HumanaChoice Giveback H5216-322 (PPO) (H5216-322) in 2027
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PPO: about this plan type · Legal name: HUMANA INSURANCE COMPANY
Offered again in 90 of 105 counties. Not offered in 15. Check your county below.
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- Offered Againin 2027
- 90
- of 105 countiesin 2026
- Not Offeredin 2027
- 15
- of 105 countiesin 2026
- People inThis Plan
- ~7,500
- CMS enrollment,October 2026
Not offered: CMS's 2027 plan list and plan crosswalk show the plan isn't offered in the county (for drug plans, the state) in 2027 and its members aren't moved to another plan there. Members need to pick a new plan, unless their plan's letter offers another option. If they do nothing, Medicare Advantage and Cost plan members will have Original Medicare. Members of any plan that covered drugs will have no Medicare drug coverage, unless they get Extra Help (outside U.S. territories, Medicare then puts them in a drug plan). Everyone in these plans keeps Medicare.
Members Moved Into This Plan
CMS's 2027 plan crosswalk moves some or all members of these 2026 plans into this plan, in the counties listed. Your Annual Notice of Change says whether this applies to you.
- Humana USAA Honor Giveback with Rx (PPO) · H5216-396
In 87 counties
Adair County, Allen County, Ballard County, Barren County, Bath County, Bell County, Bourbon County, Boyd County, Boyle County, Bracken County, Breathitt County, Breckinridge County, Bullitt County, Butler County, Calloway County, Carlisle County, Carter County, Casey County, Christian County, Clark County, Clay County, Clinton County, Crittenden County, Daviess County, Elliott County, Fayette County, Fleming County, Franklin County, Fulton County, Gallatin County, Garrard County, Graves County, Grayson County, Green County, Harlan County, Hart County, Henry County, Hickman County, Hopkins County, Jackson County, Jefferson County, Jessamine County, Johnson County, Knott County, Knox County, Larue County, Lawrence County, Lee County, Leslie County, Letcher County, Lewis County, Lincoln County, Livingston County, Logan County, Lyon County, Madison County, Magoffin County, Marion County, Marshall County, Martin County, McCracken County, McCreary County, Menifee County, Mercer County, Metcalfe County, Montgomery County, Morgan County, Muhlenberg County, Nelson County, Nicholas County, Owsley County, Perry County, Pike County, Powell County, Pulaski County, Rockcastle County, Rowan County, Russell County, Scott County, Simpson County, Spencer County, Taylor County, Warren County, Washington County, Wayne County, Whitley County, Woodford County
Indiana
See the 3 counties in IndianaHide the counties
| County | What's Happening | People in Plan |
|---|---|---|
| Clark County: what this means for you All plans in Clark County | Offered in 2027 | ~170 |
| Floyd County: what this means for you All plans in Floyd County | Offered in 2027 | ~80 |
| Harrison County: what this means for you All plans in Harrison County | Offered in 2027 | ~60 |
Kentucky
See the 102 counties in KentuckyHide the counties
Costs and Star Rating
| What | 2026 | 2027 |
|---|---|---|
| Monthly premium (without Extra Help) | $0 a month | $0 a month |
| Maximum you pay for covered medical care | $9,150 (in-network) | $9,850 (in-network) |
| Drug deductible | $615 | $700 |
| Overall star rating (from CMS) | 3.5 out of 5 stars | 4 out of 5 stars |
PPO plans also have a limit for in- and out-of-network care combined. See Medicare Plan Finder.
CMS rates contracts, so plans under one contract share its rating. For costs with Extra Help, use the lookup.
What Happens Next
If this plan is not offered in your county in 2027, you can pick a new plan from October 15 to December 7, 2026. If your plan is ending, you also have until February 28, 2027. Check your county to see what happens if you do nothing.
These numbers come from CMS's plan files. If you're in this plan, confirm with your Annual Notice of Change or the letter from your plan.
Source: CMS CY2027 Landscape, data as of October 18, 2026 (release 202610). Enrollment: CMS Monthly Enrollment by Contract/Plan/State/County, October 2026. Plan moves: CMS 2027 Plan Crosswalk, file dated October 1, 2026. People counts add up the counties where this plan is offered. They leave out members who live outside that area. See how we get our numbers.