Is My Plan Ending?

Humana USAA Honor Giveback (PPO) (H5216-386) in 2027

We are not affiliated with Humana. Plan and company names are shown only to identify plans.

PPO: about this plan type · Legal name: HUMANA INSURANCE COMPANY

Being replaced in 3 of 23 counties. Not offered in 20. Check your county below. CMS's 2027 plan list doesn't include this plan.

Check Your Plan with Your ZIP Code

BeingReplaced
3
countiesCMS crosswalk
Not Offeredin 2027
20
of 23 countiesin 2026
People inThis Plan
~1,300
CMS enrollment,October 2026

Not offered: CMS's 2027 plan list and plan crosswalk show the plan isn't offered in the county (for drug plans, the state) in 2027 and its members aren't moved to another plan there. Members need to pick a new plan, unless their plan's letter offers another option. If they do nothing, Medicare Advantage and Cost plan members will have Original Medicare. Members of any plan that covered drugs will have no Medicare drug coverage, unless they get Extra Help (outside U.S. territories, Medicare then puts them in a drug plan). Being replaced: members are moved into another plan from the same company. For some plans, CMS's file also lists the plan as ending, so some members may not be moved. The rest need to pick a plan. Their Annual Notice of Change explains the new plan. Everyone in these plans keeps Medicare.

States

H5216-386 by state, 2026 and 2027
StateOffered AgainBeing ReplacedNot Offered
Delaware030
District of Columbia001
Maryland0019

Delaware

See the 3 counties in DelawareHide the counties
Where H5216-386 is offered in Delaware, 2026 and 2027
CountyWhat's HappeningPlan IDPeople in Plan
Kent County: what this means for you
All plans in Kent County
Being replaced (CMS crosswalk) New plan: Humana USAA Honor Giveback (PPO) (H5216-381-0)H5216-386-2~30
New Castle County: what this means for you
All plans in New Castle County
Being replaced (CMS crosswalk) New plan: Humana USAA Honor Giveback (PPO) (H5216-381-0)H5216-386-2~50
Sussex County: what this means for you
All plans in Sussex County
Being replaced (CMS crosswalk) New plan: Humana USAA Honor Giveback (PPO) (H5216-381-0)H5216-386-2~50

District of Columbia

See the 1 county in District of ColumbiaHide the counties
Where H5216-386 is offered in District of Columbia, 2026 and 2027
CountyWhat's HappeningPlan IDPeople in Plan
District of Columbia County: what this means for you
All plans in District of Columbia County
Not offered: plan discontinuedH5216-386-1~100

Maryland

See the 19 counties in MarylandHide the counties
Where H5216-386 is offered in Maryland, 2026 and 2027
CountyWhat's HappeningPlan IDPeople in Plan
Allegany County: what this means for you
All plans in Allegany County
Not offered: plan discontinuedH5216-386-1~70
Calvert County: what this means for you
All plans in Calvert County
Not offered: plan discontinuedH5216-386-1~20
Caroline County: what this means for you
All plans in Caroline County
Not offered: plan discontinuedH5216-386-1~20
Carroll County: what this means for you
All plans in Carroll County
Not offered: left this countyH5216-386-1~60
Cecil County: what this means for you
All plans in Cecil County
Not offered: plan discontinuedH5216-386-1~60
Charles County: what this means for you
All plans in Charles County
Not offered: plan discontinuedH5216-386-1~50
Dorchester County: what this means for you
All plans in Dorchester County
Not offered: plan discontinuedH5216-386-1~30
Frederick County: what this means for you
All plans in Frederick County
Not offered: plan discontinuedH5216-386-1~110
Garrett County: what this means for you
All plans in Garrett County
Not offered: left this countyH5216-386-1~20
Kent County: what this means for you
All plans in Kent County
Not offered: plan discontinuedH5216-386-110 or fewer
Montgomery County: what this means for you
All plans in Montgomery County
Not offered: plan discontinuedH5216-386-1~70
Prince George's County: what this means for you
All plans in Prince George's County
Not offered: plan discontinuedH5216-386-1~230
Queen Anne's County: what this means for you
All plans in Queen Anne's County
Not offered: plan discontinuedH5216-386-1~20
Somerset County: what this means for you
All plans in Somerset County
Not offered: plan discontinuedH5216-386-1~30
St. Mary's County: what this means for you
All plans in St. Mary's County
Not offered: plan discontinuedH5216-386-1~20
Talbot County: what this means for you
All plans in Talbot County
Not offered: plan discontinuedH5216-386-1~20
Washington County: what this means for you
All plans in Washington County
Not offered: plan discontinuedH5216-386-1~130
Wicomico County: what this means for you
All plans in Wicomico County
Not offered: plan discontinuedH5216-386-1~60
Worcester County: what this means for you
All plans in Worcester County
Not offered: left this countyH5216-386-1~20

Costs and Star Rating

Costs for H5216-386, 2026
What2026
Monthly premium (without Extra Help)$0 a month
Maximum you pay for covered medical care$6,750 (in-network)
Drug deductibleNo drug coverage
Overall star rating (from CMS)3.5 out of 5 stars

PPO plans also have a limit for in- and out-of-network care combined. See Medicare Plan Finder.

CMS rates contracts, so plans under one contract share its rating. For costs with Extra Help, use the lookup.

What Happens Next

Where it is being replaced, CMS's crosswalk moves members into the plan or plans shown in the table. Your Annual Notice of Change explains the new plan.

If this plan is not offered in your county in 2027, you can pick a new plan from October 15 to December 7, 2026. If your plan is ending, you also have until February 28, 2027. That extra time doesn't apply if your plan is being combined into another plan. Check your county to see what happens if you do nothing.

These numbers come from CMS's plan files. If you're in this plan, confirm with your Annual Notice of Change or the letter from your plan.

Source: CMS CY2027 Landscape, data as of October 18, 2026 (release 202610). Enrollment: CMS Monthly Enrollment by Contract/Plan/State/County, October 2026. Plan moves: CMS 2027 Plan Crosswalk, file dated October 1, 2026. People counts add up the counties where this plan is offered. They leave out members who live outside that area. See how we get our numbers.