Alignment Health Smart 013 (HMO) (H5296-013) in 2027
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HMO: about this plan type · Legal name: ALIGNMENT HEALTH PLAN OF NORTH CAROLINA, INC.
This plan is new for 2027. It wasn't in CMS's 2026 plan list, so there is no 2026 plan to compare. It is offered in 4 counties in 2027.
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North Carolina
See the 4 counties in North CarolinaHide the counties
| County | What's Happening | People in Plan |
|---|---|---|
| Cabarrus County: what this means for you All plans in Cabarrus County | New in this county for 2027 | Not listed |
| Gaston County: what this means for you All plans in Gaston County | New in this county for 2027 | Not listed |
| Mecklenburg County: what this means for you All plans in Mecklenburg County | New in this county for 2027 | Not listed |
| Rowan County: what this means for you All plans in Rowan County | New in this county for 2027 | Not listed |
Costs and Star Rating
| What | 2027 |
|---|---|
| Monthly premium (without Extra Help) | $0 a month |
| Maximum you pay for covered medical care | $6,500 (in-network) |
| Drug deductible | $700 |
| Overall star rating (from CMS) | 4.5 out of 5 stars |
CMS rates contracts, so plans under one contract share its rating. For costs with Extra Help, use the lookup.
What Happens Next
To see this plan next to the other plans offered in your county, use the lookup.
These numbers come from CMS's plan files. If you're in this plan, confirm with your Annual Notice of Change or the letter from your plan.
Source: CMS CY2027 Landscape, data as of October 18, 2026 (release 202610). Enrollment: CMS Monthly Enrollment by Contract/Plan/State/County, October 2026. Plan moves: CMS 2027 Plan Crosswalk, file dated October 1, 2026. See how we get our numbers.