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CMS plan data as of October 18, 2026

Humana USAA Honor Giveback (PPO) (H7617-022) in 2027

We are not affiliated with Humana. Plan and company names are shown only to identify plans.

PPO · Legal name: EMPHESYS INSURANCE COMPANY

Offered again in all 155 counties where it was offered in 2026.

Check Your Plan with Your ZIP Code

Offered Againin 2027
155
of 155 countiesin 2026
People inThis Plan
~12,000
CMS enrollment,October 2026

Illinois

See the 91 counties in IllinoisHide the counties
CountyWhat's HappeningPeople in Plan
Adams County
All plans in Adams County		Offered in 202710 or fewer
Alexander County
All plans in Alexander County		Offered in 202710 or fewer
Boone County
All plans in Boone County		Offered in 2027~20
Brown County
All plans in Brown County		Offered in 202710 or fewer
Bureau County
All plans in Bureau County		Offered in 202710 or fewer
Carroll County
All plans in Carroll County		Offered in 2027~20
Cass County
All plans in Cass County		Offered in 202710 or fewer
Champaign County
All plans in Champaign County		Offered in 2027~60
Christian County
All plans in Christian County		Offered in 2027~20
Clark County
All plans in Clark County		Offered in 202710 or fewer
Clay County
All plans in Clay County		Offered in 202710 or fewer
Coles County
All plans in Coles County		Offered in 2027~20
Cook County
All plans in Cook County		Offered in 2027~740
Crawford County
All plans in Crawford County		Offered in 2027~20
Cumberland County
All plans in Cumberland County		Offered in 202710 or fewer
De Witt County
All plans in De Witt County		Offered in 202710 or fewer
DeKalb County
All plans in DeKalb County		Offered in 2027~10
Douglas County
All plans in Douglas County		Offered in 202710 or fewer
DuPage County
All plans in DuPage County		Offered in 2027~130
Edgar County
All plans in Edgar County		Offered in 2027~20
Edwards County
All plans in Edwards County		Offered in 202710 or fewer
Effingham County
All plans in Effingham County		Offered in 2027~20
Fayette County
All plans in Fayette County		Offered in 202710 or fewer
Ford County
All plans in Ford County		Offered in 202710 or fewer
Franklin County
All plans in Franklin County		Offered in 2027~30
Fulton County
All plans in Fulton County		Offered in 2027~20
Gallatin County
All plans in Gallatin County		Offered in 202710 or fewer
Greene County
All plans in Greene County		Offered in 202710 or fewer
Grundy County
All plans in Grundy County		Offered in 202710 or fewer
Hamilton County
All plans in Hamilton County		Offered in 202710 or fewer
Hancock County
All plans in Hancock County		Offered in 2027~10
Hardin County
All plans in Hardin County		Offered in 202710 or fewer
Henderson County
All plans in Henderson County		Offered in 202710 or fewer
Henry County
All plans in Henry County		Offered in 2027~20
Iroquois County
All plans in Iroquois County		Offered in 2027~10
Jackson County
All plans in Jackson County		Offered in 202710 or fewer
Jasper County
All plans in Jasper County		Offered in 202710 or fewer
Jefferson County
All plans in Jefferson County		Offered in 2027~20
Jo Daviess County
All plans in Jo Daviess County		Offered in 202710 or fewer
Johnson County
All plans in Johnson County		Offered in 202710 or fewer
Kane County
All plans in Kane County		Offered in 2027~70
Kankakee County
All plans in Kankakee County		Offered in 2027~30
Kendall County
All plans in Kendall County		Offered in 2027~20
Knox County
All plans in Knox County		Offered in 2027~40
La Salle County
All plans in La Salle County		Offered in 2027~50
Lake County
All plans in Lake County		Offered in 2027~130
Lawrence County
All plans in Lawrence County		Offered in 202710 or fewer
Lee County
All plans in Lee County		Offered in 2027~20
Livingston County
All plans in Livingston County		Offered in 2027~20
Logan County
All plans in Logan County		Offered in 2027~10
Macon County
All plans in Macon County		Offered in 2027~50
Marshall County
All plans in Marshall County		Offered in 202710 or fewer
Mason County
All plans in Mason County		Offered in 202710 or fewer
Massac County
All plans in Massac County		Offered in 2027~10
McDonough County
All plans in McDonough County		Offered in 2027~10
McHenry County
All plans in McHenry County		Offered in 2027~70
McLean County
All plans in McLean County		Offered in 2027~50
Menard County
All plans in Menard County		Offered in 202710 or fewer
Mercer County
All plans in Mercer County		Offered in 2027~20
Montgomery County
All plans in Montgomery County		Offered in 202710 or fewer
Morgan County
All plans in Morgan County		Offered in 2027~20
Moultrie County
All plans in Moultrie County		Offered in 202710 or fewer
Ogle County
All plans in Ogle County		Offered in 2027~20
Peoria County
All plans in Peoria County		Offered in 2027~80
Perry County
All plans in Perry County		Offered in 202710 or fewer
Piatt County
All plans in Piatt County		Offered in 202710 or fewer
Pike County
All plans in Pike County		Offered in 202710 or fewer
Pope County
All plans in Pope County		Offered in 202710 or fewer
Pulaski County
All plans in Pulaski County		Offered in 202710 or fewer
Putnam County
All plans in Putnam County		Offered in 202710 or fewer
Randolph County
All plans in Randolph County		Offered in 202710 or fewer
Richland County
All plans in Richland County		Offered in 202710 or fewer
Saline County
All plans in Saline County		Offered in 2027~20
Sangamon County
All plans in Sangamon County		Offered in 2027~70
Schuyler County
All plans in Schuyler County		Offered in 202710 or fewer
Scott County
All plans in Scott County		Offered in 202710 or fewer
Shelby County
All plans in Shelby County		Offered in 2027~10
Stark County
All plans in Stark County		Offered in 202710 or fewer
Stephenson County
All plans in Stephenson County		Offered in 2027~20
Tazewell County
All plans in Tazewell County		Offered in 2027~50
Union County
All plans in Union County		Offered in 202710 or fewer
Vermilion County
All plans in Vermilion County		Offered in 2027~70
Wabash County
All plans in Wabash County		Offered in 202710 or fewer
Warren County
All plans in Warren County		Offered in 2027~20
Washington County
All plans in Washington County		Offered in 202710 or fewer
Wayne County
All plans in Wayne County		Offered in 202710 or fewer
White County
All plans in White County		Offered in 202710 or fewer
Whiteside County
All plans in Whiteside County		Offered in 2027~30
Will County
All plans in Will County		Offered in 2027~130
Winnebago County
All plans in Winnebago County		Offered in 2027~120
Woodford County
All plans in Woodford County		Offered in 2027~20

Wisconsin

See the 64 counties in WisconsinHide the counties
CountyWhat's HappeningPeople in Plan
Adams County
All plans in Adams County		Offered in 2027~110
Brown County
All plans in Brown County		Offered in 2027~740
Buffalo County
All plans in Buffalo County		Offered in 2027~30
Burnett County
All plans in Burnett County		Offered in 2027~70
Calumet County
All plans in Calumet County		Offered in 2027~100
Chippewa County
All plans in Chippewa County		Offered in 2027~130
Clark County
All plans in Clark County		Offered in 2027~90
Columbia County
All plans in Columbia County		Offered in 2027~70
Crawford County
All plans in Crawford County		Offered in 2027~80
Dane County
All plans in Dane County		Offered in 2027~310
Dodge County
All plans in Dodge County		Offered in 2027~130
Door County
All plans in Door County		Offered in 2027~240
Douglas County
All plans in Douglas County		Offered in 2027~70
Dunn County
All plans in Dunn County		Offered in 2027~60
Eau Claire County
All plans in Eau Claire County		Offered in 2027~150
Florence County
All plans in Florence County		Offered in 2027~20
Fond du Lac County
All plans in Fond du Lac County		Offered in 2027~120
Forest County
All plans in Forest County		Offered in 2027~40
Green County
All plans in Green County		Offered in 2027~50
Green Lake County
All plans in Green Lake County		Offered in 2027~30
Iowa County
All plans in Iowa County		Offered in 2027~30
Iron County
All plans in Iron County		Offered in 2027~20
Jackson County
All plans in Jackson County		Offered in 2027~90
Jefferson County
All plans in Jefferson County		Offered in 2027~140
Juneau County
All plans in Juneau County		Offered in 2027~100
Kenosha County
All plans in Kenosha County		Offered in 2027~100
Kewaunee County
All plans in Kewaunee County		Offered in 2027~90
La Crosse County
All plans in La Crosse County		Offered in 2027~100
Lafayette County
All plans in Lafayette County		Offered in 2027~20
Langlade County
All plans in Langlade County		Offered in 2027~100
Lincoln County
All plans in Lincoln County		Offered in 2027~270
Manitowoc County
All plans in Manitowoc County		Offered in 2027~210
Marathon County
All plans in Marathon County		Offered in 2027~580
Marinette County
All plans in Marinette County		Offered in 2027~200
Marquette County
All plans in Marquette County		Offered in 2027~40
Menominee County
All plans in Menominee County		Offered in 2027~10
Milwaukee County
All plans in Milwaukee County		Offered in 2027~440
Monroe County
All plans in Monroe County		Offered in 2027~80
Oconto County
All plans in Oconto County		Offered in 2027~210
Oneida County
All plans in Oneida County		Offered in 2027~320
Outagamie County
All plans in Outagamie County		Offered in 2027~380
Ozaukee County
All plans in Ozaukee County		Offered in 2027~50
Pepin County
All plans in Pepin County		Offered in 2027~20
Pierce County
All plans in Pierce County		Offered in 2027~50
Polk County
All plans in Polk County		Offered in 2027~150
Portage County
All plans in Portage County		Offered in 2027~210
Racine County
All plans in Racine County		Offered in 2027~180
Richland County
All plans in Richland County		Offered in 2027~140
Rock County
All plans in Rock County		Offered in 2027~190
Rusk County
All plans in Rusk County		Offered in 2027~60
Sauk County
All plans in Sauk County		Offered in 2027~120
Shawano County
All plans in Shawano County		Offered in 2027~190
Sheboygan County
All plans in Sheboygan County		Offered in 2027~250
Taylor County
All plans in Taylor County		Offered in 2027~150
Trempealeau County
All plans in Trempealeau County		Offered in 2027~40
Vernon County
All plans in Vernon County		Offered in 2027~90
Vilas County
All plans in Vilas County		Offered in 2027~140
Walworth County
All plans in Walworth County		Offered in 2027~410
Washington County
All plans in Washington County		Offered in 2027~120
Waukesha County
All plans in Waukesha County		Offered in 2027~300
Waupaca County
All plans in Waupaca County		Offered in 2027~130
Waushara County
All plans in Waushara County		Offered in 2027~50
Winnebago County
All plans in Winnebago County		Offered in 2027~280
Wood County
All plans in Wood County		Offered in 2027~350

Costs and Star Rating

What20262027
Monthly premium (without Extra Help)$0 a month$0 a month
Maximum you pay for covered medical care$6,000 (in-network)$6,000 (in-network)
Drug deductibleNo drug coverageNo drug coverage
Overall star rating (from CMS)4.5 out of 5 stars4.5 out of 5 stars

This plan has no drug coverage. You can't add a stand-alone drug plan (Part D) to this plan.

PPO plans also have a limit for in- and out-of-network care combined. See Medicare Plan Finder.

CMS rates contracts, so plans under one contract share its rating. For costs with Extra Help, use the lookup.

What Happens Next

Where it is offered again, members who do nothing stay in this plan.

These numbers come from CMS's plan files. If you're in this plan, confirm with your Annual Notice of Change or the letter from your plan.

Source: CMS CY2027 Landscape, data as of October 18, 2026 (release 202610). Enrollment: CMS Monthly Enrollment by Contract/Plan/State/County, October 2026. Plan moves: CMS 2027 Plan Crosswalk, file dated October 1, 2026. People counts add up the counties where this plan is offered. They leave out members who live outside that area. See how we get our numbers.