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CMS plan data as of October 18, 2026

HumanaChoice H5216-188 (PPO) (H5216-188) in 2027

We are not affiliated with Humana. Plan and company names are shown only to identify plans.

PPO · Legal name: HUMANA INSURANCE COMPANY

Offered again in all 110 counties where it was offered in 2026. In 2027 it is also offered in 8 counties where it wasn't offered in 2026.

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Offered Againin 2027
110
of 110 countiesin 2026
People inThis Plan
~6,300
CMS enrollment,October 2026

Indiana

See the 3 counties in IndianaHide the counties
CountyWhat's HappeningPeople in Plan
Clark County
All plans in Clark County		Offered in 2027~110
Floyd County
All plans in Floyd County		Offered in 2027~100
Harrison County
All plans in Harrison County		Offered in 2027~60

Kentucky

See the 115 counties in KentuckyHide the counties
CountyWhat's HappeningPeople in Plan
Adair County
All plans in Adair County		Offered in 2027~40
Allen County
All plans in Allen County		Offered in 2027~40
Anderson County
All plans in Anderson County		Offered in 2027~20
Ballard County
All plans in Ballard County		Offered in 202710 or fewer
Barren County
All plans in Barren County		Offered in 2027~140
Bath County
All plans in Bath County		Offered in 2027~40
Bell County
All plans in Bell County		Offered in 2027~20
Bourbon County
All plans in Bourbon County		Offered in 2027~50
Boyd County
All plans in Boyd County		Offered in 2027~110
Boyle County
All plans in Boyle County		Offered in 2027~110
Bracken County
All plans in Bracken County		Offered in 202710 or fewer
Breathitt County
All plans in Breathitt County		Offered in 202710 or fewer
Breckinridge County
All plans in Breckinridge County		Offered in 2027~10
Bullitt County
All plans in Bullitt County		Offered in 2027~100
Butler County
All plans in Butler County		Offered in 2027~20
Caldwell County
All plans in Caldwell County		Offered in 2027~30
Calloway County
All plans in Calloway County		Offered in 2027~20
Carlisle County
All plans in Carlisle County		Offered in 202710 or fewer
Carroll County
All plans in Carroll County		New in this county for 2027Not listed
Carter County
All plans in Carter County		Offered in 2027~80
Casey County
All plans in Casey County		Offered in 2027~40
Christian County
All plans in Christian County		Offered in 2027~20
Clark County
All plans in Clark County		Offered in 2027~70
Clay County
All plans in Clay County		Offered in 2027~30
Clinton County
All plans in Clinton County		Offered in 2027~20
Crittenden County
All plans in Crittenden County		Offered in 2027~30
Cumberland County
All plans in Cumberland County		New in this county for 2027Not listed
Daviess County
All plans in Daviess County		Offered in 2027~110
Edmonson County
All plans in Edmonson County		New in this county for 2027Not listed
Elliott County
All plans in Elliott County		Offered in 202710 or fewer
Estill County
All plans in Estill County		Offered in 2027~20
Fayette County
All plans in Fayette County		Offered in 2027~320
Fleming County
All plans in Fleming County		Offered in 2027~10
Floyd County
All plans in Floyd County		Offered in 2027~140
Franklin County
All plans in Franklin County		Offered in 2027~80
Fulton County
All plans in Fulton County		Offered in 2027~20
Gallatin County
All plans in Gallatin County		Offered in 2027~20
Garrard County
All plans in Garrard County		Offered in 2027~20
Graves County
All plans in Graves County		Offered in 2027~20
Grayson County
All plans in Grayson County		Offered in 2027~20
Green County
All plans in Green County		Offered in 2027~180
Greenup County
All plans in Greenup County		Offered in 2027~120
Hancock County
All plans in Hancock County		Offered in 202710 or fewer
Hardin County
All plans in Hardin County		Offered in 2027~120
Harlan County
All plans in Harlan County		Offered in 2027~100
Harrison County
All plans in Harrison County		Offered in 2027~70
Hart County
All plans in Hart County		Offered in 2027~10
Henderson County
All plans in Henderson County		Offered in 2027~20
Henry County
All plans in Henry County		New in this county for 2027Not listed
Hickman County
All plans in Hickman County		Offered in 202710 or fewer
Hopkins County
All plans in Hopkins County		Offered in 2027~20
Jackson County
All plans in Jackson County		Offered in 2027~30
Jefferson County
All plans in Jefferson County		Offered in 2027~630
Jessamine County
All plans in Jessamine County		Offered in 2027~90
Johnson County
All plans in Johnson County		Offered in 2027~80
Knott County
All plans in Knott County		Offered in 2027~50
Knox County
All plans in Knox County		Offered in 202710 or fewer
Larue County
All plans in Larue County		Offered in 202710 or fewer
Laurel County
All plans in Laurel County		New in this county for 2027Not listed
Lawrence County
All plans in Lawrence County		Offered in 2027~10
Lee County
All plans in Lee County		Offered in 202710 or fewer
Leslie County
All plans in Leslie County		Offered in 2027~30
Letcher County
All plans in Letcher County		Offered in 2027~150
Lewis County
All plans in Lewis County		Offered in 202710 or fewer
Lincoln County
All plans in Lincoln County		Offered in 2027~160
Livingston County
All plans in Livingston County		Offered in 2027~30
Logan County
All plans in Logan County		Offered in 2027~30
Lyon County
All plans in Lyon County		Offered in 202710 or fewer
Madison County
All plans in Madison County		Offered in 2027~100
Magoffin County
All plans in Magoffin County		Offered in 2027~60
Marion County
All plans in Marion County		Offered in 2027~70
Marshall County
All plans in Marshall County		Offered in 2027~40
Martin County
All plans in Martin County		Offered in 2027~40
Mason County
All plans in Mason County		Offered in 2027~30
McCracken County
All plans in McCracken County		Offered in 2027~30
McCreary County
All plans in McCreary County		Offered in 2027~10
McLean County
All plans in McLean County		Offered in 2027~20
Meade County
All plans in Meade County		Offered in 2027~40
Menifee County
All plans in Menifee County		Offered in 2027~30
Mercer County
All plans in Mercer County		Offered in 2027~30
Metcalfe County
All plans in Metcalfe County		Offered in 2027~160
Monroe County
All plans in Monroe County		Offered in 2027~60
Montgomery County
All plans in Montgomery County		Offered in 2027~70
Morgan County
All plans in Morgan County		New in this county for 2027Not listed
Muhlenberg County
All plans in Muhlenberg County		Offered in 2027~50
Nelson County
All plans in Nelson County		Offered in 2027~60
Nicholas County
All plans in Nicholas County		Offered in 202710 or fewer
Ohio County
All plans in Ohio County		Offered in 2027~90
Oldham County
All plans in Oldham County		Offered in 2027~90
Owen County
All plans in Owen County		New in this county for 2027Not listed
Owsley County
All plans in Owsley County		Offered in 202710 or fewer
Perry County
All plans in Perry County		Offered in 2027~100
Pike County
All plans in Pike County		Offered in 2027~330
Powell County
All plans in Powell County		Offered in 2027~40
Pulaski County
All plans in Pulaski County		Offered in 2027~30
Robertson County
All plans in Robertson County		Offered in 202710 or fewer
Rockcastle County
All plans in Rockcastle County		Offered in 2027~10
Rowan County
All plans in Rowan County		Offered in 2027~40
Russell County
All plans in Russell County		Offered in 2027~10
Scott County
All plans in Scott County		Offered in 2027~70
Shelby County
All plans in Shelby County		Offered in 2027~140
Simpson County
All plans in Simpson County		Offered in 2027~30
Spencer County
All plans in Spencer County		Offered in 2027~30
Taylor County
All plans in Taylor County		Offered in 2027~60
Todd County
All plans in Todd County		Offered in 202710 or fewer
Trigg County
All plans in Trigg County		Offered in 2027~20
Trimble County
All plans in Trimble County		Offered in 202710 or fewer
Union County
All plans in Union County		New in this county for 2027Not listed
Warren County
All plans in Warren County		Offered in 2027~190
Washington County
All plans in Washington County		Offered in 2027~10
Wayne County
All plans in Wayne County		Offered in 202710 or fewer
Webster County
All plans in Webster County		Offered in 2027~20
Whitley County
All plans in Whitley County		Offered in 2027~60
Wolfe County
All plans in Wolfe County		Offered in 202710 or fewer
Woodford County
All plans in Woodford County		Offered in 2027~50

Costs and Star Rating

What20262027
Monthly premium (without Extra Help)$32 a month$45 a month
Maximum you pay for covered medical care$6,600 (in-network)$7,150 (in-network)
Drug deductible$300$700
Overall star rating (from CMS)3.5 out of 5 stars4 out of 5 stars

PPO plans also have a limit for in- and out-of-network care combined. See Medicare Plan Finder.

CMS rates contracts, so plans under one contract share its rating. For costs with Extra Help, use the lookup.

What Happens Next

Where it is offered again, members who do nothing stay in this plan.

These numbers come from CMS's plan files. If you're in this plan, confirm with your Annual Notice of Change or the letter from your plan.

Source: CMS CY2027 Landscape, data as of October 18, 2026 (release 202610). Enrollment: CMS Monthly Enrollment by Contract/Plan/State/County, October 2026. Plan moves: CMS 2027 Plan Crosswalk, file dated October 1, 2026. People counts add up the counties where this plan is offered. They leave out members who live outside that area. See how we get our numbers.