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CMS plan data as of October 18, 2026

HumanaChoice H5216-408 (PPO) (H5216-408) in 2027

We are not affiliated with Humana. Plan and company names are shown only to identify plans.

PPO · Legal name: HUMANA INSURANCE COMPANY

Offered again in all 112 counties where it was offered in 2026.

Check Your Plan with Your ZIP Code

Offered Againin 2027
112
of 112 countiesin 2026
People inThis Plan
at least 4,000
CMS enrollment,October 2026

Virginia

See the 112 counties in VirginiaHide the counties
CountyWhat's HappeningPeople in Plan
Accomack County
All plans in Accomack County		Offered in 2027~240
Albemarle County
All plans in Albemarle County		Offered in 2027~20
Alexandria City
All plans in Alexandria City		Offered in 2027~70
Alleghany County
All plans in Alleghany County		Offered in 202710 or fewer
Amelia County
All plans in Amelia County		Offered in 202710 or fewer
Amherst County
All plans in Amherst County		Offered in 202710 or fewer
Appomattox County
All plans in Appomattox County		Offered in 202710 or fewer
Arlington County
All plans in Arlington County		Offered in 2027~20
Augusta County
All plans in Augusta County		Offered in 2027~20
Bedford County
All plans in Bedford County		Offered in 202710 or fewer
Bland County
All plans in Bland County		Offered in 202710 or fewer
Botetourt County
All plans in Botetourt County		Offered in 202710 or fewer
Brunswick County
All plans in Brunswick County		Offered in 202710 or fewer
Buckingham County
All plans in Buckingham County		Offered in 202710 or fewer
Campbell County
All plans in Campbell County		Offered in 202710 or fewer
Caroline County
All plans in Caroline County		Offered in 202710 or fewer
Carroll County
All plans in Carroll County		Offered in 202710 or fewer
Charles City
All plans in Charles City		Offered in 202710 or fewer
Charlotte County
All plans in Charlotte County		Offered in 202710 or fewer
Charlottesville City
All plans in Charlottesville City		Offered in 202710 or fewer
Chesapeake City
All plans in Chesapeake City		Offered in 2027~20
Chesterfield County
All plans in Chesterfield County		Offered in 2027~210
Clarke County
All plans in Clarke County		Offered in 202710 or fewer
Covington City
All plans in Covington City		Offered in 202710 or fewer
Craig County
All plans in Craig County		Offered in 202710 or fewer
Culpeper County
All plans in Culpeper County		Offered in 2027~30
Cumberland County
All plans in Cumberland County		Offered in 202710 or fewer
Danville City
All plans in Danville City		Offered in 2027~10
Dinwiddie County
All plans in Dinwiddie County		Offered in 202710 or fewer
Emporia City
All plans in Emporia City		Offered in 202710 or fewer
Essex County
All plans in Essex County		Offered in 202710 or fewer
Fairfax County
All plans in Fairfax County		Offered in 2027~1,700
Fairfax City
All plans in Fairfax City		Offered in 2027~20
Fauquier County
All plans in Fauquier County		Offered in 2027~100
Floyd County
All plans in Floyd County		Offered in 202710 or fewer
Fluvanna County
All plans in Fluvanna County		Offered in 2027~10
Franklin County
All plans in Franklin County		Offered in 2027~10
Franklin City
All plans in Franklin City		Offered in 202710 or fewer
Frederick County
All plans in Frederick County		Offered in 2027~20
Fredericksburg City
All plans in Fredericksburg City		Offered in 2027~50
Galax City
All plans in Galax City		Offered in 202710 or fewer
Giles County
All plans in Giles County		Offered in 2027~10
Gloucester County
All plans in Gloucester County		Offered in 202710 or fewer
Goochland County
All plans in Goochland County		Offered in 2027~10
Greene County
All plans in Greene County		Offered in 202710 or fewer
Greensville County
All plans in Greensville County		Offered in 202710 or fewer
Halifax County
All plans in Halifax County		Offered in 202710 or fewer
Hampton City
All plans in Hampton City		Offered in 2027~20
Hanover County
All plans in Hanover County		Offered in 2027~20
Henrico County
All plans in Henrico County		Offered in 2027~40
Henry County
All plans in Henry County		Offered in 2027~10
Highland County
All plans in Highland County		Offered in 202710 or fewer
Hopewell City
All plans in Hopewell City		Offered in 202710 or fewer
Isle of Wight County
All plans in Isle of Wight County		Offered in 202710 or fewer
James City
All plans in James City		Offered in 2027~10
King George County
All plans in King George County		Offered in 202710 or fewer
King William County
All plans in King William County		Offered in 202710 or fewer
King and Queen County
All plans in King and Queen County		Offered in 202710 or fewer
Lexington City
All plans in Lexington City		Offered in 202710 or fewer
Loudoun County
All plans in Loudoun County		Offered in 2027~500
Louisa County
All plans in Louisa County		Offered in 2027~10
Lunenburg County
All plans in Lunenburg County		Offered in 202710 or fewer
Lynchburg City
All plans in Lynchburg City		Offered in 202710 or fewer
Madison County
All plans in Madison County		Offered in 202710 or fewer
Manassas City
All plans in Manassas City		Offered in 2027~10
Manassas Park City
All plans in Manassas Park City		Offered in 202710 or fewer
Martinsville City
All plans in Martinsville City		Offered in 202710 or fewer
Mathews County
All plans in Mathews County		Offered in 202710 or fewer
Mecklenburg County
All plans in Mecklenburg County		Offered in 2027~10
Middlesex County
All plans in Middlesex County		Offered in 202710 or fewer
Montgomery County
All plans in Montgomery County		Offered in 2027~10
Nelson County
All plans in Nelson County		Offered in 202710 or fewer
New Kent County
All plans in New Kent County		Offered in 2027~40
Newport News City
All plans in Newport News City		Offered in 2027~20
Norfolk City
All plans in Norfolk City		Offered in 2027~30
Northampton County
All plans in Northampton County		Offered in 2027~30
Northumberland County
All plans in Northumberland County		Offered in 2027~30
Nottoway County
All plans in Nottoway County		Offered in 2027~10
Page County
All plans in Page County		Offered in 2027~30
Patrick County
All plans in Patrick County		Offered in 202710 or fewer
Petersburg City
All plans in Petersburg City		Offered in 202710 or fewer
Pittsylvania County
All plans in Pittsylvania County		Offered in 202710 or fewer
Poquoson City
All plans in Poquoson City		Offered in 202710 or fewer
Portsmouth City
All plans in Portsmouth City		Offered in 202710 or fewer
Powhatan County
All plans in Powhatan County		Offered in 202710 or fewer
Prince Edward County
All plans in Prince Edward County		Offered in 202710 or fewer
Prince George County
All plans in Prince George County		Offered in 202710 or fewer
Prince William County
All plans in Prince William County		Offered in 2027~370
Pulaski County
All plans in Pulaski County		Offered in 202710 or fewer
Radford City
All plans in Radford City		Offered in 202710 or fewer
Rappahannock County
All plans in Rappahannock County		Offered in 202710 or fewer
Richmond County
All plans in Richmond County		Offered in 202710 or fewer
Richmond City
All plans in Richmond City		Offered in 2027~30
Roanoke County
All plans in Roanoke County		Offered in 2027~20
Roanoke City
All plans in Roanoke City		Offered in 2027~30
Rockbridge County
All plans in Rockbridge County		Offered in 202710 or fewer
Rockingham County
All plans in Rockingham County		Offered in 2027~30
Salem City
All plans in Salem City		Offered in 202710 or fewer
Southampton County
All plans in Southampton County		Offered in 202710 or fewer
Spotsylvania County
All plans in Spotsylvania County		Offered in 2027~50
Stafford County
All plans in Stafford County		Offered in 2027~30
Staunton City
All plans in Staunton City		Offered in 202710 or fewer
Suffolk City
All plans in Suffolk City		Offered in 202710 or fewer
Surry County
All plans in Surry County		Offered in 202710 or fewer
Sussex County
All plans in Sussex County		Offered in 202710 or fewer
Virginia Beach City
All plans in Virginia Beach City		Offered in 2027~50
Warren County
All plans in Warren County		Offered in 2027~20
Waynesboro City
All plans in Waynesboro City		Offered in 202710 or fewer
Westmoreland County
All plans in Westmoreland County		Offered in 202710 or fewer
Williamsburg City
All plans in Williamsburg City		Offered in 202710 or fewer
Winchester City
All plans in Winchester City		Offered in 202710 or fewer
York County
All plans in York County		Offered in 202710 or fewer

Costs and Star Rating

What20262027
Monthly premium (without Extra Help)$0 a month$0 a month
Maximum you pay for covered medical care$8,850 (in-network)$9,850 (in-network)
Drug deductible$450$700
Overall star rating (from CMS)3.5 out of 5 stars4 out of 5 stars

PPO plans also have a limit for in- and out-of-network care combined. See Medicare Plan Finder.

CMS rates contracts, so plans under one contract share its rating. For costs with Extra Help, use the lookup.

What Happens Next

Where it is offered again, members who do nothing stay in this plan.

These numbers come from CMS's plan files. If you're in this plan, confirm with your Annual Notice of Change or the letter from your plan.

Source: CMS CY2027 Landscape, data as of October 18, 2026 (release 202610). Enrollment: CMS Monthly Enrollment by Contract/Plan/State/County, October 2026. Plan moves: CMS 2027 Plan Crosswalk, file dated October 1, 2026. People counts add up the counties where this plan is offered. They leave out members who live outside that area. See how we get our numbers.