Humana Full Access Giveback (PPO) (H5216-306) in 2027
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PPO: about this plan type · Legal name: HUMANA INSURANCE COMPANY
Called Humana Full Access Giveback H5216-306 (PPO) in 2026 and Humana Full Access Giveback (PPO) in 2027. The plan ID stayed the same.
Offered again in 44 of 72 counties. Not offered in 28. Check your county below. In 2027 it is also offered in 1 county where it wasn't offered in 2026.
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- Offered Againin 2027
- 44
- of 72 countiesin 2026
- Not Offeredin 2027
- 28
- of 72 countiesin 2026
- People inThis Plan
- ~36,000
- CMS enrollment,October 2026
Not offered: CMS's 2027 plan list and plan crosswalk show the plan isn't offered in the county (for drug plans, the state) in 2027 and its members aren't moved to another plan there. Members need to pick a new plan, unless their plan's letter offers another option. If they do nothing, Medicare Advantage and Cost plan members will have Original Medicare. Members of any plan that covered drugs will have no Medicare drug coverage, unless they get Extra Help (outside U.S. territories, Medicare then puts them in a drug plan). Everyone in these plans keeps Medicare.
Members Moved Into This Plan
CMS's 2027 plan crosswalk moves some or all members of these 2026 plans into this plan, in the counties listed. Your Annual Notice of Change says whether this applies to you.
- Humana USAA Honor Giveback with Rx (PPO) · H5216-305
In 45 counties
Allegan County, Arenac County, Barry County, Bay County, Berrien County, Branch County, Calhoun County, Cass County, Clare County, Clinton County, Delta County, Dickinson County, Eaton County, Genesee County, Gratiot County, Hillsdale County, Ingham County, Ionia County, Jackson County, Kalamazoo County, Kent County, Lapeer County, Lenawee County, Livingston County, Macomb County, Marquette County, Mecosta County, Menominee County, Midland County, Monroe County, Montcalm County, Muskegon County, Newaygo County, Oakland County, Oceana County, Ottawa County, Saginaw County, Sanilac County, Shiawassee County, St. Clair County, St. Joseph County, Tuscola County, Van Buren County, Washtenaw County, Wayne County
Michigan
See the 73 counties in MichiganHide the counties
Costs and Star Rating
| What | 2026 | 2027 |
|---|---|---|
| Monthly premium (without Extra Help) | $0 a month | $0 a month |
| Maximum you pay for covered medical care | $9,150 (in-network) | $9,850 (in-network) |
| Drug deductible | $0 | $150 |
| Overall star rating (from CMS) | 3.5 out of 5 stars | 4 out of 5 stars |
PPO plans also have a limit for in- and out-of-network care combined. See Medicare Plan Finder.
CMS rates contracts, so plans under one contract share its rating. For costs with Extra Help, use the lookup.
What Happens Next
If this plan is not offered in your county in 2027, you can pick a new plan from October 15 to December 7, 2026. If your plan is ending, you also have until February 28, 2027. Check your county to see what happens if you do nothing.
These numbers come from CMS's plan files. If you're in this plan, confirm with your Annual Notice of Change or the letter from your plan.
Source: CMS CY2027 Landscape, data as of October 18, 2026 (release 202610). Enrollment: CMS Monthly Enrollment by Contract/Plan/State/County, October 2026. Plan moves: CMS 2027 Plan Crosswalk, file dated October 1, 2026. People counts add up the counties where this plan is offered. They leave out members who live outside that area. See how we get our numbers.