in 87 of 120 counties. Not offered in 33. Check your county below. CMS's 2027 plan list doesn't include this plan.

Check Your Plan with Your ZIP Code

BeingReplaced
87
countiesCMS crosswalk
Not Offeredin 2027
33
of 120 countiesin 2026
People inThis Plan
~16,000
CMS enrollment,October 2026

Not offered: CMS's 2027 plan list and plan crosswalk show the plan isn't offered in the county (for drug plans, the state) in 2027 and its members aren't moved to another plan there. Members need to pick a new plan, unless their plan's letter offers another option. If they do nothing, Medicare Advantage and Cost plan members will have Original Medicare. Members of any plan that covered drugs will have no Medicare drug coverage, unless they get Extra Help (outside U.S. territories, Medicare then puts them in a drug plan). Being replaced: members are moved into another plan from the same company. For some plans, CMS's file also lists the plan as ending, so some members may not be moved. The rest need to pick a plan. Their Annual Notice of Change explains the new plan. Everyone in these plans keeps Medicare.

Kentucky

See the 120 counties in KentuckyHide the counties
Where H5216-396 is offered in Kentucky, 2026 and 2027
CountyWhat's HappeningPeople in Plan
Adair County: what this means for you
All plans in Adair County
Being replaced (CMS crosswalk) New plan: HumanaChoice Giveback H5216-322 (PPO) (H5216-322-0)~70
Allen County: what this means for you
All plans in Allen County
Being replaced (CMS crosswalk) New plan: HumanaChoice Giveback H5216-322 (PPO) (H5216-322-0)~60
Anderson County: what this means for you
All plans in Anderson County
Not offered: plan discontinued~120
Ballard County: what this means for you
All plans in Ballard County
Being replaced (CMS crosswalk) New plan: HumanaChoice Giveback H5216-322 (PPO) (H5216-322-0)~50
Barren County: what this means for you
All plans in Barren County
Being replaced (CMS crosswalk) New plan: HumanaChoice Giveback H5216-322 (PPO) (H5216-322-0)~140
Bath County: what this means for you
All plans in Bath County
Being replaced (CMS crosswalk) New plan: HumanaChoice Giveback H5216-322 (PPO) (H5216-322-0)~50
Bell County: what this means for you
All plans in Bell County
Being replaced (CMS crosswalk) New plan: HumanaChoice Giveback H5216-322 (PPO) (H5216-322-0)~100
Boone County: what this means for you
All plans in Boone County
Not offered: plan discontinued~200
Bourbon County: what this means for you
All plans in Bourbon County
Being replaced (CMS crosswalk) New plan: HumanaChoice Giveback H5216-322 (PPO) (H5216-322-0)~90
Boyd County: what this means for you
All plans in Boyd County
Being replaced (CMS crosswalk) New plan: HumanaChoice Giveback H5216-322 (PPO) (H5216-322-0)~140
Boyle County: what this means for you
All plans in Boyle County
Being replaced (CMS crosswalk) New plan: HumanaChoice Giveback H5216-322 (PPO) (H5216-322-0)~130
Bracken County: what this means for you
All plans in Bracken County
Being replaced (CMS crosswalk) New plan: HumanaChoice Giveback H5216-322 (PPO) (H5216-322-0)~40
Breathitt County: what this means for you
All plans in Breathitt County
Being replaced (CMS crosswalk) New plan: HumanaChoice Giveback H5216-322 (PPO) (H5216-322-0)~70
Breckinridge County: what this means for you
All plans in Breckinridge County
Being replaced (CMS crosswalk) New plan: HumanaChoice Giveback H5216-322 (PPO) (H5216-322-0)~60
Bullitt County: what this means for you
All plans in Bullitt County
Being replaced (CMS crosswalk) New plan: HumanaChoice Giveback H5216-322 (PPO) (H5216-322-0)~190
Butler County: what this means for you
All plans in Butler County
Being replaced (CMS crosswalk) New plan: HumanaChoice Giveback H5216-322 (PPO) (H5216-322-0)~120
Caldwell County: what this means for you
All plans in Caldwell County
Not offered: plan discontinued~180
Calloway County: what this means for you
All plans in Calloway County
Being replaced (CMS crosswalk) New plan: HumanaChoice Giveback H5216-322 (PPO) (H5216-322-0)~120
Campbell County: what this means for you
All plans in Campbell County
Not offered: plan discontinued~120
Carlisle County: what this means for you
All plans in Carlisle County
Being replaced (CMS crosswalk) New plan: HumanaChoice Giveback H5216-322 (PPO) (H5216-322-0)~30
Carroll County: what this means for you
All plans in Carroll County
Not offered: plan discontinued~70
Carter County: what this means for you
All plans in Carter County
Being replaced (CMS crosswalk) New plan: HumanaChoice Giveback H5216-322 (PPO) (H5216-322-0)~100
Casey County: what this means for you
All plans in Casey County
Being replaced (CMS crosswalk) New plan: HumanaChoice Giveback H5216-322 (PPO) (H5216-322-0)~50
Christian County: what this means for you
All plans in Christian County
Being replaced (CMS crosswalk) New plan: HumanaChoice Giveback H5216-322 (PPO) (H5216-322-0)~180
Clark County: what this means for you
All plans in Clark County
Being replaced (CMS crosswalk) New plan: HumanaChoice Giveback H5216-322 (PPO) (H5216-322-0)~130
Clay County: what this means for you
All plans in Clay County
Being replaced (CMS crosswalk) New plan: HumanaChoice Giveback H5216-322 (PPO) (H5216-322-0)~100
Clinton County: what this means for you
All plans in Clinton County
Being replaced (CMS crosswalk) New plan: HumanaChoice Giveback H5216-322 (PPO) (H5216-322-0)~30
Crittenden County: what this means for you
All plans in Crittenden County
Being replaced (CMS crosswalk) New plan: HumanaChoice Giveback H5216-322 (PPO) (H5216-322-0)~40
Cumberland County: what this means for you
All plans in Cumberland County
Not offered: plan discontinued~50
Daviess County: what this means for you
All plans in Daviess County
Being replaced (CMS crosswalk) New plan: HumanaChoice Giveback H5216-322 (PPO) (H5216-322-0)~550
Edmonson County: what this means for you
All plans in Edmonson County
Not offered: plan discontinued~60
Elliott County: what this means for you
All plans in Elliott County
Being replaced (CMS crosswalk) New plan: HumanaChoice Giveback H5216-322 (PPO) (H5216-322-0)~20
Estill County: what this means for you
All plans in Estill County
Not offered: plan discontinued~200
Fayette County: what this means for you
All plans in Fayette County
Being replaced (CMS crosswalk) New plan: HumanaChoice Giveback H5216-322 (PPO) (H5216-322-0)~620
Fleming County: what this means for you
All plans in Fleming County
Being replaced (CMS crosswalk) New plan: HumanaChoice Giveback H5216-322 (PPO) (H5216-322-0)~60
Floyd County: what this means for you
All plans in Floyd County
Not offered: plan discontinued~380
Franklin County: what this means for you
All plans in Franklin County
Being replaced (CMS crosswalk) New plan: HumanaChoice Giveback H5216-322 (PPO) (H5216-322-0)~180
Fulton County: what this means for you
All plans in Fulton County
Being replaced (CMS crosswalk) New plan: HumanaChoice Giveback H5216-322 (PPO) (H5216-322-0)~30
Gallatin County: what this means for you
All plans in Gallatin County
Being replaced (CMS crosswalk) New plan: HumanaChoice Giveback H5216-322 (PPO) (H5216-322-0)~30
Garrard County: what this means for you
All plans in Garrard County
Being replaced (CMS crosswalk) New plan: HumanaChoice Giveback H5216-322 (PPO) (H5216-322-0)~130
Grant County: what this means for you
All plans in Grant County
Not offered: plan discontinued~120
Graves County: what this means for you
All plans in Graves County
Being replaced (CMS crosswalk) New plan: HumanaChoice Giveback H5216-322 (PPO) (H5216-322-0)~200
Grayson County: what this means for you
All plans in Grayson County
Being replaced (CMS crosswalk) New plan: HumanaChoice Giveback H5216-322 (PPO) (H5216-322-0)~90
Green County: what this means for you
All plans in Green County
Being replaced (CMS crosswalk) New plan: HumanaChoice Giveback H5216-322 (PPO) (H5216-322-0)~110
Greenup County: what this means for you
All plans in Greenup County
Not offered: plan discontinued~260
Hancock County: what this means for you
All plans in Hancock County
Not offered: plan discontinued~60
Hardin County: what this means for you
All plans in Hardin County
Not offered: plan discontinued~550
Harlan County: what this means for you
All plans in Harlan County
Being replaced (CMS crosswalk) New plan: HumanaChoice Giveback H5216-322 (PPO) (H5216-322-0)~100
Harrison County: what this means for you
All plans in Harrison County
Not offered: plan discontinued~280
Hart County: what this means for you
All plans in Hart County
Being replaced (CMS crosswalk) New plan: HumanaChoice Giveback H5216-322 (PPO) (H5216-322-0)~60
Henderson County: what this means for you
All plans in Henderson County
Not offered: plan discontinued~150
Henry County: what this means for you
All plans in Henry County
Being replaced (CMS crosswalk) New plan: HumanaChoice Giveback H5216-322 (PPO) (H5216-322-0)~70
Hickman County: what this means for you
All plans in Hickman County
Being replaced (CMS crosswalk) New plan: HumanaChoice Giveback H5216-322 (PPO) (H5216-322-0)~20
Hopkins County: what this means for you
All plans in Hopkins County
Being replaced (CMS crosswalk) New plan: HumanaChoice Giveback H5216-322 (PPO) (H5216-322-0)~270
Jackson County: what this means for you
All plans in Jackson County
Being replaced (CMS crosswalk) New plan: HumanaChoice Giveback H5216-322 (PPO) (H5216-322-0)~40
Jefferson County: what this means for you
All plans in Jefferson County
Being replaced (CMS crosswalk) New plan: HumanaChoice Giveback H5216-322 (PPO) (H5216-322-0)~1,200
Jessamine County: what this means for you
All plans in Jessamine County
Being replaced (CMS crosswalk) New plan: HumanaChoice Giveback H5216-322 (PPO) (H5216-322-0)~170
Johnson County: what this means for you
All plans in Johnson County
Being replaced (CMS crosswalk) New plan: HumanaChoice Giveback H5216-322 (PPO) (H5216-322-0)~90
Kenton County: what this means for you
All plans in Kenton County
Not offered: plan discontinued~180
Knott County: what this means for you
All plans in Knott County
Being replaced (CMS crosswalk) New plan: HumanaChoice Giveback H5216-322 (PPO) (H5216-322-0)~60
Knox County: what this means for you
All plans in Knox County
Being replaced (CMS crosswalk) New plan: HumanaChoice Giveback H5216-322 (PPO) (H5216-322-0)~80
Larue County: what this means for you
All plans in Larue County
Being replaced (CMS crosswalk) New plan: HumanaChoice Giveback H5216-322 (PPO) (H5216-322-0)~40
Laurel County: what this means for you
All plans in Laurel County
Not offered: plan discontinued~480
Lawrence County: what this means for you
All plans in Lawrence County
Being replaced (CMS crosswalk) New plan: HumanaChoice Giveback H5216-322 (PPO) (H5216-322-0)~90
Lee County: what this means for you
All plans in Lee County
Being replaced (CMS crosswalk) New plan: HumanaChoice Giveback H5216-322 (PPO) (H5216-322-0)~30
Leslie County: what this means for you
All plans in Leslie County
Being replaced (CMS crosswalk) New plan: HumanaChoice Giveback H5216-322 (PPO) (H5216-322-0)~60
Letcher County: what this means for you
All plans in Letcher County
Being replaced (CMS crosswalk) New plan: HumanaChoice Giveback H5216-322 (PPO) (H5216-322-0)~120
Lewis County: what this means for you
All plans in Lewis County
Being replaced (CMS crosswalk) New plan: HumanaChoice Giveback H5216-322 (PPO) (H5216-322-0)~50
Lincoln County: what this means for you
All plans in Lincoln County
Being replaced (CMS crosswalk) New plan: HumanaChoice Giveback H5216-322 (PPO) (H5216-322-0)~110
Livingston County: what this means for you
All plans in Livingston County
Being replaced (CMS crosswalk) New plan: HumanaChoice Giveback H5216-322 (PPO) (H5216-322-0)~50
Logan County: what this means for you
All plans in Logan County
Being replaced (CMS crosswalk) New plan: HumanaChoice Giveback H5216-322 (PPO) (H5216-322-0)~80
Lyon County: what this means for you
All plans in Lyon County
Being replaced (CMS crosswalk) New plan: HumanaChoice Giveback H5216-322 (PPO) (H5216-322-0)~80
Madison County: what this means for you
All plans in Madison County
Being replaced (CMS crosswalk) New plan: HumanaChoice Giveback H5216-322 (PPO) (H5216-322-0)~280
Magoffin County: what this means for you
All plans in Magoffin County
Being replaced (CMS crosswalk) New plan: HumanaChoice Giveback H5216-322 (PPO) (H5216-322-0)~80
Marion County: what this means for you
All plans in Marion County
Being replaced (CMS crosswalk) New plan: HumanaChoice Giveback H5216-322 (PPO) (H5216-322-0)~70
Marshall County: what this means for you
All plans in Marshall County
Being replaced (CMS crosswalk) New plan: HumanaChoice Giveback H5216-322 (PPO) (H5216-322-0)~280
Martin County: what this means for you
All plans in Martin County
Being replaced (CMS crosswalk) New plan: HumanaChoice Giveback H5216-322 (PPO) (H5216-322-0)~60
Mason County: what this means for you
All plans in Mason County
Not offered: plan discontinued~240
McCracken County: what this means for you
All plans in McCracken County
Being replaced (CMS crosswalk) New plan: HumanaChoice Giveback H5216-322 (PPO) (H5216-322-0)~250
McCreary County: what this means for you
All plans in McCreary County
Being replaced (CMS crosswalk) New plan: HumanaChoice Giveback H5216-322 (PPO) (H5216-322-0)~50
McLean County: what this means for you
All plans in McLean County
Not offered: plan discontinued~140
Meade County: what this means for you
All plans in Meade County
Not offered: plan discontinued~110
Menifee County: what this means for you
All plans in Menifee County
Being replaced (CMS crosswalk) New plan: HumanaChoice Giveback H5216-322 (PPO) (H5216-322-0)~40
Mercer County: what this means for you
All plans in Mercer County
Being replaced (CMS crosswalk) New plan: HumanaChoice Giveback H5216-322 (PPO) (H5216-322-0)~120
Metcalfe County: what this means for you
All plans in Metcalfe County
Being replaced (CMS crosswalk) New plan: HumanaChoice Giveback H5216-322 (PPO) (H5216-322-0)~40
Monroe County: what this means for you
All plans in Monroe County
Not offered: plan discontinued~80
Montgomery County: what this means for you
All plans in Montgomery County
Being replaced (CMS crosswalk) New plan: HumanaChoice Giveback H5216-322 (PPO) (H5216-322-0)~120
Morgan County: what this means for you
All plans in Morgan County
Being replaced (CMS crosswalk) New plan: HumanaChoice Giveback H5216-322 (PPO) (H5216-322-0)~50
Muhlenberg County: what this means for you
All plans in Muhlenberg County
Being replaced (CMS crosswalk) New plan: HumanaChoice Giveback H5216-322 (PPO) (H5216-322-0)~230
Nelson County: what this means for you
All plans in Nelson County
Being replaced (CMS crosswalk) New plan: HumanaChoice Giveback H5216-322 (PPO) (H5216-322-0)~120
Nicholas County: what this means for you
All plans in Nicholas County
Being replaced (CMS crosswalk) New plan: HumanaChoice Giveback H5216-322 (PPO) (H5216-322-0)~80
Ohio County: what this means for you
All plans in Ohio County
Not offered: plan discontinued~170
Oldham County: what this means for you
All plans in Oldham County
Not offered: plan discontinued~160
Owen County: what this means for you
All plans in Owen County
Not offered: plan discontinued~90
Owsley County: what this means for you
All plans in Owsley County
Being replaced (CMS crosswalk) New plan: HumanaChoice Giveback H5216-322 (PPO) (H5216-322-0)10 or fewer
Pendleton County: what this means for you
All plans in Pendleton County
Not offered: plan discontinued~30
Perry County: what this means for you
All plans in Perry County
Being replaced (CMS crosswalk) New plan: HumanaChoice Giveback H5216-322 (PPO) (H5216-322-0)~130
Pike County: what this means for you
All plans in Pike County
Being replaced (CMS crosswalk) New plan: HumanaChoice Giveback H5216-322 (PPO) (H5216-322-0)~380
Powell County: what this means for you
All plans in Powell County
Being replaced (CMS crosswalk) New plan: HumanaChoice Giveback H5216-322 (PPO) (H5216-322-0)~60
Pulaski County: what this means for you
All plans in Pulaski County
Being replaced (CMS crosswalk) New plan: HumanaChoice Giveback H5216-322 (PPO) (H5216-322-0)~240
Robertson County: what this means for you
All plans in Robertson County
Not offered: plan discontinued~30
Rockcastle County: what this means for you
All plans in Rockcastle County
Being replaced (CMS crosswalk) New plan: HumanaChoice Giveback H5216-322 (PPO) (H5216-322-0)~70
Rowan County: what this means for you
All plans in Rowan County
Being replaced (CMS crosswalk) New plan: HumanaChoice Giveback H5216-322 (PPO) (H5216-322-0)~50
Russell County: what this means for you
All plans in Russell County
Being replaced (CMS crosswalk) New plan: HumanaChoice Giveback H5216-322 (PPO) (H5216-322-0)~60
Scott County: what this means for you
All plans in Scott County
Being replaced (CMS crosswalk) New plan: HumanaChoice Giveback H5216-322 (PPO) (H5216-322-0)~150
Shelby County: what this means for you
All plans in Shelby County
Not offered: plan discontinued~210
Simpson County: what this means for you
All plans in Simpson County
Being replaced (CMS crosswalk) New plan: HumanaChoice Giveback H5216-322 (PPO) (H5216-322-0)~70
Spencer County: what this means for you
All plans in Spencer County
Being replaced (CMS crosswalk) New plan: HumanaChoice Giveback H5216-322 (PPO) (H5216-322-0)~30
Taylor County: what this means for you
All plans in Taylor County
Being replaced (CMS crosswalk) New plan: HumanaChoice Giveback H5216-322 (PPO) (H5216-322-0)~100
Todd County: what this means for you
All plans in Todd County
Not offered: plan discontinued~70
Trigg County: what this means for you
All plans in Trigg County
Not offered: plan discontinued~130
Trimble County: what this means for you
All plans in Trimble County
Not offered: plan discontinued~50
Union County: what this means for you
All plans in Union County
Not offered: plan discontinued~80
Warren County: what this means for you
All plans in Warren County
Being replaced (CMS crosswalk) New plan: HumanaChoice Giveback H5216-322 (PPO) (H5216-322-0)~250
Washington County: what this means for you
All plans in Washington County
Being replaced (CMS crosswalk) New plan: HumanaChoice Giveback H5216-322 (PPO) (H5216-322-0)~40
Wayne County: what this means for you
All plans in Wayne County
Being replaced (CMS crosswalk) New plan: HumanaChoice Giveback H5216-322 (PPO) (H5216-322-0)~70
Webster County: what this means for you
All plans in Webster County
Not offered: plan discontinued~130
Whitley County: what this means for you
All plans in Whitley County
Being replaced (CMS crosswalk) New plan: HumanaChoice Giveback H5216-322 (PPO) (H5216-322-0)~120
Wolfe County: what this means for you
All plans in Wolfe County
Not offered: plan discontinued~60
Woodford County: what this means for you
All plans in Woodford County
Being replaced (CMS crosswalk) New plan: HumanaChoice Giveback H5216-322 (PPO) (H5216-322-0)~120

Costs and Star Rating

Costs for H5216-396, 2026
What2026
Monthly premium (without Extra Help)$0 a month
Maximum you pay for covered medical care$9,150 (in-network)
Drug deductible$350
Overall star rating (from CMS)3.5 out of 5 stars

PPO plans also have a limit for in- and out-of-network care combined. See Medicare Plan Finder.

CMS rates contracts, so plans under one contract share its rating. For costs with Extra Help, use the lookup.

What Happens Next

Where it is being replaced, CMS's crosswalk moves members into the plan or plans shown in the table. Your Annual Notice of Change explains the new plan.

If this plan is not offered in your county in 2027, you can pick a new plan from October 15 to December 7, 2026. If your plan is ending, you also have until February 28, 2027. That extra time doesn't apply if your plan is being combined into another plan. Check your county to see what happens if you do nothing.

These numbers come from CMS's plan files. If you're in this plan, confirm with your Annual Notice of Change or the letter from your plan.

Source: CMS CY2027 Landscape, data as of October 18, 2026 (release 202610). Enrollment: CMS Monthly Enrollment by Contract/Plan/State/County, October 2026. Plan moves: CMS 2027 Plan Crosswalk, file dated October 1, 2026. People counts add up the counties where this plan is offered. They leave out members who live outside that area. See how we get our numbers.