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Humana Essentials Plus Giveback (PPO) (H5216-308) in 2027

We are not affiliated with Humana. Plan and company names are shown only to identify plans.

PPO: about this plan type · Legal name: HUMANA INSURANCE COMPANY

Called Humana Essentials Plus Giveback H5216-308 (PPO) in 2026 and Humana Essentials Plus Giveback (PPO) in 2027. The plan ID stayed the same.

Offered again in 90 of 120 counties. Not offered in 30. Check your county below.

Check Your Plan with Your ZIP Code

Offered Againin 2027
90
of 120 countiesin 2026
Not Offeredin 2027
30
of 120 countiesin 2026
People inThis Plan
~15,000
CMS enrollment,October 2026

Not offered: CMS's 2027 plan list and plan crosswalk show the plan isn't offered in the county (for drug plans, the state) in 2027 and its members aren't moved to another plan there. Members need to pick a new plan, unless their plan's letter offers another option. If they do nothing, Medicare Advantage and Cost plan members will have Original Medicare. Members of any plan that covered drugs will have no Medicare drug coverage, unless they get Extra Help (outside U.S. territories, Medicare then puts them in a drug plan). Everyone in these plans keeps Medicare.

Delaware

See the 3 counties in DelawareHide the counties
Where H5216-308 is offered in Delaware, 2026 and 2027
CountyWhat's HappeningPeople in Plan
Kent County: what this means for you
All plans in Kent County
Offered in 2027~300
New Castle County: what this means for you
All plans in New Castle County
Offered in 2027~590
Sussex County: what this means for you
All plans in Sussex County
Offered in 2027~760

Virginia

See the 117 counties in VirginiaHide the counties
Where H5216-308 is offered in Virginia, 2026 and 2027
CountyWhat's HappeningPeople in Plan
Albemarle County: what this means for you
All plans in Albemarle County
Offered in 2027~200
Alexandria City: what this means for you
All plans in Alexandria City
Not offered in this county~160
Alleghany County: what this means for you
All plans in Alleghany County
Offered in 2027~40
Amelia County: what this means for you
All plans in Amelia County
Not offered in this county~50
Amherst County: what this means for you
All plans in Amherst County
Not offered in this county~40
Appomattox County: what this means for you
All plans in Appomattox County
Not offered in this county~20
Arlington County: what this means for you
All plans in Arlington County
Offered in 2027~130
Augusta County: what this means for you
All plans in Augusta County
Offered in 2027~220
Bath County: what this means for you
All plans in Bath County
Not offered in this county~50
Bedford County: what this means for you
All plans in Bedford County
Not offered in this county~100
Bland County: what this means for you
All plans in Bland County
Not offered in this county~20
Botetourt County: what this means for you
All plans in Botetourt County
Offered in 2027~60
Brunswick County: what this means for you
All plans in Brunswick County
Offered in 2027~70
Buckingham County: what this means for you
All plans in Buckingham County
Not offered in this county~60
Buena Vista City: what this means for you
All plans in Buena Vista City
Offered in 2027~30
Campbell County: what this means for you
All plans in Campbell County
Not offered in this county~50
Caroline County: what this means for you
All plans in Caroline County
Offered in 2027~130
Carroll County: what this means for you
All plans in Carroll County
Offered in 2027~120
Charles City: what this means for you
All plans in Charles City
Offered in 2027~20
Charlotte County: what this means for you
All plans in Charlotte County
Offered in 2027~30
Charlottesville City: what this means for you
All plans in Charlottesville City
Offered in 2027~70
Chesapeake City: what this means for you
All plans in Chesapeake City
Offered in 2027~190
Chesterfield County: what this means for you
All plans in Chesterfield County
Offered in 2027~720
Clarke County: what this means for you
All plans in Clarke County
Offered in 2027~40
Colonial Heights City: what this means for you
All plans in Colonial Heights City
Offered in 2027~50
Covington City: what this means for you
All plans in Covington City
Offered in 2027~20
Craig County: what this means for you
All plans in Craig County
Not offered in this county~10
Culpeper County: what this means for you
All plans in Culpeper County
Offered in 2027~210
Cumberland County: what this means for you
All plans in Cumberland County
Offered in 2027~30
Danville City: what this means for you
All plans in Danville City
Offered in 2027~130
Dinwiddie County: what this means for you
All plans in Dinwiddie County
Not offered in this county~80
Emporia City: what this means for you
All plans in Emporia City
Offered in 2027~20
Essex County: what this means for you
All plans in Essex County
Not offered in this county~50
Fairfax City: what this means for you
All plans in Fairfax City
Offered in 2027~20
Falls Church City: what this means for you
All plans in Falls Church City
Offered in 2027~30
Fauquier County: what this means for you
All plans in Fauquier County
Offered in 2027~310
Floyd County: what this means for you
All plans in Floyd County
Offered in 2027~50
Fluvanna County: what this means for you
All plans in Fluvanna County
Not offered in this county~80
Franklin County: what this means for you
All plans in Franklin County
Offered in 2027~140
Franklin City: what this means for you
All plans in Franklin City
Not offered in this county~20
Frederick County: what this means for you
All plans in Frederick County
Offered in 2027~350
Fredericksburg City: what this means for you
All plans in Fredericksburg City
Offered in 2027~150
Galax City: what this means for you
All plans in Galax City
Not offered in this county~30
Giles County: what this means for you
All plans in Giles County
Not offered in this county~70
Gloucester County: what this means for you
All plans in Gloucester County
Offered in 2027~50
Goochland County: what this means for you
All plans in Goochland County
Offered in 2027~50
Greene County: what this means for you
All plans in Greene County
Offered in 2027~80
Greensville County: what this means for you
All plans in Greensville County
Offered in 2027~60
Halifax County: what this means for you
All plans in Halifax County
Offered in 2027~150
Hampton City: what this means for you
All plans in Hampton City
Offered in 2027~160
Hanover County: what this means for you
All plans in Hanover County
Not offered in this county~160
Harrisonburg City: what this means for you
All plans in Harrisonburg City
Offered in 2027~210
Henrico County: what this means for you
All plans in Henrico County
Offered in 2027~500
Henry County: what this means for you
All plans in Henry County
Offered in 2027~170
Highland County: what this means for you
All plans in Highland County
Not offered in this county10 or fewer
Hopewell City: what this means for you
All plans in Hopewell City
Offered in 2027~60
Isle of Wight County: what this means for you
All plans in Isle of Wight County
Not offered in this county~60
James City: what this means for you
All plans in James City
Offered in 2027~70
King George County: what this means for you
All plans in King George County
Offered in 2027~70
King William County: what this means for you
All plans in King William County
Not offered in this county~30
King and Queen County: what this means for you
All plans in King and Queen County
Offered in 2027~40
Lancaster County: what this means for you
All plans in Lancaster County
Not offered in this county~140
Lexington City: what this means for you
All plans in Lexington City
Offered in 2027~10
Louisa County: what this means for you
All plans in Louisa County
Offered in 2027~150
Lunenburg County: what this means for you
All plans in Lunenburg County
Offered in 2027~40
Lynchburg City: what this means for you
All plans in Lynchburg City
Not offered in this county~70
Madison County: what this means for you
All plans in Madison County
Offered in 2027~90
Manassas City: what this means for you
All plans in Manassas City
Offered in 2027~60
Manassas Park City: what this means for you
All plans in Manassas Park City
Offered in 2027~20
Martinsville City: what this means for you
All plans in Martinsville City
Not offered in this county~60
Mathews County: what this means for you
All plans in Mathews County
Not offered in this county~20
Mecklenburg County: what this means for you
All plans in Mecklenburg County
Offered in 2027~160
Middlesex County: what this means for you
All plans in Middlesex County
Offered in 2027~30
Montgomery County: what this means for you
All plans in Montgomery County
Offered in 2027~80
Nelson County: what this means for you
All plans in Nelson County
Offered in 2027~60
New Kent County: what this means for you
All plans in New Kent County
Not offered in this county~90
Newport News City: what this means for you
All plans in Newport News City
Offered in 2027~190
Norfolk City: what this means for you
All plans in Norfolk City
Offered in 2027~220
Northampton County: what this means for you
All plans in Northampton County
Offered in 2027~30
Northumberland County: what this means for you
All plans in Northumberland County
Offered in 2027~110
Nottoway County: what this means for you
All plans in Nottoway County
Offered in 2027~70
Orange County: what this means for you
All plans in Orange County
Offered in 2027~430
Page County: what this means for you
All plans in Page County
Offered in 2027~230
Patrick County: what this means for you
All plans in Patrick County
Offered in 2027~50
Petersburg City: what this means for you
All plans in Petersburg City
Offered in 2027~100
Pittsylvania County: what this means for you
All plans in Pittsylvania County
Offered in 2027~140
Poquoson City: what this means for you
All plans in Poquoson City
Offered in 202710 or fewer
Portsmouth City: what this means for you
All plans in Portsmouth City
Offered in 2027~100
Powhatan County: what this means for you
All plans in Powhatan County
Offered in 2027~50
Prince Edward County: what this means for you
All plans in Prince Edward County
Not offered in this county~40
Prince George County: what this means for you
All plans in Prince George County
Offered in 2027~60
Prince William County: what this means for you
All plans in Prince William County
Offered in 2027~820
Pulaski County: what this means for you
All plans in Pulaski County
Offered in 2027~90
Radford City: what this means for you
All plans in Radford City
Offered in 2027~30
Rappahannock County: what this means for you
All plans in Rappahannock County
Offered in 2027~20
Richmond County: what this means for you
All plans in Richmond County
Not offered in this county~40
Richmond City: what this means for you
All plans in Richmond City
Offered in 2027~330
Roanoke County: what this means for you
All plans in Roanoke County
Offered in 2027~190
Roanoke City: what this means for you
All plans in Roanoke City
Offered in 2027~200
Rockbridge County: what this means for you
All plans in Rockbridge County
Offered in 2027~50
Rockingham County: what this means for you
All plans in Rockingham County
Offered in 2027~320
Salem City: what this means for you
All plans in Salem City
Offered in 2027~40
Shenandoah County: what this means for you
All plans in Shenandoah County
Not offered in this county~570
Southampton County: what this means for you
All plans in Southampton County
Offered in 2027~30
Spotsylvania County: what this means for you
All plans in Spotsylvania County
Offered in 2027~410
Stafford County: what this means for you
All plans in Stafford County
Not offered in this county~260
Staunton City: what this means for you
All plans in Staunton City
Offered in 2027~70
Suffolk City: what this means for you
All plans in Suffolk City
Offered in 2027~100
Surry County: what this means for you
All plans in Surry County
Offered in 202710 or fewer
Sussex County: what this means for you
All plans in Sussex County
Offered in 2027~40
Virginia Beach City: what this means for you
All plans in Virginia Beach City
Offered in 2027~370
Warren County: what this means for you
All plans in Warren County
Offered in 2027~140
Waynesboro City: what this means for you
All plans in Waynesboro City
Offered in 2027~70
Westmoreland County: what this means for you
All plans in Westmoreland County
Not offered in this county~100
Williamsburg City: what this means for you
All plans in Williamsburg City
Offered in 202710 or fewer
Winchester City: what this means for you
All plans in Winchester City
Offered in 2027~90
York County: what this means for you
All plans in York County
Offered in 2027~40

Costs and Star Rating

Costs for H5216-308, 2026 and 2027
What20262027
Monthly premium (without Extra Help)$0 a month$0 a month
Maximum you pay for covered medical care$9,250 (in-network)$9,850 (in-network)
Drug deductible$390$700
Overall star rating (from CMS)3.5 out of 5 stars4 out of 5 stars

PPO plans also have a limit for in- and out-of-network care combined. See Medicare Plan Finder.

CMS rates contracts, so plans under one contract share its rating. For costs with Extra Help, use the lookup.

What Happens Next

If this plan is not offered in your county in 2027, you can pick a new plan from October 15 to December 7, 2026. If your plan is ending, you also have until February 28, 2027. Check your county to see what happens if you do nothing.

These numbers come from CMS's plan files. If you're in this plan, confirm with your Annual Notice of Change or the letter from your plan.

Source: CMS CY2027 Landscape, data as of October 18, 2026 (release 202610). Enrollment: CMS Monthly Enrollment by Contract/Plan/State/County, October 2026. Plan moves: CMS 2027 Plan Crosswalk, file dated October 1, 2026. People counts add up the counties where this plan is offered. They leave out members who live outside that area. See how we get our numbers.