Humana Essentials Plus Giveback (PPO) (H5216-405) in 2027
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PPO: about this plan type · Legal name: HUMANA INSURANCE COMPANY
Called Humana Essentials Plus Giveback H5216-405 (PPO) in 2026 and Humana Essentials Plus Giveback (PPO) in 2027. The plan ID stayed the same.
Offered again in all 29 counties where it was offered in 2026.
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- Offered Againin 2027
- 29
- of 29 countiesin 2026
- People inThis Plan
- ~2,700
- CMS enrollment,October 2026
Kansas
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Missouri
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| County | What's Happening | People in Plan |
|---|---|---|
| Cass County: what this means for you All plans in Cass County | Offered in 2027 | 10 or fewer |
| Clay County: what this means for you All plans in Clay County | Offered in 2027 | ~300 |
| Jackson County: what this means for you All plans in Jackson County | Offered in 2027 | ~870 |
| Lafayette County: what this means for you All plans in Lafayette County | Offered in 2027 | ~40 |
| Platte County: what this means for you All plans in Platte County | Offered in 2027 | ~90 |
| Ray County: what this means for you All plans in Ray County | Offered in 2027 | ~30 |
Costs and Star Rating
| What | 2026 | 2027 |
|---|---|---|
| Monthly premium (without Extra Help) | $0 a month | $0 a month |
| Maximum you pay for covered medical care | $5,000 (in-network) | $5,250 (in-network) |
| Drug deductible | $615 | $700 |
| Overall star rating (from CMS) | 3.5 out of 5 stars | 4 out of 5 stars |
PPO plans also have a limit for in- and out-of-network care combined. See Medicare Plan Finder.
CMS rates contracts, so plans under one contract share its rating. For costs with Extra Help, use the lookup.
What Happens Next
Where it is offered again, members who do nothing stay in this plan.
These numbers come from CMS's plan files. If you're in this plan, confirm with your Annual Notice of Change or the letter from your plan.
Source: CMS CY2027 Landscape, data as of October 18, 2026 (release 202610). Enrollment: CMS Monthly Enrollment by Contract/Plan/State/County, October 2026. Plan moves: CMS 2027 Plan Crosswalk, file dated October 1, 2026. People counts add up the counties where this plan is offered. They leave out members who live outside that area. See how we get our numbers.