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CMS plan data as of October 18, 2026

Humana USAA Honor Giveback with Rx (PPO) (H7617-005) in 2027

We are not affiliated with Humana. Plan and company names are shown only to identify plans.

PPO · Legal name: EMPHESYS INSURANCE COMPANY

Being replaced in all 120 counties where it was offered in 2026, by Humana Essentials Plus Giveback (PPO) (H7617-049). CMS's 2027 plan list doesn't include this plan.

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BeingReplaced
120
countiesCMS crosswalk
People inThis Plan
~16,000
CMS enrollment,October 2026

Being replaced: members are moved into another plan from the same company. For some plans, CMS's file also lists the plan as ending, so some members may not be moved. The rest need to pick a plan. Their Annual Notice of Change explains the new plan. Everyone in these plans keeps Medicare.

Kentucky

See the 120 counties in KentuckyHide the counties
CountyWhat's HappeningPeople in Plan
Adair County
All plans in Adair County		Being replaced (CMS crosswalk) New plan: Humana Essentials Plus Giveback (PPO) (H7617-049-0)~50
Allen County
All plans in Allen County		Being replaced (CMS crosswalk) New plan: Humana Essentials Plus Giveback (PPO) (H7617-049-0)~50
Anderson County
All plans in Anderson County		Being replaced (CMS crosswalk) New plan: Humana Essentials Plus Giveback (PPO) (H7617-049-0)~150
Ballard County
All plans in Ballard County		Being replaced (CMS crosswalk) New plan: Humana Essentials Plus Giveback (PPO) (H7617-049-0)~20
Barren County
All plans in Barren County		Being replaced (CMS crosswalk) New plan: Humana Essentials Plus Giveback (PPO) (H7617-049-0)~100
Bath County
All plans in Bath County		Being replaced (CMS crosswalk) New plan: Humana Essentials Plus Giveback (PPO) (H7617-049-0)~40
Bell County
All plans in Bell County		Being replaced (CMS crosswalk) New plan: Humana Essentials Plus Giveback (PPO) (H7617-049-0)~60
Boone County
All plans in Boone County		Being replaced (CMS crosswalk) New plan: Humana Essentials Plus Giveback (PPO) (H7617-049-0)~100
Bourbon County
All plans in Bourbon County		Being replaced (CMS crosswalk) New plan: Humana Essentials Plus Giveback (PPO) (H7617-049-0)~80
Boyd County
All plans in Boyd County		Being replaced (CMS crosswalk) New plan: Humana Essentials Plus Giveback (PPO) (H7617-049-0)~160
Boyle County
All plans in Boyle County		Being replaced (CMS crosswalk) New plan: Humana Essentials Plus Giveback (PPO) (H7617-049-0)~100
Bracken County
All plans in Bracken County		Being replaced (CMS crosswalk) New plan: Humana Essentials Plus Giveback (PPO) (H7617-049-0)~50
Breathitt County
All plans in Breathitt County		Being replaced (CMS crosswalk) New plan: Humana Essentials Plus Giveback (PPO) (H7617-049-0)~50
Breckinridge County
All plans in Breckinridge County		Being replaced (CMS crosswalk) New plan: Humana Essentials Plus Giveback (PPO) (H7617-049-0)~70
Bullitt County
All plans in Bullitt County		Being replaced (CMS crosswalk) New plan: Humana Essentials Plus Giveback (PPO) (H7617-049-0)~330
Butler County
All plans in Butler County		Being replaced (CMS crosswalk) New plan: Humana Essentials Plus Giveback (PPO) (H7617-049-0)~50
Caldwell County
All plans in Caldwell County		Being replaced (CMS crosswalk) New plan: Humana Essentials Plus Giveback (PPO) (H7617-049-0)~160
Calloway County
All plans in Calloway County		Being replaced (CMS crosswalk) New plan: Humana Essentials Plus Giveback (PPO) (H7617-049-0)~120
Campbell County
All plans in Campbell County		Being replaced (CMS crosswalk) New plan: Humana Essentials Plus Giveback (PPO) (H7617-049-0)~60
Carlisle County
All plans in Carlisle County		Being replaced (CMS crosswalk) New plan: Humana Essentials Plus Giveback (PPO) (H7617-049-0)~30
Carroll County
All plans in Carroll County		Being replaced (CMS crosswalk) New plan: Humana Essentials Plus Giveback (PPO) (H7617-049-0)~130
Carter County
All plans in Carter County		Being replaced (CMS crosswalk) New plan: Humana Essentials Plus Giveback (PPO) (H7617-049-0)~80
Casey County
All plans in Casey County		Being replaced (CMS crosswalk) New plan: Humana Essentials Plus Giveback (PPO) (H7617-049-0)~40
Christian County
All plans in Christian County		Being replaced (CMS crosswalk) New plan: Humana Essentials Plus Giveback (PPO) (H7617-049-0)~170
Clark County
All plans in Clark County		Being replaced (CMS crosswalk) New plan: Humana Essentials Plus Giveback (PPO) (H7617-049-0)~120
Clay County
All plans in Clay County		Being replaced (CMS crosswalk) New plan: Humana Essentials Plus Giveback (PPO) (H7617-049-0)~70
Clinton County
All plans in Clinton County		Being replaced (CMS crosswalk) New plan: Humana Essentials Plus Giveback (PPO) (H7617-049-0)~50
Crittenden County
All plans in Crittenden County		Being replaced (CMS crosswalk) New plan: Humana Essentials Plus Giveback (PPO) (H7617-049-0)~30
Cumberland County
All plans in Cumberland County		Being replaced (CMS crosswalk) New plan: Humana Essentials Plus Giveback (PPO) (H7617-049-0)~30
Daviess County
All plans in Daviess County		Being replaced (CMS crosswalk) New plan: Humana Essentials Plus Giveback (PPO) (H7617-049-0)~710
Edmonson County
All plans in Edmonson County		Being replaced (CMS crosswalk) New plan: Humana Essentials Plus Giveback (PPO) (H7617-049-0)~40
Elliott County
All plans in Elliott County		Being replaced (CMS crosswalk) New plan: Humana Essentials Plus Giveback (PPO) (H7617-049-0)~20
Estill County
All plans in Estill County		Being replaced (CMS crosswalk) New plan: Humana Essentials Plus Giveback (PPO) (H7617-049-0)~160
Fayette County
All plans in Fayette County		Being replaced (CMS crosswalk) New plan: Humana Essentials Plus Giveback (PPO) (H7617-049-0)~530
Fleming County
All plans in Fleming County		Being replaced (CMS crosswalk) New plan: Humana Essentials Plus Giveback (PPO) (H7617-049-0)~70
Floyd County
All plans in Floyd County		Being replaced (CMS crosswalk) New plan: Humana Essentials Plus Giveback (PPO) (H7617-049-0)~350
Franklin County
All plans in Franklin County		Being replaced (CMS crosswalk) New plan: Humana Essentials Plus Giveback (PPO) (H7617-049-0)~100
Fulton County
All plans in Fulton County		Being replaced (CMS crosswalk) New plan: Humana Essentials Plus Giveback (PPO) (H7617-049-0)~20
Gallatin County
All plans in Gallatin County		Being replaced (CMS crosswalk) New plan: Humana Essentials Plus Giveback (PPO) (H7617-049-0)~20
Garrard County
All plans in Garrard County		Being replaced (CMS crosswalk) New plan: Humana Essentials Plus Giveback (PPO) (H7617-049-0)~100
Grant County
All plans in Grant County		Being replaced (CMS crosswalk) New plan: Humana Essentials Plus Giveback (PPO) (H7617-049-0)~100
Graves County
All plans in Graves County		Being replaced (CMS crosswalk) New plan: Humana Essentials Plus Giveback (PPO) (H7617-049-0)~160
Grayson County
All plans in Grayson County		Being replaced (CMS crosswalk) New plan: Humana Essentials Plus Giveback (PPO) (H7617-049-0)~120
Green County
All plans in Green County		Being replaced (CMS crosswalk) New plan: Humana Essentials Plus Giveback (PPO) (H7617-049-0)~60
Greenup County
All plans in Greenup County		Being replaced (CMS crosswalk) New plan: Humana Essentials Plus Giveback (PPO) (H7617-049-0)~190
Hancock County
All plans in Hancock County		Being replaced (CMS crosswalk) New plan: Humana Essentials Plus Giveback (PPO) (H7617-049-0)~40
Hardin County
All plans in Hardin County		Being replaced (CMS crosswalk) New plan: Humana Essentials Plus Giveback (PPO) (H7617-049-0)~1,100
Harlan County
All plans in Harlan County		Being replaced (CMS crosswalk) New plan: Humana Essentials Plus Giveback (PPO) (H7617-049-0)~80
Harrison County
All plans in Harrison County		Being replaced (CMS crosswalk) New plan: Humana Essentials Plus Giveback (PPO) (H7617-049-0)~140
Hart County
All plans in Hart County		Being replaced (CMS crosswalk) New plan: Humana Essentials Plus Giveback (PPO) (H7617-049-0)~70
Henderson County
All plans in Henderson County		Being replaced (CMS crosswalk) New plan: Humana Essentials Plus Giveback (PPO) (H7617-049-0)~120
Henry County
All plans in Henry County		Being replaced (CMS crosswalk) New plan: Humana Essentials Plus Giveback (PPO) (H7617-049-0)~110
Hickman County
All plans in Hickman County		Being replaced (CMS crosswalk) New plan: Humana Essentials Plus Giveback (PPO) (H7617-049-0)~20
Hopkins County
All plans in Hopkins County		Being replaced (CMS crosswalk) New plan: Humana Essentials Plus Giveback (PPO) (H7617-049-0)~170
Jackson County
All plans in Jackson County		Being replaced (CMS crosswalk) New plan: Humana Essentials Plus Giveback (PPO) (H7617-049-0)~80
Jefferson County
All plans in Jefferson County		Being replaced (CMS crosswalk) New plan: Humana Essentials Plus Giveback (PPO) (H7617-049-0)~1,400
Jessamine County
All plans in Jessamine County		Being replaced (CMS crosswalk) New plan: Humana Essentials Plus Giveback (PPO) (H7617-049-0)~220
Johnson County
All plans in Johnson County		Being replaced (CMS crosswalk) New plan: Humana Essentials Plus Giveback (PPO) (H7617-049-0)~80
Kenton County
All plans in Kenton County		Being replaced (CMS crosswalk) New plan: Humana Essentials Plus Giveback (PPO) (H7617-049-0)~140
Knott County
All plans in Knott County		Being replaced (CMS crosswalk) New plan: Humana Essentials Plus Giveback (PPO) (H7617-049-0)~50
Knox County
All plans in Knox County		Being replaced (CMS crosswalk) New plan: Humana Essentials Plus Giveback (PPO) (H7617-049-0)~90
Larue County
All plans in Larue County		Being replaced (CMS crosswalk) New plan: Humana Essentials Plus Giveback (PPO) (H7617-049-0)~80
Laurel County
All plans in Laurel County		Being replaced (CMS crosswalk) New plan: Humana Essentials Plus Giveback (PPO) (H7617-049-0)~760
Lawrence County
All plans in Lawrence County		Being replaced (CMS crosswalk) New plan: Humana Essentials Plus Giveback (PPO) (H7617-049-0)~40
Lee County
All plans in Lee County		Being replaced (CMS crosswalk) New plan: Humana Essentials Plus Giveback (PPO) (H7617-049-0)~20
Leslie County
All plans in Leslie County		Being replaced (CMS crosswalk) New plan: Humana Essentials Plus Giveback (PPO) (H7617-049-0)~70
Letcher County
All plans in Letcher County		Being replaced (CMS crosswalk) New plan: Humana Essentials Plus Giveback (PPO) (H7617-049-0)~100
Lewis County
All plans in Lewis County		Being replaced (CMS crosswalk) New plan: Humana Essentials Plus Giveback (PPO) (H7617-049-0)~40
Lincoln County
All plans in Lincoln County		Being replaced (CMS crosswalk) New plan: Humana Essentials Plus Giveback (PPO) (H7617-049-0)~110
Livingston County
All plans in Livingston County		Being replaced (CMS crosswalk) New plan: Humana Essentials Plus Giveback (PPO) (H7617-049-0)~60
Logan County
All plans in Logan County		Being replaced (CMS crosswalk) New plan: Humana Essentials Plus Giveback (PPO) (H7617-049-0)~70
Lyon County
All plans in Lyon County		Being replaced (CMS crosswalk) New plan: Humana Essentials Plus Giveback (PPO) (H7617-049-0)~40
Madison County
All plans in Madison County		Being replaced (CMS crosswalk) New plan: Humana Essentials Plus Giveback (PPO) (H7617-049-0)~230
Magoffin County
All plans in Magoffin County		Being replaced (CMS crosswalk) New plan: Humana Essentials Plus Giveback (PPO) (H7617-049-0)~50
Marion County
All plans in Marion County		Being replaced (CMS crosswalk) New plan: Humana Essentials Plus Giveback (PPO) (H7617-049-0)~60
Marshall County
All plans in Marshall County		Being replaced (CMS crosswalk) New plan: Humana Essentials Plus Giveback (PPO) (H7617-049-0)~170
Martin County
All plans in Martin County		Being replaced (CMS crosswalk) New plan: Humana Essentials Plus Giveback (PPO) (H7617-049-0)~40
Mason County
All plans in Mason County		Being replaced (CMS crosswalk) New plan: Humana Essentials Plus Giveback (PPO) (H7617-049-0)~150
McCracken County
All plans in McCracken County		Being replaced (CMS crosswalk) New plan: Humana Essentials Plus Giveback (PPO) (H7617-049-0)~320
McCreary County
All plans in McCreary County		Being replaced (CMS crosswalk) New plan: Humana Essentials Plus Giveback (PPO) (H7617-049-0)~50
McLean County
All plans in McLean County		Being replaced (CMS crosswalk) New plan: Humana Essentials Plus Giveback (PPO) (H7617-049-0)~60
Meade County
All plans in Meade County		Being replaced (CMS crosswalk) New plan: Humana Essentials Plus Giveback (PPO) (H7617-049-0)~180
Menifee County
All plans in Menifee County		Being replaced (CMS crosswalk) New plan: Humana Essentials Plus Giveback (PPO) (H7617-049-0)~30
Mercer County
All plans in Mercer County		Being replaced (CMS crosswalk) New plan: Humana Essentials Plus Giveback (PPO) (H7617-049-0)~120
Metcalfe County
All plans in Metcalfe County		Being replaced (CMS crosswalk) New plan: Humana Essentials Plus Giveback (PPO) (H7617-049-0)~40
Monroe County
All plans in Monroe County		Being replaced (CMS crosswalk) New plan: Humana Essentials Plus Giveback (PPO) (H7617-049-0)~40
Montgomery County
All plans in Montgomery County		Being replaced (CMS crosswalk) New plan: Humana Essentials Plus Giveback (PPO) (H7617-049-0)~70
Morgan County
All plans in Morgan County		Being replaced (CMS crosswalk) New plan: Humana Essentials Plus Giveback (PPO) (H7617-049-0)~100
Muhlenberg County
All plans in Muhlenberg County		Being replaced (CMS crosswalk) New plan: Humana Essentials Plus Giveback (PPO) (H7617-049-0)~170
Nelson County
All plans in Nelson County		Being replaced (CMS crosswalk) New plan: Humana Essentials Plus Giveback (PPO) (H7617-049-0)~150
Nicholas County
All plans in Nicholas County		Being replaced (CMS crosswalk) New plan: Humana Essentials Plus Giveback (PPO) (H7617-049-0)~70
Ohio County
All plans in Ohio County		Being replaced (CMS crosswalk) New plan: Humana Essentials Plus Giveback (PPO) (H7617-049-0)~150
Oldham County
All plans in Oldham County		Being replaced (CMS crosswalk) New plan: Humana Essentials Plus Giveback (PPO) (H7617-049-0)~220
Owen County
All plans in Owen County		Being replaced (CMS crosswalk) New plan: Humana Essentials Plus Giveback (PPO) (H7617-049-0)~90
Owsley County
All plans in Owsley County		Being replaced (CMS crosswalk) New plan: Humana Essentials Plus Giveback (PPO) (H7617-049-0)~20
Pendleton County
All plans in Pendleton County		Being replaced (CMS crosswalk) New plan: Humana Essentials Plus Giveback (PPO) (H7617-049-0)~20
Perry County
All plans in Perry County		Being replaced (CMS crosswalk) New plan: Humana Essentials Plus Giveback (PPO) (H7617-049-0)~110
Pike County
All plans in Pike County		Being replaced (CMS crosswalk) New plan: Humana Essentials Plus Giveback (PPO) (H7617-049-0)~290
Powell County
All plans in Powell County		Being replaced (CMS crosswalk) New plan: Humana Essentials Plus Giveback (PPO) (H7617-049-0)~50
Pulaski County
All plans in Pulaski County		Being replaced (CMS crosswalk) New plan: Humana Essentials Plus Giveback (PPO) (H7617-049-0)~240
Robertson County
All plans in Robertson County		Being replaced (CMS crosswalk) New plan: Humana Essentials Plus Giveback (PPO) (H7617-049-0)~10
Rockcastle County
All plans in Rockcastle County		Being replaced (CMS crosswalk) New plan: Humana Essentials Plus Giveback (PPO) (H7617-049-0)~50
Rowan County
All plans in Rowan County		Being replaced (CMS crosswalk) New plan: Humana Essentials Plus Giveback (PPO) (H7617-049-0)~80
Russell County
All plans in Russell County		Being replaced (CMS crosswalk) New plan: Humana Essentials Plus Giveback (PPO) (H7617-049-0)~40
Scott County
All plans in Scott County		Being replaced (CMS crosswalk) New plan: Humana Essentials Plus Giveback (PPO) (H7617-049-0)~150
Shelby County
All plans in Shelby County		Being replaced (CMS crosswalk) New plan: Humana Essentials Plus Giveback (PPO) (H7617-049-0)~330
Simpson County
All plans in Simpson County		Being replaced (CMS crosswalk) New plan: Humana Essentials Plus Giveback (PPO) (H7617-049-0)~50
Spencer County
All plans in Spencer County		Being replaced (CMS crosswalk) New plan: Humana Essentials Plus Giveback (PPO) (H7617-049-0)~70
Taylor County
All plans in Taylor County		Being replaced (CMS crosswalk) New plan: Humana Essentials Plus Giveback (PPO) (H7617-049-0)~110
Todd County
All plans in Todd County		Being replaced (CMS crosswalk) New plan: Humana Essentials Plus Giveback (PPO) (H7617-049-0)~30
Trigg County
All plans in Trigg County		Being replaced (CMS crosswalk) New plan: Humana Essentials Plus Giveback (PPO) (H7617-049-0)~120
Trimble County
All plans in Trimble County		Being replaced (CMS crosswalk) New plan: Humana Essentials Plus Giveback (PPO) (H7617-049-0)~100
Union County
All plans in Union County		Being replaced (CMS crosswalk) New plan: Humana Essentials Plus Giveback (PPO) (H7617-049-0)~40
Warren County
All plans in Warren County		Being replaced (CMS crosswalk) New plan: Humana Essentials Plus Giveback (PPO) (H7617-049-0)~200
Washington County
All plans in Washington County		Being replaced (CMS crosswalk) New plan: Humana Essentials Plus Giveback (PPO) (H7617-049-0)~50
Wayne County
All plans in Wayne County		Being replaced (CMS crosswalk) New plan: Humana Essentials Plus Giveback (PPO) (H7617-049-0)~140
Webster County
All plans in Webster County		Being replaced (CMS crosswalk) New plan: Humana Essentials Plus Giveback (PPO) (H7617-049-0)~70
Whitley County
All plans in Whitley County		Being replaced (CMS crosswalk) New plan: Humana Essentials Plus Giveback (PPO) (H7617-049-0)~180
Wolfe County
All plans in Wolfe County		Being replaced (CMS crosswalk) New plan: Humana Essentials Plus Giveback (PPO) (H7617-049-0)~70
Woodford County
All plans in Woodford County		Being replaced (CMS crosswalk) New plan: Humana Essentials Plus Giveback (PPO) (H7617-049-0)~110

Costs and Star Rating

What2026
Monthly premium (without Extra Help)$0 a month
Maximum you pay for covered medical care$9,150 (in-network)
Drug deductible$350
Overall star rating (from CMS)4.5 out of 5 stars

PPO plans also have a limit for in- and out-of-network care combined. See Medicare Plan Finder.

CMS rates contracts, so plans under one contract share its rating. For costs with Extra Help, use the lookup.

What Happens Next

Where it is being replaced, CMS's crosswalk moves members into the plan or plans shown in the table. Your Annual Notice of Change explains the new plan.

These numbers come from CMS's plan files. If you're in this plan, confirm with your Annual Notice of Change or the letter from your plan.

Source: CMS CY2027 Landscape, data as of October 18, 2026 (release 202610). Enrollment: CMS Monthly Enrollment by Contract/Plan/State/County, October 2026. Plan moves: CMS 2027 Plan Crosswalk, file dated October 1, 2026. People counts add up the counties where this plan is offered. They leave out members who live outside that area. See how we get our numbers.