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HumanaChoice Giveback H5216-481 (PPO) (H5216-481) in 2027

We are not affiliated with Humana. Plan and company names are shown only to identify plans.

PPO: about this plan type · Legal name: HUMANA INSURANCE COMPANY

This plan is new for 2027. No 2026 plan had this plan ID, but CMS moves some members of other 2026 plans into it (listed below). It is offered in 136 counties in 2027.

Check Your Plan with Your ZIP Code

Members Moved Into This Plan

CMS's 2027 plan crosswalk moves some or all members of these 2026 plans into this plan, in the counties listed. Your Annual Notice of Change says whether this applies to you.

  • Humana USAA Honor Giveback with Rx (PPO) · H5216-307
    In 131 counties

    Allen County, Benton County, Blackford County, Brown County, Carroll County, Cass County, Clay County, Clinton County, Daviess County, DeKalb County, Dearborn County, Delaware County, Dubois County, Elkhart County, Fayette County, Fountain County, Gibson County, Grant County, Greene County, Hamilton County, Hancock County, Hendricks County, Henry County, Howard County, Huntington County, Jackson County, Jasper County, Jennings County, Johnson County, Kosciusko County, Lagrange County, Lake County, Lawrence County, Madison County, Marion County, Marshall County, Martin County, Miami County, Monroe County, Montgomery County, Morgan County, Newton County, Ohio County, Owen County, Parke County, Pike County, Porter County, Posey County, Putnam County, Randolph County, Ripley County, Scott County, Shelby County, Spencer County, St. Joseph County, Starke County, Steuben County, Tippecanoe County, Union County, Vanderburgh County, Vermillion County, Wabash County, Warren County, Washington County, Wells County, White County, Whitley County, Adams County, Allen County, Ashland County, Ashtabula County, Auglaize County, Belmont County, Brown County, Butler County, Carroll County, Champaign County, Clark County, Clermont County, Clinton County, Columbiana County, Cuyahoga County, Darke County, Delaware County, Erie County, Fairfield County, Franklin County, Fulton County, Geauga County, Greene County, Hamilton County, Hancock County, Hardin County, Harrison County, Henry County, Holmes County, Jefferson County, Knox County, Lake County, Lawrence County, Licking County, Logan County, Lorain County, Lucas County, Madison County, Mahoning County, Marion County, Medina County, Miami County, Montgomery County, Morrow County, Ottawa County, Paulding County, Pickaway County, Portage County, Preble County, Putnam County, Sandusky County, Seneca County, Shelby County, Stark County, Summit County, Trumbull County, Tuscarawas County, Union County, Van Wert County, Warren County, Wayne County, Williams County, Wood County, Wyandot County

  • HumanaChoice Giveback H5216-309 (PPO) · H5216-309
    In 136 counties

    Allen County, Benton County, Blackford County, Brown County, Carroll County, Cass County, Clay County, Clinton County, Daviess County, DeKalb County, Dearborn County, Delaware County, Dubois County, Elkhart County, Fayette County, Fountain County, Gibson County, Grant County, Greene County, Hamilton County, Hancock County, Hendricks County, Henry County, Howard County, Huntington County, Jackson County, Jasper County, Jennings County, Johnson County, Kosciusko County, Lagrange County, Lake County, Lawrence County, Madison County, Marion County, Marshall County, Martin County, Miami County, Monroe County, Montgomery County, Morgan County, Newton County, Ohio County, Owen County, Parke County, Pike County, Porter County, Posey County, Putnam County, Randolph County, Ripley County, Scott County, Shelby County, Spencer County, St. Joseph County, Starke County, Steuben County, Tippecanoe County, Union County, Vanderburgh County, Vermillion County, Wabash County, Warren County, Washington County, Wells County, White County, Whitley County, Boone County, Campbell County, Henderson County, Kenton County, Pendleton County, Adams County, Allen County, Ashland County, Ashtabula County, Auglaize County, Belmont County, Brown County, Butler County, Carroll County, Champaign County, Clark County, Clermont County, Clinton County, Columbiana County, Cuyahoga County, Darke County, Delaware County, Erie County, Fairfield County, Franklin County, Fulton County, Geauga County, Greene County, Hamilton County, Hancock County, Hardin County, Harrison County, Henry County, Holmes County, Jefferson County, Knox County, Lake County, Lawrence County, Licking County, Logan County, Lorain County, Lucas County, Madison County, Mahoning County, Marion County, Medina County, Miami County, Montgomery County, Morrow County, Ottawa County, Paulding County, Pickaway County, Portage County, Preble County, Putnam County, Sandusky County, Seneca County, Shelby County, Stark County, Summit County, Trumbull County, Tuscarawas County, Union County, Van Wert County, Warren County, Wayne County, Williams County, Wood County, Wyandot County

States

H5216-481 by state, 2026 and 2027
StateOffered AgainNot Offered
Indiana00
Kentucky00
Ohio00

Indiana

See the 67 counties in IndianaHide the counties
Where H5216-481 is offered in Indiana, 2026 and 2027
CountyWhat's HappeningPlan IDPeople in Plan
Allen County: what this means for you
All plans in Allen County
Takes in members from a 2026 planH5216-481-1Not listed
Benton County: what this means for you
All plans in Benton County
Takes in members from a 2026 planH5216-481-1Not listed
Blackford County: what this means for you
All plans in Blackford County
Takes in members from a 2026 planH5216-481-1Not listed
Brown County: what this means for you
All plans in Brown County
Takes in members from a 2026 planH5216-481-1Not listed
Carroll County: what this means for you
All plans in Carroll County
Takes in members from a 2026 planH5216-481-1Not listed
Cass County: what this means for you
All plans in Cass County
Takes in members from a 2026 planH5216-481-1Not listed
Clay County: what this means for you
All plans in Clay County
Takes in members from a 2026 planH5216-481-1Not listed
Clinton County: what this means for you
All plans in Clinton County
Takes in members from a 2026 planH5216-481-1Not listed
Daviess County: what this means for you
All plans in Daviess County
Takes in members from a 2026 planH5216-481-1Not listed
DeKalb County: what this means for you
All plans in DeKalb County
Takes in members from a 2026 planH5216-481-1Not listed
Dearborn County: what this means for you
All plans in Dearborn County
Takes in members from a 2026 planH5216-481-1Not listed
Delaware County: what this means for you
All plans in Delaware County
Takes in members from a 2026 planH5216-481-1Not listed
Dubois County: what this means for you
All plans in Dubois County
Takes in members from a 2026 planH5216-481-1Not listed
Elkhart County: what this means for you
All plans in Elkhart County
Takes in members from a 2026 planH5216-481-1Not listed
Fayette County: what this means for you
All plans in Fayette County
Takes in members from a 2026 planH5216-481-1Not listed
Fountain County: what this means for you
All plans in Fountain County
Takes in members from a 2026 planH5216-481-1Not listed
Gibson County: what this means for you
All plans in Gibson County
Takes in members from a 2026 planH5216-481-1Not listed
Grant County: what this means for you
All plans in Grant County
Takes in members from a 2026 planH5216-481-1Not listed
Greene County: what this means for you
All plans in Greene County
Takes in members from a 2026 planH5216-481-1Not listed
Hamilton County: what this means for you
All plans in Hamilton County
Takes in members from a 2026 planH5216-481-1Not listed
Hancock County: what this means for you
All plans in Hancock County
Takes in members from a 2026 planH5216-481-1Not listed
Hendricks County: what this means for you
All plans in Hendricks County
Takes in members from a 2026 planH5216-481-1Not listed
Henry County: what this means for you
All plans in Henry County
Takes in members from a 2026 planH5216-481-1Not listed
Howard County: what this means for you
All plans in Howard County
Takes in members from a 2026 planH5216-481-1Not listed
Huntington County: what this means for you
All plans in Huntington County
Takes in members from a 2026 planH5216-481-1Not listed
Jackson County: what this means for you
All plans in Jackson County
Takes in members from a 2026 planH5216-481-1Not listed
Jasper County: what this means for you
All plans in Jasper County
Takes in members from a 2026 planH5216-481-1Not listed
Jennings County: what this means for you
All plans in Jennings County
Takes in members from a 2026 planH5216-481-1Not listed
Johnson County: what this means for you
All plans in Johnson County
Takes in members from a 2026 planH5216-481-1Not listed
Kosciusko County: what this means for you
All plans in Kosciusko County
Takes in members from a 2026 planH5216-481-1Not listed
Lagrange County: what this means for you
All plans in Lagrange County
Takes in members from a 2026 planH5216-481-1Not listed
Lake County: what this means for you
All plans in Lake County
Takes in members from a 2026 planH5216-481-1Not listed
Lawrence County: what this means for you
All plans in Lawrence County
Takes in members from a 2026 planH5216-481-1Not listed
Madison County: what this means for you
All plans in Madison County
Takes in members from a 2026 planH5216-481-1Not listed
Marion County: what this means for you
All plans in Marion County
Takes in members from a 2026 planH5216-481-1Not listed
Marshall County: what this means for you
All plans in Marshall County
Takes in members from a 2026 planH5216-481-1Not listed
Martin County: what this means for you
All plans in Martin County
Takes in members from a 2026 planH5216-481-1Not listed
Miami County: what this means for you
All plans in Miami County
Takes in members from a 2026 planH5216-481-1Not listed
Monroe County: what this means for you
All plans in Monroe County
Takes in members from a 2026 planH5216-481-1Not listed
Montgomery County: what this means for you
All plans in Montgomery County
Takes in members from a 2026 planH5216-481-1Not listed
Morgan County: what this means for you
All plans in Morgan County
Takes in members from a 2026 planH5216-481-1Not listed
Newton County: what this means for you
All plans in Newton County
Takes in members from a 2026 planH5216-481-1Not listed
Ohio County: what this means for you
All plans in Ohio County
Takes in members from a 2026 planH5216-481-1Not listed
Owen County: what this means for you
All plans in Owen County
Takes in members from a 2026 planH5216-481-1Not listed
Parke County: what this means for you
All plans in Parke County
Takes in members from a 2026 planH5216-481-1Not listed
Pike County: what this means for you
All plans in Pike County
Takes in members from a 2026 planH5216-481-1Not listed
Porter County: what this means for you
All plans in Porter County
Takes in members from a 2026 planH5216-481-1Not listed
Posey County: what this means for you
All plans in Posey County
Takes in members from a 2026 planH5216-481-1Not listed
Putnam County: what this means for you
All plans in Putnam County
Takes in members from a 2026 planH5216-481-1Not listed
Randolph County: what this means for you
All plans in Randolph County
Takes in members from a 2026 planH5216-481-1Not listed
Ripley County: what this means for you
All plans in Ripley County
Takes in members from a 2026 planH5216-481-1Not listed
Scott County: what this means for you
All plans in Scott County
Takes in members from a 2026 planH5216-481-1Not listed
Shelby County: what this means for you
All plans in Shelby County
Takes in members from a 2026 planH5216-481-1Not listed
Spencer County: what this means for you
All plans in Spencer County
Takes in members from a 2026 planH5216-481-1Not listed
St. Joseph County: what this means for you
All plans in St. Joseph County
Takes in members from a 2026 planH5216-481-1Not listed
Starke County: what this means for you
All plans in Starke County
Takes in members from a 2026 planH5216-481-1Not listed
Steuben County: what this means for you
All plans in Steuben County
Takes in members from a 2026 planH5216-481-1Not listed
Tippecanoe County: what this means for you
All plans in Tippecanoe County
Takes in members from a 2026 planH5216-481-1Not listed
Union County: what this means for you
All plans in Union County
Takes in members from a 2026 planH5216-481-1Not listed
Vanderburgh County: what this means for you
All plans in Vanderburgh County
Takes in members from a 2026 planH5216-481-1Not listed
Vermillion County: what this means for you
All plans in Vermillion County
Takes in members from a 2026 planH5216-481-1Not listed
Wabash County: what this means for you
All plans in Wabash County
Takes in members from a 2026 planH5216-481-1Not listed
Warren County: what this means for you
All plans in Warren County
Takes in members from a 2026 planH5216-481-1Not listed
Washington County: what this means for you
All plans in Washington County
Takes in members from a 2026 planH5216-481-1Not listed
Wells County: what this means for you
All plans in Wells County
Takes in members from a 2026 planH5216-481-1Not listed
White County: what this means for you
All plans in White County
Takes in members from a 2026 planH5216-481-1Not listed
Whitley County: what this means for you
All plans in Whitley County
Takes in members from a 2026 planH5216-481-1Not listed

Kentucky

See the 5 counties in KentuckyHide the counties
Where H5216-481 is offered in Kentucky, 2026 and 2027
CountyWhat's HappeningPlan IDPeople in Plan
Boone County: what this means for you
All plans in Boone County
Takes in members from a 2026 planH5216-481-2Not listed
Campbell County: what this means for you
All plans in Campbell County
Takes in members from a 2026 planH5216-481-2Not listed
Henderson County: what this means for you
All plans in Henderson County
Takes in members from a 2026 planH5216-481-2Not listed
Kenton County: what this means for you
All plans in Kenton County
Takes in members from a 2026 planH5216-481-2Not listed
Pendleton County: what this means for you
All plans in Pendleton County
Takes in members from a 2026 planH5216-481-2Not listed

Ohio

See the 64 counties in OhioHide the counties
Where H5216-481 is offered in Ohio, 2026 and 2027
CountyWhat's HappeningPlan IDPeople in Plan
Adams County: what this means for you
All plans in Adams County
Takes in members from a 2026 planH5216-481-2Not listed
Allen County: what this means for you
All plans in Allen County
Takes in members from a 2026 planH5216-481-2Not listed
Ashland County: what this means for you
All plans in Ashland County
Takes in members from a 2026 planH5216-481-2Not listed
Ashtabula County: what this means for you
All plans in Ashtabula County
Takes in members from a 2026 planH5216-481-2Not listed
Auglaize County: what this means for you
All plans in Auglaize County
Takes in members from a 2026 planH5216-481-2Not listed
Belmont County: what this means for you
All plans in Belmont County
Takes in members from a 2026 planH5216-481-2Not listed
Brown County: what this means for you
All plans in Brown County
Takes in members from a 2026 planH5216-481-2Not listed
Butler County: what this means for you
All plans in Butler County
Takes in members from a 2026 planH5216-481-2Not listed
Carroll County: what this means for you
All plans in Carroll County
Takes in members from a 2026 planH5216-481-2Not listed
Champaign County: what this means for you
All plans in Champaign County
Takes in members from a 2026 planH5216-481-2Not listed
Clark County: what this means for you
All plans in Clark County
Takes in members from a 2026 planH5216-481-2Not listed
Clermont County: what this means for you
All plans in Clermont County
Takes in members from a 2026 planH5216-481-2Not listed
Clinton County: what this means for you
All plans in Clinton County
Takes in members from a 2026 planH5216-481-2Not listed
Columbiana County: what this means for you
All plans in Columbiana County
Takes in members from a 2026 planH5216-481-2Not listed
Cuyahoga County: what this means for you
All plans in Cuyahoga County
Takes in members from a 2026 planH5216-481-2Not listed
Darke County: what this means for you
All plans in Darke County
Takes in members from a 2026 planH5216-481-2Not listed
Delaware County: what this means for you
All plans in Delaware County
Takes in members from a 2026 planH5216-481-2Not listed
Erie County: what this means for you
All plans in Erie County
Takes in members from a 2026 planH5216-481-2Not listed
Fairfield County: what this means for you
All plans in Fairfield County
Takes in members from a 2026 planH5216-481-2Not listed
Franklin County: what this means for you
All plans in Franklin County
Takes in members from a 2026 planH5216-481-2Not listed
Fulton County: what this means for you
All plans in Fulton County
Takes in members from a 2026 planH5216-481-2Not listed
Geauga County: what this means for you
All plans in Geauga County
Takes in members from a 2026 planH5216-481-2Not listed
Greene County: what this means for you
All plans in Greene County
Takes in members from a 2026 planH5216-481-2Not listed
Hamilton County: what this means for you
All plans in Hamilton County
Takes in members from a 2026 planH5216-481-2Not listed
Hancock County: what this means for you
All plans in Hancock County
Takes in members from a 2026 planH5216-481-2Not listed
Hardin County: what this means for you
All plans in Hardin County
Takes in members from a 2026 planH5216-481-2Not listed
Harrison County: what this means for you
All plans in Harrison County
Takes in members from a 2026 planH5216-481-2Not listed
Henry County: what this means for you
All plans in Henry County
Takes in members from a 2026 planH5216-481-2Not listed
Holmes County: what this means for you
All plans in Holmes County
Takes in members from a 2026 planH5216-481-2Not listed
Jefferson County: what this means for you
All plans in Jefferson County
Takes in members from a 2026 planH5216-481-2Not listed
Knox County: what this means for you
All plans in Knox County
Takes in members from a 2026 planH5216-481-2Not listed
Lake County: what this means for you
All plans in Lake County
Takes in members from a 2026 planH5216-481-2Not listed
Lawrence County: what this means for you
All plans in Lawrence County
Takes in members from a 2026 planH5216-481-2Not listed
Licking County: what this means for you
All plans in Licking County
Takes in members from a 2026 planH5216-481-2Not listed
Logan County: what this means for you
All plans in Logan County
Takes in members from a 2026 planH5216-481-2Not listed
Lorain County: what this means for you
All plans in Lorain County
Takes in members from a 2026 planH5216-481-2Not listed
Lucas County: what this means for you
All plans in Lucas County
Takes in members from a 2026 planH5216-481-2Not listed
Madison County: what this means for you
All plans in Madison County
Takes in members from a 2026 planH5216-481-2Not listed
Mahoning County: what this means for you
All plans in Mahoning County
Takes in members from a 2026 planH5216-481-2Not listed
Marion County: what this means for you
All plans in Marion County
Takes in members from a 2026 planH5216-481-2Not listed
Medina County: what this means for you
All plans in Medina County
Takes in members from a 2026 planH5216-481-2Not listed
Miami County: what this means for you
All plans in Miami County
Takes in members from a 2026 planH5216-481-2Not listed
Montgomery County: what this means for you
All plans in Montgomery County
Takes in members from a 2026 planH5216-481-2Not listed
Morrow County: what this means for you
All plans in Morrow County
Takes in members from a 2026 planH5216-481-2Not listed
Ottawa County: what this means for you
All plans in Ottawa County
Takes in members from a 2026 planH5216-481-2Not listed
Paulding County: what this means for you
All plans in Paulding County
Takes in members from a 2026 planH5216-481-2Not listed
Pickaway County: what this means for you
All plans in Pickaway County
Takes in members from a 2026 planH5216-481-2Not listed
Portage County: what this means for you
All plans in Portage County
Takes in members from a 2026 planH5216-481-2Not listed
Preble County: what this means for you
All plans in Preble County
Takes in members from a 2026 planH5216-481-2Not listed
Putnam County: what this means for you
All plans in Putnam County
Takes in members from a 2026 planH5216-481-2Not listed
Sandusky County: what this means for you
All plans in Sandusky County
Takes in members from a 2026 planH5216-481-2Not listed
Seneca County: what this means for you
All plans in Seneca County
Takes in members from a 2026 planH5216-481-2Not listed
Shelby County: what this means for you
All plans in Shelby County
Takes in members from a 2026 planH5216-481-2Not listed
Stark County: what this means for you
All plans in Stark County
Takes in members from a 2026 planH5216-481-2Not listed
Summit County: what this means for you
All plans in Summit County
Takes in members from a 2026 planH5216-481-2Not listed
Trumbull County: what this means for you
All plans in Trumbull County
Takes in members from a 2026 planH5216-481-2Not listed
Tuscarawas County: what this means for you
All plans in Tuscarawas County
Takes in members from a 2026 planH5216-481-2Not listed
Union County: what this means for you
All plans in Union County
Takes in members from a 2026 planH5216-481-2Not listed
Van Wert County: what this means for you
All plans in Van Wert County
Takes in members from a 2026 planH5216-481-2Not listed
Warren County: what this means for you
All plans in Warren County
Takes in members from a 2026 planH5216-481-2Not listed
Wayne County: what this means for you
All plans in Wayne County
Takes in members from a 2026 planH5216-481-2Not listed
Williams County: what this means for you
All plans in Williams County
Takes in members from a 2026 planH5216-481-2Not listed
Wood County: what this means for you
All plans in Wood County
Takes in members from a 2026 planH5216-481-2Not listed
Wyandot County: what this means for you
All plans in Wyandot County
Takes in members from a 2026 planH5216-481-2Not listed

Costs and Star Rating

Costs for H5216-481, 2027
What2027
Monthly premium (without Extra Help)$0 a month
Maximum you pay for covered medical care$9,850 (in-network)
Drug deductible$700
Overall star rating (from CMS)4 out of 5 stars

PPO plans also have a limit for in- and out-of-network care combined. See Medicare Plan Finder.

CMS rates contracts, so plans under one contract share its rating. For costs with Extra Help, use the lookup.

What Happens Next

To see this plan next to the other plans offered in your county, use the lookup.

These numbers come from CMS's plan files. If you're in this plan, confirm with your Annual Notice of Change or the letter from your plan.

Source: CMS CY2027 Landscape, data as of October 18, 2026 (release 202610). Enrollment: CMS Monthly Enrollment by Contract/Plan/State/County, October 2026. Plan moves: CMS 2027 Plan Crosswalk, file dated October 1, 2026. See how we get our numbers.