Is My Plan Ending?

Humana USAA Honor Giveback with Rx (PPO) (H5216-305) in 2027

We are not affiliated with Humana. Plan and company names are shown only to identify plans.

PPO: about this plan type · Legal name: HUMANA INSURANCE COMPANY

Being replaced in 45 of 83 counties. Not offered in 38. Check your county below. CMS's 2027 plan list doesn't include this plan.

Check Your Plan with Your ZIP Code

BeingReplaced
45
countiesCMS crosswalk
Not Offeredin 2027
38
of 83 countiesin 2026
People inThis Plan
~5,500
CMS enrollment,October 2026

Not offered: CMS's 2027 plan list and plan crosswalk show the plan isn't offered in the county (for drug plans, the state) in 2027 and its members aren't moved to another plan there. Members need to pick a new plan, unless their plan's letter offers another option. If they do nothing, Medicare Advantage and Cost plan members will have Original Medicare. Members of any plan that covered drugs will have no Medicare drug coverage, unless they get Extra Help (outside U.S. territories, Medicare then puts them in a drug plan). Being replaced: members are moved into another plan from the same company. For some plans, CMS's file also lists the plan as ending, so some members may not be moved. The rest need to pick a plan. Their Annual Notice of Change explains the new plan. Everyone in these plans keeps Medicare.

Michigan

See the 83 counties in MichiganHide the counties
Where H5216-305 is offered in Michigan, 2026 and 2027
CountyWhat's HappeningPeople in Plan
Alcona County: what this means for you
All plans in Alcona County
Not offered: plan discontinued~20
Alger County: what this means for you
All plans in Alger County
Not offered: plan discontinued~20
Allegan County: what this means for you
All plans in Allegan County
Being replaced (CMS crosswalk) New plan: Humana Full Access Giveback (PPO) (H5216-306-0)~40
Alpena County: what this means for you
All plans in Alpena County
Not offered: plan discontinued~20
Antrim County: what this means for you
All plans in Antrim County
Not offered: plan discontinued~20
Arenac County: what this means for you
All plans in Arenac County
Being replaced (CMS crosswalk) New plan: Humana Full Access Giveback (PPO) (H5216-306-0)10 or fewer
Baraga County: what this means for you
All plans in Baraga County
Not offered: plan discontinued~130
Barry County: what this means for you
All plans in Barry County
Being replaced (CMS crosswalk) New plan: Humana Full Access Giveback (PPO) (H5216-306-0)~30
Bay County: what this means for you
All plans in Bay County
Being replaced (CMS crosswalk) New plan: Humana Full Access Giveback (PPO) (H5216-306-0)~40
Benzie County: what this means for you
All plans in Benzie County
Not offered: plan discontinued~20
Berrien County: what this means for you
All plans in Berrien County
Being replaced (CMS crosswalk) New plan: Humana Full Access Giveback (PPO) (H5216-306-0)~120
Branch County: what this means for you
All plans in Branch County
Being replaced (CMS crosswalk) New plan: Humana Full Access Giveback (PPO) (H5216-306-0)~10
Calhoun County: what this means for you
All plans in Calhoun County
Being replaced (CMS crosswalk) New plan: Humana Full Access Giveback (PPO) (H5216-306-0)~80
Cass County: what this means for you
All plans in Cass County
Being replaced (CMS crosswalk) New plan: Humana Full Access Giveback (PPO) (H5216-306-0)~50
Charlevoix County: what this means for you
All plans in Charlevoix County
Not offered: plan discontinued~10
Cheboygan County: what this means for you
All plans in Cheboygan County
Not offered: plan discontinued~30
Chippewa County: what this means for you
All plans in Chippewa County
Not offered: plan discontinued~50
Clare County: what this means for you
All plans in Clare County
Being replaced (CMS crosswalk) New plan: Humana Full Access Giveback (PPO) (H5216-306-0)~50
Clinton County: what this means for you
All plans in Clinton County
Being replaced (CMS crosswalk) New plan: Humana Full Access Giveback (PPO) (H5216-306-0)~30
Crawford County: what this means for you
All plans in Crawford County
Not offered: plan discontinued~10
Delta County: what this means for you
All plans in Delta County
Being replaced (CMS crosswalk) New plan: Humana Full Access Giveback (PPO) (H5216-306-0)~510
Dickinson County: what this means for you
All plans in Dickinson County
Being replaced (CMS crosswalk) New plan: Humana Full Access Giveback (PPO) (H5216-306-0)~40
Eaton County: what this means for you
All plans in Eaton County
Being replaced (CMS crosswalk) New plan: Humana Full Access Giveback (PPO) (H5216-306-0)~50
Emmet County: what this means for you
All plans in Emmet County
Not offered: plan discontinued~20
Genesee County: what this means for you
All plans in Genesee County
Being replaced (CMS crosswalk) New plan: Humana Full Access Giveback (PPO) (H5216-306-0)~120
Gladwin County: what this means for you
All plans in Gladwin County
Not offered: plan discontinued~20
Gogebic County: what this means for you
All plans in Gogebic County
Not offered: plan discontinued~30
Grand Traverse County: what this means for you
All plans in Grand Traverse County
Not offered: plan discontinued~40
Gratiot County: what this means for you
All plans in Gratiot County
Being replaced (CMS crosswalk) New plan: Humana Full Access Giveback (PPO) (H5216-306-0)~10
Hillsdale County: what this means for you
All plans in Hillsdale County
Being replaced (CMS crosswalk) New plan: Humana Full Access Giveback (PPO) (H5216-306-0)~10
Houghton County: what this means for you
All plans in Houghton County
Not offered: plan discontinued~40
Huron County: what this means for you
All plans in Huron County
Not offered: plan discontinued~20
Ingham County: what this means for you
All plans in Ingham County
Being replaced (CMS crosswalk) New plan: Humana Full Access Giveback (PPO) (H5216-306-0)~80
Ionia County: what this means for you
All plans in Ionia County
Being replaced (CMS crosswalk) New plan: Humana Full Access Giveback (PPO) (H5216-306-0)~20
Iosco County: what this means for you
All plans in Iosco County
Not offered: plan discontinued~130
Iron County: what this means for you
All plans in Iron County
Not offered: plan discontinued~50
Isabella County: what this means for you
All plans in Isabella County
Not offered: plan discontinued~130
Jackson County: what this means for you
All plans in Jackson County
Being replaced (CMS crosswalk) New plan: Humana Full Access Giveback (PPO) (H5216-306-0)~80
Kalamazoo County: what this means for you
All plans in Kalamazoo County
Being replaced (CMS crosswalk) New plan: Humana Full Access Giveback (PPO) (H5216-306-0)~100
Kalkaska County: what this means for you
All plans in Kalkaska County
Not offered: plan discontinued~20
Kent County: what this means for you
All plans in Kent County
Being replaced (CMS crosswalk) New plan: Humana Full Access Giveback (PPO) (H5216-306-0)~90
Keweenaw County: what this means for you
All plans in Keweenaw County
Not offered: plan discontinued10 or fewer
Lake County: what this means for you
All plans in Lake County
Not offered: plan discontinued~10
Lapeer County: what this means for you
All plans in Lapeer County
Being replaced (CMS crosswalk) New plan: Humana Full Access Giveback (PPO) (H5216-306-0)~40
Leelanau County: what this means for you
All plans in Leelanau County
Not offered: plan discontinued10 or fewer
Lenawee County: what this means for you
All plans in Lenawee County
Being replaced (CMS crosswalk) New plan: Humana Full Access Giveback (PPO) (H5216-306-0)~70
Livingston County: what this means for you
All plans in Livingston County
Being replaced (CMS crosswalk) New plan: Humana Full Access Giveback (PPO) (H5216-306-0)~20
Luce County: what this means for you
All plans in Luce County
Not offered: plan discontinued~120
Mackinac County: what this means for you
All plans in Mackinac County
Not offered: plan discontinued~490
Macomb County: what this means for you
All plans in Macomb County
Being replaced (CMS crosswalk) New plan: Humana Full Access Giveback (PPO) (H5216-306-0)~190
Manistee County: what this means for you
All plans in Manistee County
Not offered: plan discontinued~200
Marquette County: what this means for you
All plans in Marquette County
Being replaced (CMS crosswalk) New plan: Humana Full Access Giveback (PPO) (H5216-306-0)~50
Mason County: what this means for you
All plans in Mason County
Not offered: plan discontinued~190
Mecosta County: what this means for you
All plans in Mecosta County
Being replaced (CMS crosswalk) New plan: Humana Full Access Giveback (PPO) (H5216-306-0)~20
Menominee County: what this means for you
All plans in Menominee County
Being replaced (CMS crosswalk) New plan: Humana Full Access Giveback (PPO) (H5216-306-0)~40
Midland County: what this means for you
All plans in Midland County
Being replaced (CMS crosswalk) New plan: Humana Full Access Giveback (PPO) (H5216-306-0)~20
Missaukee County: what this means for you
All plans in Missaukee County
Not offered: plan discontinued10 or fewer
Monroe County: what this means for you
All plans in Monroe County
Being replaced (CMS crosswalk) New plan: Humana Full Access Giveback (PPO) (H5216-306-0)~50
Montcalm County: what this means for you
All plans in Montcalm County
Being replaced (CMS crosswalk) New plan: Humana Full Access Giveback (PPO) (H5216-306-0)~30
Montmorency County: what this means for you
All plans in Montmorency County
Not offered: plan discontinued~20
Muskegon County: what this means for you
All plans in Muskegon County
Being replaced (CMS crosswalk) New plan: Humana Full Access Giveback (PPO) (H5216-306-0)~60
Newaygo County: what this means for you
All plans in Newaygo County
Being replaced (CMS crosswalk) New plan: Humana Full Access Giveback (PPO) (H5216-306-0)~30
Oakland County: what this means for you
All plans in Oakland County
Being replaced (CMS crosswalk) New plan: Humana Full Access Giveback (PPO) (H5216-306-0)~210
Oceana County: what this means for you
All plans in Oceana County
Being replaced (CMS crosswalk) New plan: Humana Full Access Giveback (PPO) (H5216-306-0)~30
Ogemaw County: what this means for you
All plans in Ogemaw County
Not offered: plan discontinued~20
Ontonagon County: what this means for you
All plans in Ontonagon County
Not offered: plan discontinued~110
Osceola County: what this means for you
All plans in Osceola County
Not offered: plan discontinued~100
Oscoda County: what this means for you
All plans in Oscoda County
Not offered: plan discontinued10 or fewer
Otsego County: what this means for you
All plans in Otsego County
Not offered: plan discontinued~20
Ottawa County: what this means for you
All plans in Ottawa County
Being replaced (CMS crosswalk) New plan: Humana Full Access Giveback (PPO) (H5216-306-0)~50
Presque Isle County: what this means for you
All plans in Presque Isle County
Not offered: plan discontinued~10
Roscommon County: what this means for you
All plans in Roscommon County
Not offered: plan discontinued~20
Saginaw County: what this means for you
All plans in Saginaw County
Being replaced (CMS crosswalk) New plan: Humana Full Access Giveback (PPO) (H5216-306-0)~90
Sanilac County: what this means for you
All plans in Sanilac County
Being replaced (CMS crosswalk) New plan: Humana Full Access Giveback (PPO) (H5216-306-0)~30
Schoolcraft County: what this means for you
All plans in Schoolcraft County
Not offered: plan discontinued~150
Shiawassee County: what this means for you
All plans in Shiawassee County
Being replaced (CMS crosswalk) New plan: Humana Full Access Giveback (PPO) (H5216-306-0)~30
St. Clair County: what this means for you
All plans in St. Clair County
Being replaced (CMS crosswalk) New plan: Humana Full Access Giveback (PPO) (H5216-306-0)~70
St. Joseph County: what this means for you
All plans in St. Joseph County
Being replaced (CMS crosswalk) New plan: Humana Full Access Giveback (PPO) (H5216-306-0)~30
Tuscola County: what this means for you
All plans in Tuscola County
Being replaced (CMS crosswalk) New plan: Humana Full Access Giveback (PPO) (H5216-306-0)~40
Van Buren County: what this means for you
All plans in Van Buren County
Being replaced (CMS crosswalk) New plan: Humana Full Access Giveback (PPO) (H5216-306-0)~50
Washtenaw County: what this means for you
All plans in Washtenaw County
Being replaced (CMS crosswalk) New plan: Humana Full Access Giveback (PPO) (H5216-306-0)~40
Wayne County: what this means for you
All plans in Wayne County
Being replaced (CMS crosswalk) New plan: Humana Full Access Giveback (PPO) (H5216-306-0)~380
Wexford County: what this means for you
All plans in Wexford County
Not offered: plan discontinued~20

Costs and Star Rating

Costs for H5216-305, 2026
What2026
Monthly premium (without Extra Help)$0 a month
Maximum you pay for covered medical care$8,650 (in-network)
Drug deductible$90
Overall star rating (from CMS)3.5 out of 5 stars

PPO plans also have a limit for in- and out-of-network care combined. See Medicare Plan Finder.

CMS rates contracts, so plans under one contract share its rating. For costs with Extra Help, use the lookup.

What Happens Next

Where it is being replaced, CMS's crosswalk moves members into the plan or plans shown in the table. Your Annual Notice of Change explains the new plan.

If this plan is not offered in your county in 2027, you can pick a new plan from October 15 to December 7, 2026. If your plan is ending, you also have until February 28, 2027. That extra time doesn't apply if your plan is being combined into another plan. Check your county to see what happens if you do nothing.

These numbers come from CMS's plan files. If you're in this plan, confirm with your Annual Notice of Change or the letter from your plan.

Source: CMS CY2027 Landscape, data as of October 18, 2026 (release 202610). Enrollment: CMS Monthly Enrollment by Contract/Plan/State/County, October 2026. Plan moves: CMS 2027 Plan Crosswalk, file dated October 1, 2026. People counts add up the counties where this plan is offered. They leave out members who live outside that area. See how we get our numbers.