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HumanaChoice Giveback H5216-328 (PPO) (H5216-328) in 2027

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PPO: about this plan type · Legal name: HUMANA INSURANCE COMPANY

Offered again in 21 of 41 counties. Not offered in 20. Check your county below.

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Offered Againin 2027
21
of 41 countiesin 2026
Not Offeredin 2027
20
of 41 countiesin 2026
People inThis Plan
~5,100
CMS enrollment,October 2026

Not offered: CMS's 2027 plan list and plan crosswalk show the plan isn't offered in the county (for drug plans, the state) in 2027 and its members aren't moved to another plan there. Members need to pick a new plan, unless their plan's letter offers another option. If they do nothing, Medicare Advantage and Cost plan members will have Original Medicare. Members of any plan that covered drugs will have no Medicare drug coverage, unless they get Extra Help (outside U.S. territories, Medicare then puts them in a drug plan). Everyone in these plans keeps Medicare.

Members Moved Into This Plan

CMS's 2027 plan crosswalk moves some or all members of these 2026 plans into this plan, in the counties listed. Your Annual Notice of Change says whether this applies to you.

  • Humana USAA Honor Giveback with Rx (PPO) · H5216-391
    In 21 counties

    Berkeley County, Boone County, Cabell County, Clay County, Fayette County, Greenbrier County, Jefferson County, Kanawha County, Lincoln County, Logan County, Mason County, McDowell County, Mercer County, Mingo County, Monroe County, Nicholas County, Putnam County, Raleigh County, Summers County, Wayne County, Wood County

West Virginia

See the 41 counties in West VirginiaHide the counties
Where H5216-328 is offered in West Virginia, 2026 and 2027
CountyWhat's HappeningPeople in Plan
Berkeley County: what this means for you
All plans in Berkeley County
Offered in 2027~410
Boone County: what this means for you
All plans in Boone County
Offered in 2027~80
Braxton County: what this means for you
All plans in Braxton County
Not offered in this county~50
Brooke County: what this means for you
All plans in Brooke County
Not offered in this county~70
Cabell County: what this means for you
All plans in Cabell County
Offered in 2027~210
Clay County: what this means for you
All plans in Clay County
Offered in 2027~30
Doddridge County: what this means for you
All plans in Doddridge County
Not offered in this county~30
Fayette County: what this means for you
All plans in Fayette County
Offered in 2027~160
Greenbrier County: what this means for you
All plans in Greenbrier County
Offered in 2027~110
Hancock County: what this means for you
All plans in Hancock County
Not offered in this county~110
Hardy County: what this means for you
All plans in Hardy County
Not offered in this county~80
Harrison County: what this means for you
All plans in Harrison County
Not offered in this county~190
Jefferson County: what this means for you
All plans in Jefferson County
Offered in 2027~180
Kanawha County: what this means for you
All plans in Kanawha County
Offered in 2027~560
Lewis County: what this means for you
All plans in Lewis County
Not offered in this county~90
Lincoln County: what this means for you
All plans in Lincoln County
Offered in 2027~90
Logan County: what this means for you
All plans in Logan County
Offered in 2027~150
Marion County: what this means for you
All plans in Marion County
Not offered in this county~150
Marshall County: what this means for you
All plans in Marshall County
Not offered in this county~100
Mason County: what this means for you
All plans in Mason County
Offered in 2027~80
McDowell County: what this means for you
All plans in McDowell County
Offered in 2027~100
Mercer County: what this means for you
All plans in Mercer County
Offered in 2027~270
Mineral County: what this means for you
All plans in Mineral County
Not offered in this county~130
Mingo County: what this means for you
All plans in Mingo County
Offered in 2027~110
Monroe County: what this means for you
All plans in Monroe County
Offered in 2027~50
Nicholas County: what this means for you
All plans in Nicholas County
Offered in 2027~110
Ohio County: what this means for you
All plans in Ohio County
Not offered in this county~110
Pleasants County: what this means for you
All plans in Pleasants County
Not offered in this county~30
Pocahontas County: what this means for you
All plans in Pocahontas County
Not offered in this county~40
Putnam County: what this means for you
All plans in Putnam County
Offered in 2027~160
Raleigh County: what this means for you
All plans in Raleigh County
Offered in 2027~200
Ritchie County: what this means for you
All plans in Ritchie County
Not offered in this county~50
Summers County: what this means for you
All plans in Summers County
Offered in 2027~50
Taylor County: what this means for you
All plans in Taylor County
Not offered in this county~40
Tucker County: what this means for you
All plans in Tucker County
Not offered in this county~30
Tyler County: what this means for you
All plans in Tyler County
Not offered in this county~40
Wayne County: what this means for you
All plans in Wayne County
Offered in 2027~170
Webster County: what this means for you
All plans in Webster County
Not offered in this county~60
Wetzel County: what this means for you
All plans in Wetzel County
Not offered in this county~60
Wirt County: what this means for you
All plans in Wirt County
Not offered in this county~30
Wood County: what this means for you
All plans in Wood County
Offered in 2027~320

Costs and Star Rating

Costs for H5216-328, 2026 and 2027
What20262027
Monthly premium (without Extra Help)$0 a month$0 a month
Maximum you pay for covered medical care$9,250 (in-network)$9,850 (in-network)
Drug deductible$325$700
Overall star rating (from CMS)3.5 out of 5 stars4 out of 5 stars

PPO plans also have a limit for in- and out-of-network care combined. See Medicare Plan Finder.

CMS rates contracts, so plans under one contract share its rating. For costs with Extra Help, use the lookup.

What Happens Next

If this plan is not offered in your county in 2027, you can pick a new plan from October 15 to December 7, 2026. If your plan is ending, you also have until February 28, 2027. Check your county to see what happens if you do nothing.

These numbers come from CMS's plan files. If you're in this plan, confirm with your Annual Notice of Change or the letter from your plan.

Source: CMS CY2027 Landscape, data as of October 18, 2026 (release 202610). Enrollment: CMS Monthly Enrollment by Contract/Plan/State/County, October 2026. Plan moves: CMS 2027 Plan Crosswalk, file dated October 1, 2026. People counts add up the counties where this plan is offered. They leave out members who live outside that area. See how we get our numbers.