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CMS plan data as of October 18, 2026

Humana USAA Honor Giveback with Rx (PPO) (H7617-071) in 2027

We are not affiliated with Humana. Plan and company names are shown only to identify plans.

PPO · Legal name: EMPHESYS INSURANCE COMPANY

Being replaced in all 73 counties where it was offered in 2026, by Humana Full Access Giveback (PPO) (H7617-058). CMS's 2027 plan list doesn't include this plan.

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BeingReplaced
73
countiesCMS crosswalk
People inThis Plan
~3,600
CMS enrollment,October 2026

Being replaced: members are moved into another plan from the same company. For some plans, CMS's file also lists the plan as ending, so some members may not be moved. The rest need to pick a plan. Their Annual Notice of Change explains the new plan. Everyone in these plans keeps Medicare.

Michigan

See the 73 counties in MichiganHide the counties
CountyWhat's HappeningPeople in Plan
Alcona County
All plans in Alcona County		Being replaced (CMS crosswalk) New plan: Humana Full Access Giveback (PPO) (H7617-058-0)10 or fewer
Alger County
All plans in Alger County		Being replaced (CMS crosswalk) New plan: Humana Full Access Giveback (PPO) (H7617-058-0)~20
Allegan County
All plans in Allegan County		Being replaced (CMS crosswalk) New plan: Humana Full Access Giveback (PPO) (H7617-058-0)~20
Antrim County
All plans in Antrim County		Being replaced (CMS crosswalk) New plan: Humana Full Access Giveback (PPO) (H7617-058-0)~20
Arenac County
All plans in Arenac County		Being replaced (CMS crosswalk) New plan: Humana Full Access Giveback (PPO) (H7617-058-0)10 or fewer
Baraga County
All plans in Baraga County		Being replaced (CMS crosswalk) New plan: Humana Full Access Giveback (PPO) (H7617-058-0)~240
Barry County
All plans in Barry County		Being replaced (CMS crosswalk) New plan: Humana Full Access Giveback (PPO) (H7617-058-0)10 or fewer
Bay County
All plans in Bay County		Being replaced (CMS crosswalk) New plan: Humana Full Access Giveback (PPO) (H7617-058-0)~20
Benzie County
All plans in Benzie County		Being replaced (CMS crosswalk) New plan: Humana Full Access Giveback (PPO) (H7617-058-0)~10
Berrien County
All plans in Berrien County		Being replaced (CMS crosswalk) New plan: Humana Full Access Giveback (PPO) (H7617-058-0)~50
Branch County
All plans in Branch County		Being replaced (CMS crosswalk) New plan: Humana Full Access Giveback (PPO) (H7617-058-0)~10
Cass County
All plans in Cass County		Being replaced (CMS crosswalk) New plan: Humana Full Access Giveback (PPO) (H7617-058-0)~30
Charlevoix County
All plans in Charlevoix County		Being replaced (CMS crosswalk) New plan: Humana Full Access Giveback (PPO) (H7617-058-0)~20
Cheboygan County
All plans in Cheboygan County		Being replaced (CMS crosswalk) New plan: Humana Full Access Giveback (PPO) (H7617-058-0)10 or fewer
Clare County
All plans in Clare County		Being replaced (CMS crosswalk) New plan: Humana Full Access Giveback (PPO) (H7617-058-0)~40
Clinton County
All plans in Clinton County		Being replaced (CMS crosswalk) New plan: Humana Full Access Giveback (PPO) (H7617-058-0)~20
Crawford County
All plans in Crawford County		Being replaced (CMS crosswalk) New plan: Humana Full Access Giveback (PPO) (H7617-058-0)10 or fewer
Delta County
All plans in Delta County		Being replaced (CMS crosswalk) New plan: Humana Full Access Giveback (PPO) (H7617-058-0)~720
Dickinson County
All plans in Dickinson County		Being replaced (CMS crosswalk) New plan: Humana Full Access Giveback (PPO) (H7617-058-0)~10
Eaton County
All plans in Eaton County		Being replaced (CMS crosswalk) New plan: Humana Full Access Giveback (PPO) (H7617-058-0)~30
Emmet County
All plans in Emmet County		Being replaced (CMS crosswalk) New plan: Humana Full Access Giveback (PPO) (H7617-058-0)~40
Genesee County
All plans in Genesee County		Being replaced (CMS crosswalk) New plan: Humana Full Access Giveback (PPO) (H7617-058-0)~50
Gladwin County
All plans in Gladwin County		Being replaced (CMS crosswalk) New plan: Humana Full Access Giveback (PPO) (H7617-058-0)~10
Grand Traverse County
All plans in Grand Traverse County		Being replaced (CMS crosswalk) New plan: Humana Full Access Giveback (PPO) (H7617-058-0)~40
Gratiot County
All plans in Gratiot County		Being replaced (CMS crosswalk) New plan: Humana Full Access Giveback (PPO) (H7617-058-0)10 or fewer
Hillsdale County
All plans in Hillsdale County		Being replaced (CMS crosswalk) New plan: Humana Full Access Giveback (PPO) (H7617-058-0)~10
Houghton County
All plans in Houghton County		Being replaced (CMS crosswalk) New plan: Humana Full Access Giveback (PPO) (H7617-058-0)~40
Huron County
All plans in Huron County		Being replaced (CMS crosswalk) New plan: Humana Full Access Giveback (PPO) (H7617-058-0)~30
Ingham County
All plans in Ingham County		Being replaced (CMS crosswalk) New plan: Humana Full Access Giveback (PPO) (H7617-058-0)~40
Ionia County
All plans in Ionia County		Being replaced (CMS crosswalk) New plan: Humana Full Access Giveback (PPO) (H7617-058-0)~20
Iosco County
All plans in Iosco County		Being replaced (CMS crosswalk) New plan: Humana Full Access Giveback (PPO) (H7617-058-0)~110
Iron County
All plans in Iron County		Being replaced (CMS crosswalk) New plan: Humana Full Access Giveback (PPO) (H7617-058-0)~50
Isabella County
All plans in Isabella County		Being replaced (CMS crosswalk) New plan: Humana Full Access Giveback (PPO) (H7617-058-0)~130
Jackson County
All plans in Jackson County		Being replaced (CMS crosswalk) New plan: Humana Full Access Giveback (PPO) (H7617-058-0)~30
Kalkaska County
All plans in Kalkaska County		Being replaced (CMS crosswalk) New plan: Humana Full Access Giveback (PPO) (H7617-058-0)~30
Kent County
All plans in Kent County		Being replaced (CMS crosswalk) New plan: Humana Full Access Giveback (PPO) (H7617-058-0)~40
Keweenaw County
All plans in Keweenaw County		Being replaced (CMS crosswalk) New plan: Humana Full Access Giveback (PPO) (H7617-058-0)10 or fewer
Lake County
All plans in Lake County		Being replaced (CMS crosswalk) New plan: Humana Full Access Giveback (PPO) (H7617-058-0)~20
Lapeer County
All plans in Lapeer County		Being replaced (CMS crosswalk) New plan: Humana Full Access Giveback (PPO) (H7617-058-0)~20
Leelanau County
All plans in Leelanau County		Being replaced (CMS crosswalk) New plan: Humana Full Access Giveback (PPO) (H7617-058-0)10 or fewer
Lenawee County
All plans in Lenawee County		Being replaced (CMS crosswalk) New plan: Humana Full Access Giveback (PPO) (H7617-058-0)~10
Livingston County
All plans in Livingston County		Being replaced (CMS crosswalk) New plan: Humana Full Access Giveback (PPO) (H7617-058-0)~10
Luce County
All plans in Luce County		Being replaced (CMS crosswalk) New plan: Humana Full Access Giveback (PPO) (H7617-058-0)~110
Macomb County
All plans in Macomb County		Being replaced (CMS crosswalk) New plan: Humana Full Access Giveback (PPO) (H7617-058-0)~100
Manistee County
All plans in Manistee County		Being replaced (CMS crosswalk) New plan: Humana Full Access Giveback (PPO) (H7617-058-0)~190
Marquette County
All plans in Marquette County		Being replaced (CMS crosswalk) New plan: Humana Full Access Giveback (PPO) (H7617-058-0)~30
Mecosta County
All plans in Mecosta County		Being replaced (CMS crosswalk) New plan: Humana Full Access Giveback (PPO) (H7617-058-0)10 or fewer
Menominee County
All plans in Menominee County		Being replaced (CMS crosswalk) New plan: Humana Full Access Giveback (PPO) (H7617-058-0)~30
Midland County
All plans in Midland County		Being replaced (CMS crosswalk) New plan: Humana Full Access Giveback (PPO) (H7617-058-0)10 or fewer
Missaukee County
All plans in Missaukee County		Being replaced (CMS crosswalk) New plan: Humana Full Access Giveback (PPO) (H7617-058-0)10 or fewer
Monroe County
All plans in Monroe County		Being replaced (CMS crosswalk) New plan: Humana Full Access Giveback (PPO) (H7617-058-0)~30
Montcalm County
All plans in Montcalm County		Being replaced (CMS crosswalk) New plan: Humana Full Access Giveback (PPO) (H7617-058-0)10 or fewer
Montmorency County
All plans in Montmorency County		Being replaced (CMS crosswalk) New plan: Humana Full Access Giveback (PPO) (H7617-058-0)10 or fewer
Newaygo County
All plans in Newaygo County		Being replaced (CMS crosswalk) New plan: Humana Full Access Giveback (PPO) (H7617-058-0)10 or fewer
Oakland County
All plans in Oakland County		Being replaced (CMS crosswalk) New plan: Humana Full Access Giveback (PPO) (H7617-058-0)~110
Ogemaw County
All plans in Ogemaw County		Being replaced (CMS crosswalk) New plan: Humana Full Access Giveback (PPO) (H7617-058-0)10 or fewer
Ontonagon County
All plans in Ontonagon County		Being replaced (CMS crosswalk) New plan: Humana Full Access Giveback (PPO) (H7617-058-0)~220
Osceola County
All plans in Osceola County		Being replaced (CMS crosswalk) New plan: Humana Full Access Giveback (PPO) (H7617-058-0)~100
Oscoda County
All plans in Oscoda County		Being replaced (CMS crosswalk) New plan: Humana Full Access Giveback (PPO) (H7617-058-0)10 or fewer
Otsego County
All plans in Otsego County		Being replaced (CMS crosswalk) New plan: Humana Full Access Giveback (PPO) (H7617-058-0)~20
Presque Isle County
All plans in Presque Isle County		Being replaced (CMS crosswalk) New plan: Humana Full Access Giveback (PPO) (H7617-058-0)~10
Roscommon County
All plans in Roscommon County		Being replaced (CMS crosswalk) New plan: Humana Full Access Giveback (PPO) (H7617-058-0)10 or fewer
Saginaw County
All plans in Saginaw County		Being replaced (CMS crosswalk) New plan: Humana Full Access Giveback (PPO) (H7617-058-0)~50
Sanilac County
All plans in Sanilac County		Being replaced (CMS crosswalk) New plan: Humana Full Access Giveback (PPO) (H7617-058-0)~30
Schoolcraft County
All plans in Schoolcraft County		Being replaced (CMS crosswalk) New plan: Humana Full Access Giveback (PPO) (H7617-058-0)~300
Shiawassee County
All plans in Shiawassee County		Being replaced (CMS crosswalk) New plan: Humana Full Access Giveback (PPO) (H7617-058-0)~50
St. Clair County
All plans in St. Clair County		Being replaced (CMS crosswalk) New plan: Humana Full Access Giveback (PPO) (H7617-058-0)~40
St. Joseph County
All plans in St. Joseph County		Being replaced (CMS crosswalk) New plan: Humana Full Access Giveback (PPO) (H7617-058-0)~10
Tuscola County
All plans in Tuscola County		Being replaced (CMS crosswalk) New plan: Humana Full Access Giveback (PPO) (H7617-058-0)~20
Van Buren County
All plans in Van Buren County		Being replaced (CMS crosswalk) New plan: Humana Full Access Giveback (PPO) (H7617-058-0)~20
Washtenaw County
All plans in Washtenaw County		Being replaced (CMS crosswalk) New plan: Humana Full Access Giveback (PPO) (H7617-058-0)~20
Wayne County
All plans in Wayne County		Being replaced (CMS crosswalk) New plan: Humana Full Access Giveback (PPO) (H7617-058-0)~180
Wexford County
All plans in Wexford County		Being replaced (CMS crosswalk) New plan: Humana Full Access Giveback (PPO) (H7617-058-0)10 or fewer

Costs and Star Rating

What2026
Monthly premium (without Extra Help)$0 a month
Maximum you pay for covered medical care$8,650 (in-network)
Drug deductible$90
Overall star rating (from CMS)4.5 out of 5 stars

PPO plans also have a limit for in- and out-of-network care combined. See Medicare Plan Finder.

CMS rates contracts, so plans under one contract share its rating. For costs with Extra Help, use the lookup.

What Happens Next

Where it is being replaced, CMS's crosswalk moves members into the plan or plans shown in the table. Your Annual Notice of Change explains the new plan.

These numbers come from CMS's plan files. If you're in this plan, confirm with your Annual Notice of Change or the letter from your plan.

Source: CMS CY2027 Landscape, data as of October 18, 2026 (release 202610). Enrollment: CMS Monthly Enrollment by Contract/Plan/State/County, October 2026. Plan moves: CMS 2027 Plan Crosswalk, file dated October 1, 2026. People counts add up the counties where this plan is offered. They leave out members who live outside that area. See how we get our numbers.