Is My Plan Ending?

Humana USAA Honor Giveback with Rx (PPO) (H5216-391) in 2027

We are not affiliated with Humana. Plan and company names are shown only to identify plans.

PPO: about this plan type · Legal name: HUMANA INSURANCE COMPANY

Being replaced in 21 of 55 counties. Not offered in 34. Check your county below. CMS's 2027 plan list doesn't include this plan.

Check Your Plan with Your ZIP Code

BeingReplaced
21
countiesCMS crosswalk
Not Offeredin 2027
34
of 55 countiesin 2026
People inThis Plan
~13,000
CMS enrollment,October 2026

Not offered: CMS's 2027 plan list and plan crosswalk show the plan isn't offered in the county (for drug plans, the state) in 2027 and its members aren't moved to another plan there. Members need to pick a new plan, unless their plan's letter offers another option. If they do nothing, Medicare Advantage and Cost plan members will have Original Medicare. Members of any plan that covered drugs will have no Medicare drug coverage, unless they get Extra Help (outside U.S. territories, Medicare then puts them in a drug plan). Being replaced: members are moved into another plan from the same company. For some plans, CMS's file also lists the plan as ending, so some members may not be moved. The rest need to pick a plan. Their Annual Notice of Change explains the new plan. Everyone in these plans keeps Medicare.

West Virginia

See the 55 counties in West VirginiaHide the counties
Where H5216-391 is offered in West Virginia, 2026 and 2027
CountyWhat's HappeningPeople in Plan
Barbour County: what this means for you
All plans in Barbour County
Not offered: plan discontinued~270
Berkeley County: what this means for you
All plans in Berkeley County
Being replaced (CMS crosswalk) New plan: HumanaChoice Giveback H5216-328 (PPO) (H5216-328-0)~670
Boone County: what this means for you
All plans in Boone County
Being replaced (CMS crosswalk) New plan: HumanaChoice Giveback H5216-328 (PPO) (H5216-328-0)~190
Braxton County: what this means for you
All plans in Braxton County
Not offered: plan discontinued~210
Brooke County: what this means for you
All plans in Brooke County
Not offered: plan discontinued~100
Cabell County: what this means for you
All plans in Cabell County
Being replaced (CMS crosswalk) New plan: HumanaChoice Giveback H5216-328 (PPO) (H5216-328-0)~330
Calhoun County: what this means for you
All plans in Calhoun County
Not offered: plan discontinued~140
Clay County: what this means for you
All plans in Clay County
Being replaced (CMS crosswalk) New plan: HumanaChoice Giveback H5216-328 (PPO) (H5216-328-0)~70
Doddridge County: what this means for you
All plans in Doddridge County
Not offered: plan discontinued~90
Fayette County: what this means for you
All plans in Fayette County
Being replaced (CMS crosswalk) New plan: HumanaChoice Giveback H5216-328 (PPO) (H5216-328-0)~220
Gilmer County: what this means for you
All plans in Gilmer County
Not offered: plan discontinued~110
Grant County: what this means for you
All plans in Grant County
Not offered: plan discontinued~160
Greenbrier County: what this means for you
All plans in Greenbrier County
Being replaced (CMS crosswalk) New plan: HumanaChoice Giveback H5216-328 (PPO) (H5216-328-0)~110
Hampshire County: what this means for you
All plans in Hampshire County
Not offered: plan discontinued~560
Hancock County: what this means for you
All plans in Hancock County
Not offered: plan discontinued~110
Hardy County: what this means for you
All plans in Hardy County
Not offered: plan discontinued~110
Harrison County: what this means for you
All plans in Harrison County
Not offered: plan discontinued~500
Jackson County: what this means for you
All plans in Jackson County
Not offered: plan discontinued~270
Jefferson County: what this means for you
All plans in Jefferson County
Being replaced (CMS crosswalk) New plan: HumanaChoice Giveback H5216-328 (PPO) (H5216-328-0)~340
Kanawha County: what this means for you
All plans in Kanawha County
Being replaced (CMS crosswalk) New plan: HumanaChoice Giveback H5216-328 (PPO) (H5216-328-0)~890
Lewis County: what this means for you
All plans in Lewis County
Not offered: plan discontinued~180
Lincoln County: what this means for you
All plans in Lincoln County
Being replaced (CMS crosswalk) New plan: HumanaChoice Giveback H5216-328 (PPO) (H5216-328-0)~150
Logan County: what this means for you
All plans in Logan County
Being replaced (CMS crosswalk) New plan: HumanaChoice Giveback H5216-328 (PPO) (H5216-328-0)~260
Marion County: what this means for you
All plans in Marion County
Not offered: plan discontinued~290
Marshall County: what this means for you
All plans in Marshall County
Not offered: plan discontinued~130
Mason County: what this means for you
All plans in Mason County
Being replaced (CMS crosswalk) New plan: HumanaChoice Giveback H5216-328 (PPO) (H5216-328-0)~140
McDowell County: what this means for you
All plans in McDowell County
Being replaced (CMS crosswalk) New plan: HumanaChoice Giveback H5216-328 (PPO) (H5216-328-0)~120
Mercer County: what this means for you
All plans in Mercer County
Being replaced (CMS crosswalk) New plan: HumanaChoice Giveback H5216-328 (PPO) (H5216-328-0)~290
Mineral County: what this means for you
All plans in Mineral County
Not offered: plan discontinued~280
Mingo County: what this means for you
All plans in Mingo County
Being replaced (CMS crosswalk) New plan: HumanaChoice Giveback H5216-328 (PPO) (H5216-328-0)~250
Monongalia County: what this means for you
All plans in Monongalia County
Not offered: plan discontinued~650
Monroe County: what this means for you
All plans in Monroe County
Being replaced (CMS crosswalk) New plan: HumanaChoice Giveback H5216-328 (PPO) (H5216-328-0)~80
Morgan County: what this means for you
All plans in Morgan County
Not offered: plan discontinued~260
Nicholas County: what this means for you
All plans in Nicholas County
Being replaced (CMS crosswalk) New plan: HumanaChoice Giveback H5216-328 (PPO) (H5216-328-0)~230
Ohio County: what this means for you
All plans in Ohio County
Not offered: plan discontinued~150
Pendleton County: what this means for you
All plans in Pendleton County
Not offered: plan discontinued~180
Pleasants County: what this means for you
All plans in Pleasants County
Not offered: plan discontinued~40
Pocahontas County: what this means for you
All plans in Pocahontas County
Not offered: plan discontinued~70
Preston County: what this means for you
All plans in Preston County
Not offered: plan discontinued~440
Putnam County: what this means for you
All plans in Putnam County
Being replaced (CMS crosswalk) New plan: HumanaChoice Giveback H5216-328 (PPO) (H5216-328-0)~230
Raleigh County: what this means for you
All plans in Raleigh County
Being replaced (CMS crosswalk) New plan: HumanaChoice Giveback H5216-328 (PPO) (H5216-328-0)~260
Randolph County: what this means for you
All plans in Randolph County
Not offered: plan discontinued~420
Ritchie County: what this means for you
All plans in Ritchie County
Not offered: plan discontinued~90
Roane County: what this means for you
All plans in Roane County
Not offered: plan discontinued~290
Summers County: what this means for you
All plans in Summers County
Being replaced (CMS crosswalk) New plan: HumanaChoice Giveback H5216-328 (PPO) (H5216-328-0)~70
Taylor County: what this means for you
All plans in Taylor County
Not offered: plan discontinued~130
Tucker County: what this means for you
All plans in Tucker County
Not offered: plan discontinued~70
Tyler County: what this means for you
All plans in Tyler County
Not offered: plan discontinued~80
Upshur County: what this means for you
All plans in Upshur County
Not offered: plan discontinued~480
Wayne County: what this means for you
All plans in Wayne County
Being replaced (CMS crosswalk) New plan: HumanaChoice Giveback H5216-328 (PPO) (H5216-328-0)~220
Webster County: what this means for you
All plans in Webster County
Not offered: plan discontinued~60
Wetzel County: what this means for you
All plans in Wetzel County
Not offered: plan discontinued~100
Wirt County: what this means for you
All plans in Wirt County
Not offered: plan discontinued~50
Wood County: what this means for you
All plans in Wood County
Being replaced (CMS crosswalk) New plan: HumanaChoice Giveback H5216-328 (PPO) (H5216-328-0)~450
Wyoming County: what this means for you
All plans in Wyoming County
Not offered: plan discontinued~220

Costs and Star Rating

Costs for H5216-391, 2026
What2026
Monthly premium (without Extra Help)$0 a month
Maximum you pay for covered medical care$8,850 (in-network)
Drug deductible$615
Overall star rating (from CMS)3.5 out of 5 stars

PPO plans also have a limit for in- and out-of-network care combined. See Medicare Plan Finder.

CMS rates contracts, so plans under one contract share its rating. For costs with Extra Help, use the lookup.

What Happens Next

Where it is being replaced, CMS's crosswalk moves members into the plan or plans shown in the table. Your Annual Notice of Change explains the new plan.

If this plan is not offered in your county in 2027, you can pick a new plan from October 15 to December 7, 2026. If your plan is ending, you also have until February 28, 2027. That extra time doesn't apply if your plan is being combined into another plan. Check your county to see what happens if you do nothing.

These numbers come from CMS's plan files. If you're in this plan, confirm with your Annual Notice of Change or the letter from your plan.

Source: CMS CY2027 Landscape, data as of October 18, 2026 (release 202610). Enrollment: CMS Monthly Enrollment by Contract/Plan/State/County, October 2026. Plan moves: CMS 2027 Plan Crosswalk, file dated October 1, 2026. People counts add up the counties where this plan is offered. They leave out members who live outside that area. See how we get our numbers.