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Humana USAA Honor Giveback (PPO) (H5216-190) in 2027

We are not affiliated with Humana. Plan and company names are shown only to identify plans.

PPO: about this plan type · Legal name: HUMANA INSURANCE COMPANY

Offered again in all 83 counties where it was offered in 2026.

Check Your Plan with Your ZIP Code

Offered Againin 2027
83
of 83 countiesin 2026
People inThis Plan
~9,800
CMS enrollment,October 2026

Michigan

See the 83 counties in MichiganHide the counties
Where H5216-190 is offered in Michigan, 2026 and 2027
CountyWhat's HappeningPeople in Plan
Alcona County: what this means for you
All plans in Alcona County
Offered in 2027~30
Alger County: what this means for you
All plans in Alger County
Offered in 2027~40
Allegan County: what this means for you
All plans in Allegan County
Offered in 2027~90
Alpena County: what this means for you
All plans in Alpena County
Offered in 2027~120
Antrim County: what this means for you
All plans in Antrim County
Offered in 2027~70
Arenac County: what this means for you
All plans in Arenac County
Offered in 2027~30
Baraga County: what this means for you
All plans in Baraga County
Offered in 2027~40
Barry County: what this means for you
All plans in Barry County
Offered in 2027~70
Bay County: what this means for you
All plans in Bay County
Offered in 2027~110
Benzie County: what this means for you
All plans in Benzie County
Offered in 2027~50
Berrien County: what this means for you
All plans in Berrien County
Offered in 2027~380
Branch County: what this means for you
All plans in Branch County
Offered in 2027~70
Calhoun County: what this means for you
All plans in Calhoun County
Offered in 2027~240
Cass County: what this means for you
All plans in Cass County
Offered in 2027~160
Charlevoix County: what this means for you
All plans in Charlevoix County
Offered in 2027~50
Cheboygan County: what this means for you
All plans in Cheboygan County
Offered in 2027~110
Chippewa County: what this means for you
All plans in Chippewa County
Offered in 2027~220
Clare County: what this means for you
All plans in Clare County
Offered in 2027~80
Clinton County: what this means for you
All plans in Clinton County
Offered in 2027~80
Crawford County: what this means for you
All plans in Crawford County
Offered in 2027~30
Delta County: what this means for you
All plans in Delta County
Offered in 2027~300
Dickinson County: what this means for you
All plans in Dickinson County
Offered in 2027~110
Eaton County: what this means for you
All plans in Eaton County
Offered in 2027~140
Emmet County: what this means for you
All plans in Emmet County
Offered in 2027~80
Genesee County: what this means for you
All plans in Genesee County
Offered in 2027~180
Gladwin County: what this means for you
All plans in Gladwin County
Offered in 2027~60
Gogebic County: what this means for you
All plans in Gogebic County
Offered in 2027~120
Grand Traverse County: what this means for you
All plans in Grand Traverse County
Offered in 2027~180
Gratiot County: what this means for you
All plans in Gratiot County
Offered in 2027~50
Hillsdale County: what this means for you
All plans in Hillsdale County
Offered in 2027~80
Houghton County: what this means for you
All plans in Houghton County
Offered in 2027~120
Huron County: what this means for you
All plans in Huron County
Offered in 2027~70
Ingham County: what this means for you
All plans in Ingham County
Offered in 2027~170
Ionia County: what this means for you
All plans in Ionia County
Offered in 2027~70
Iosco County: what this means for you
All plans in Iosco County
Offered in 2027~50
Iron County: what this means for you
All plans in Iron County
Offered in 2027~40
Isabella County: what this means for you
All plans in Isabella County
Offered in 2027~80
Jackson County: what this means for you
All plans in Jackson County
Offered in 2027~190
Kalamazoo County: what this means for you
All plans in Kalamazoo County
Offered in 2027~240
Kalkaska County: what this means for you
All plans in Kalkaska County
Offered in 2027~60
Kent County: what this means for you
All plans in Kent County
Offered in 2027~270
Keweenaw County: what this means for you
All plans in Keweenaw County
Offered in 202710 or fewer
Lake County: what this means for you
All plans in Lake County
Offered in 2027~50
Lapeer County: what this means for you
All plans in Lapeer County
Offered in 2027~80
Leelanau County: what this means for you
All plans in Leelanau County
Offered in 2027~30
Lenawee County: what this means for you
All plans in Lenawee County
Offered in 2027~170
Livingston County: what this means for you
All plans in Livingston County
Offered in 2027~90
Luce County: what this means for you
All plans in Luce County
Offered in 2027~20
Mackinac County: what this means for you
All plans in Mackinac County
Offered in 2027~120
Macomb County: what this means for you
All plans in Macomb County
Offered in 2027~510
Manistee County: what this means for you
All plans in Manistee County
Offered in 2027~70
Marquette County: what this means for you
All plans in Marquette County
Offered in 2027~140
Mason County: what this means for you
All plans in Mason County
Offered in 2027~50
Mecosta County: what this means for you
All plans in Mecosta County
Offered in 2027~90
Menominee County: what this means for you
All plans in Menominee County
Offered in 2027~200
Midland County: what this means for you
All plans in Midland County
Offered in 2027~80
Missaukee County: what this means for you
All plans in Missaukee County
Offered in 2027~30
Monroe County: what this means for you
All plans in Monroe County
Offered in 2027~120
Montcalm County: what this means for you
All plans in Montcalm County
Offered in 2027~80
Montmorency County: what this means for you
All plans in Montmorency County
Offered in 2027~50
Muskegon County: what this means for you
All plans in Muskegon County
Offered in 2027~210
Newaygo County: what this means for you
All plans in Newaygo County
Offered in 2027~60
Oakland County: what this means for you
All plans in Oakland County
Offered in 2027~510
Oceana County: what this means for you
All plans in Oceana County
Offered in 2027~50
Ogemaw County: what this means for you
All plans in Ogemaw County
Offered in 2027~70
Ontonagon County: what this means for you
All plans in Ontonagon County
Offered in 2027~40
Osceola County: what this means for you
All plans in Osceola County
Offered in 2027~60
Oscoda County: what this means for you
All plans in Oscoda County
Offered in 2027~20
Otsego County: what this means for you
All plans in Otsego County
Offered in 2027~60
Ottawa County: what this means for you
All plans in Ottawa County
Offered in 2027~150
Presque Isle County: what this means for you
All plans in Presque Isle County
Offered in 2027~50
Roscommon County: what this means for you
All plans in Roscommon County
Offered in 2027~60
Saginaw County: what this means for you
All plans in Saginaw County
Offered in 2027~160
Sanilac County: what this means for you
All plans in Sanilac County
Offered in 2027~70
Schoolcraft County: what this means for you
All plans in Schoolcraft County
Offered in 202710 or fewer
Shiawassee County: what this means for you
All plans in Shiawassee County
Offered in 2027~100
St. Clair County: what this means for you
All plans in St. Clair County
Offered in 2027~210
St. Joseph County: what this means for you
All plans in St. Joseph County
Offered in 2027~120
Tuscola County: what this means for you
All plans in Tuscola County
Offered in 2027~60
Van Buren County: what this means for you
All plans in Van Buren County
Offered in 2027~110
Washtenaw County: what this means for you
All plans in Washtenaw County
Offered in 2027~90
Wayne County: what this means for you
All plans in Wayne County
Offered in 2027~770
Wexford County: what this means for you
All plans in Wexford County
Offered in 2027~80

Costs and Star Rating

Costs for H5216-190, 2026 and 2027
What20262027
Monthly premium (without Extra Help)$0 a month$0 a month
Maximum you pay for covered medical care$6,550 (in-network)$6,550 (in-network)
Drug deductibleNo drug coverageNo drug coverage
Overall star rating (from CMS)3.5 out of 5 stars4 out of 5 stars

This plan has no drug coverage. You can't add a stand-alone drug plan (Part D) to this plan.

PPO plans also have a limit for in- and out-of-network care combined. See Medicare Plan Finder.

CMS rates contracts, so plans under one contract share its rating. For costs with Extra Help, use the lookup.

What Happens Next

Where it is offered again, members who do nothing stay in this plan.

These numbers come from CMS's plan files. If you're in this plan, confirm with your Annual Notice of Change or the letter from your plan.

Source: CMS CY2027 Landscape, data as of October 18, 2026 (release 202610). Enrollment: CMS Monthly Enrollment by Contract/Plan/State/County, October 2026. Plan moves: CMS 2027 Plan Crosswalk, file dated October 1, 2026. People counts add up the counties where this plan is offered. They leave out members who live outside that area. See how we get our numbers.