Humana Essentials Plus Giveback (PPO) (H7617-144) in 2027
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PPO: about this plan type · Legal name: EMPHESYS INSURANCE COMPANY
This plan is new for 2027. No 2026 plan had this plan ID, but CMS moves some members of other 2026 plans into it (listed below). It is offered in 160 counties in 2027.
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Members Moved Into This Plan
CMS's 2027 plan crosswalk moves some or all members of these 2026 plans into this plan, in the counties listed. Your Annual Notice of Change says whether this applies to you.
- HumanaChoice Giveback H7617-003 (PPO) · H7617-003
In 147 counties
Adams County, Allen County, Benton County, Blackford County, Boone County, Brown County, Carroll County, Cass County, Clay County, Clinton County, Daviess County, DeKalb County, Dearborn County, Delaware County, Dubois County, Elkhart County, Fayette County, Fountain County, Franklin County, Fulton County, Gibson County, Grant County, Greene County, Hamilton County, Hancock County, Hendricks County, Henry County, Howard County, Huntington County, Jackson County, Jasper County, Jay County, Jennings County, Johnson County, Knox County, Kosciusko County, La Porte County, Lagrange County, Lake County, Lawrence County, Madison County, Marion County, Marshall County, Martin County, Miami County, Monroe County, Montgomery County, Morgan County, Newton County, Noble County, Ohio County, Orange County, Owen County, Parke County, Pike County, Porter County, Posey County, Putnam County, Randolph County, Ripley County, Scott County, Shelby County, Spencer County, St. Joseph County, Starke County, Steuben County, Sullivan County, Switzerland County, Tippecanoe County, Union County, Vanderburgh County, Vermillion County, Wabash County, Warren County, Warrick County, Washington County, Wells County, White County, Whitley County, Boone County, Campbell County, Henderson County, Kenton County, Pendleton County, Adams County, Allen County, Ashland County, Auglaize County, Belmont County, Brown County, Butler County, Carroll County, Champaign County, Clark County, Clermont County, Clinton County, Columbiana County, Cuyahoga County, Darke County, Delaware County, Erie County, Fairfield County, Franklin County, Fulton County, Geauga County, Greene County, Hamilton County, Hancock County, Hardin County, Harrison County, Henry County, Holmes County, Jefferson County, Knox County, Lake County, Lawrence County, Licking County, Logan County, Lorain County, Lucas County, Madison County, Mahoning County, Marion County, Medina County, Miami County, Montgomery County, Morrow County, Ottawa County, Paulding County, Pickaway County, Portage County, Preble County, Putnam County, Sandusky County, Seneca County, Shelby County, Stark County, Summit County, Trumbull County, Tuscarawas County, Union County, Van Wert County, Warren County, Wayne County, Williams County, Wood County, Wyandot County
- Humana USAA Honor Giveback with Rx (PPO) · H7617-060
In 155 counties
Adams County, Allen County, Bartholomew County, Benton County, Blackford County, Boone County, Brown County, Carroll County, Cass County, Clark County, Clay County, Clinton County, Crawford County, Daviess County, DeKalb County, Dearborn County, Decatur County, Delaware County, Dubois County, Elkhart County, Fayette County, Floyd County, Fountain County, Franklin County, Fulton County, Gibson County, Grant County, Greene County, Hamilton County, Hancock County, Harrison County, Hendricks County, Henry County, Howard County, Huntington County, Jackson County, Jasper County, Jay County, Jefferson County, Jennings County, Johnson County, Knox County, Kosciusko County, La Porte County, Lagrange County, Lake County, Lawrence County, Madison County, Marion County, Marshall County, Martin County, Miami County, Monroe County, Montgomery County, Morgan County, Newton County, Noble County, Ohio County, Orange County, Owen County, Parke County, Perry County, Pike County, Porter County, Posey County, Pulaski County, Putnam County, Randolph County, Ripley County, Rush County, Scott County, Shelby County, Spencer County, St. Joseph County, Starke County, Steuben County, Sullivan County, Switzerland County, Tippecanoe County, Tipton County, Union County, Vanderburgh County, Vermillion County, Vigo County, Wabash County, Warren County, Warrick County, Washington County, Wayne County, Wells County, White County, Whitley County, Adams County, Allen County, Ashland County, Auglaize County, Belmont County, Brown County, Butler County, Carroll County, Champaign County, Clark County, Clermont County, Clinton County, Columbiana County, Cuyahoga County, Darke County, Delaware County, Erie County, Fairfield County, Franklin County, Fulton County, Geauga County, Greene County, Hamilton County, Hancock County, Hardin County, Harrison County, Henry County, Holmes County, Jefferson County, Knox County, Lake County, Lawrence County, Licking County, Logan County, Lorain County, Lucas County, Madison County, Mahoning County, Marion County, Medina County, Miami County, Montgomery County, Morrow County, Ottawa County, Paulding County, Pickaway County, Portage County, Preble County, Putnam County, Sandusky County, Seneca County, Shelby County, Stark County, Summit County, Trumbull County, Tuscarawas County, Union County, Van Wert County, Warren County, Wayne County, Williams County, Wood County, Wyandot County
States
Indiana
See the 92 counties in IndianaHide the counties
Kentucky
See the 5 counties in KentuckyHide the counties
| County | What's Happening | Plan ID | People in Plan |
|---|---|---|---|
| Boone County: what this means for you All plans in Boone County | Takes in members from a 2026 plan | H7617-144-2 | Not listed |
| Campbell County: what this means for you All plans in Campbell County | Takes in members from a 2026 plan | H7617-144-2 | Not listed |
| Henderson County: what this means for you All plans in Henderson County | Takes in members from a 2026 plan | H7617-144-2 | Not listed |
| Kenton County: what this means for you All plans in Kenton County | Takes in members from a 2026 plan | H7617-144-2 | Not listed |
| Pendleton County: what this means for you All plans in Pendleton County | Takes in members from a 2026 plan | H7617-144-2 | Not listed |
Ohio
See the 63 counties in OhioHide the counties
Costs and Star Rating
| What | 2027 |
|---|---|
| Monthly premium (without Extra Help) | $0 a month |
| Maximum you pay for covered medical care | $9,850 (in-network) |
| Drug deductible | $700 |
| Overall star rating (from CMS) | 4.5 out of 5 stars |
PPO plans also have a limit for in- and out-of-network care combined. See Medicare Plan Finder.
CMS rates contracts, so plans under one contract share its rating. For costs with Extra Help, use the lookup.
What Happens Next
To see this plan next to the other plans offered in your county, use the lookup.
These numbers come from CMS's plan files. If you're in this plan, confirm with your Annual Notice of Change or the letter from your plan.
Source: CMS CY2027 Landscape, data as of October 18, 2026 (release 202610). Enrollment: CMS Monthly Enrollment by Contract/Plan/State/County, October 2026. Plan moves: CMS 2027 Plan Crosswalk, file dated October 1, 2026. See how we get our numbers.