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HumanaChoice H5216-097 (PPO) (H5216-097) in 2027

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PPO: about this plan type · Legal name: HUMANA INSURANCE COMPANY

Offered again in all 79 counties where it was offered in 2026.

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Offered Againin 2027
79
of 79 countiesin 2026
People inThis Plan
at least 2,100
CMS enrollment,October 2026

States

H5216-097 by state, 2026 and 2027
StateOffered AgainNot Offered
Arkansas10
Mississippi40
Tennessee740

Arkansas

See the 1 county in ArkansasHide the counties
Where H5216-097 is offered in Arkansas, 2026 and 2027
CountyWhat's HappeningPeople in Plan
Crittenden County: what this means for you
All plans in Crittenden County
Offered in 2027~60

Mississippi

See the 4 counties in MississippiHide the counties
Where H5216-097 is offered in Mississippi, 2026 and 2027
CountyWhat's HappeningPeople in Plan
Benton County: what this means for you
All plans in Benton County
Offered in 2027~10
DeSoto County: what this means for you
All plans in DeSoto County
Offered in 2027~130
Tate County: what this means for you
All plans in Tate County
Offered in 2027~30
Tunica County: what this means for you
All plans in Tunica County
Offered in 202710 or fewer

Tennessee

See the 74 counties in TennesseeHide the counties
Where H5216-097 is offered in Tennessee, 2026 and 2027
CountyWhat's HappeningPeople in Plan
Anderson County: what this means for you
All plans in Anderson County
Offered in 2027~60
Benton County: what this means for you
All plans in Benton County
Offered in 202710 or fewer
Blount County: what this means for you
All plans in Blount County
Offered in 2027~80
Bradley County: what this means for you
All plans in Bradley County
Offered in 2027~30
Campbell County: what this means for you
All plans in Campbell County
Offered in 2027~30
Cannon County: what this means for you
All plans in Cannon County
Offered in 202710 or fewer
Cheatham County: what this means for you
All plans in Cheatham County
Offered in 2027~20
Chester County: what this means for you
All plans in Chester County
Offered in 202710 or fewer
Claiborne County: what this means for you
All plans in Claiborne County
Offered in 2027~10
Clay County: what this means for you
All plans in Clay County
Offered in 202710 or fewer
Cocke County: what this means for you
All plans in Cocke County
Offered in 2027~10
Coffee County: what this means for you
All plans in Coffee County
Offered in 202710 or fewer
Crockett County: what this means for you
All plans in Crockett County
Offered in 202710 or fewer
Cumberland County: what this means for you
All plans in Cumberland County
Offered in 2027~30
Davidson County: what this means for you
All plans in Davidson County
Offered in 2027~100
DeKalb County: what this means for you
All plans in DeKalb County
Offered in 202710 or fewer
Decatur County: what this means for you
All plans in Decatur County
Offered in 202710 or fewer
Dickson County: what this means for you
All plans in Dickson County
Offered in 2027~10
Fayette County: what this means for you
All plans in Fayette County
Offered in 2027~30
Fentress County: what this means for you
All plans in Fentress County
Offered in 2027~30
Franklin County: what this means for you
All plans in Franklin County
Offered in 2027~30
Gibson County: what this means for you
All plans in Gibson County
Offered in 202710 or fewer
Giles County: what this means for you
All plans in Giles County
Offered in 202710 or fewer
Grainger County: what this means for you
All plans in Grainger County
Offered in 2027~10
Grundy County: what this means for you
All plans in Grundy County
Offered in 2027~20
Hamblen County: what this means for you
All plans in Hamblen County
Offered in 2027~20
Hamilton County: what this means for you
All plans in Hamilton County
Offered in 2027~90
Hardeman County: what this means for you
All plans in Hardeman County
Offered in 202710 or fewer
Hardin County: what this means for you
All plans in Hardin County
Offered in 202710 or fewer
Henry County: what this means for you
All plans in Henry County
Offered in 202710 or fewer
Hickman County: what this means for you
All plans in Hickman County
Offered in 2027~10
Houston County: what this means for you
All plans in Houston County
Offered in 202710 or fewer
Humphreys County: what this means for you
All plans in Humphreys County
Offered in 2027~10
Jackson County: what this means for you
All plans in Jackson County
Offered in 202710 or fewer
Jefferson County: what this means for you
All plans in Jefferson County
Offered in 2027~40
Knox County: what this means for you
All plans in Knox County
Offered in 2027~310
Lake County: what this means for you
All plans in Lake County
Offered in 202710 or fewer
Lawrence County: what this means for you
All plans in Lawrence County
Offered in 202710 or fewer
Lewis County: what this means for you
All plans in Lewis County
Offered in 202710 or fewer
Loudon County: what this means for you
All plans in Loudon County
Offered in 2027~70
Macon County: what this means for you
All plans in Macon County
Offered in 202710 or fewer
Madison County: what this means for you
All plans in Madison County
Offered in 2027~20
Marion County: what this means for you
All plans in Marion County
Offered in 202710 or fewer
Marshall County: what this means for you
All plans in Marshall County
Offered in 2027~20
Maury County: what this means for you
All plans in Maury County
Offered in 2027~40
McMinn County: what this means for you
All plans in McMinn County
Offered in 202710 or fewer
McNairy County: what this means for you
All plans in McNairy County
Offered in 202710 or fewer
Meigs County: what this means for you
All plans in Meigs County
Offered in 2027~10
Monroe County: what this means for you
All plans in Monroe County
Offered in 2027~20
Montgomery County: what this means for you
All plans in Montgomery County
Offered in 2027~30
Morgan County: what this means for you
All plans in Morgan County
Offered in 202710 or fewer
Overton County: what this means for you
All plans in Overton County
Offered in 2027~10
Perry County: what this means for you
All plans in Perry County
Offered in 202710 or fewer
Polk County: what this means for you
All plans in Polk County
Offered in 2027~20
Putnam County: what this means for you
All plans in Putnam County
Offered in 2027~10
Rhea County: what this means for you
All plans in Rhea County
Offered in 202710 or fewer
Roane County: what this means for you
All plans in Roane County
Offered in 2027~40
Robertson County: what this means for you
All plans in Robertson County
Offered in 2027~30
Rutherford County: what this means for you
All plans in Rutherford County
Offered in 2027~40
Scott County: what this means for you
All plans in Scott County
Offered in 2027~20
Sequatchie County: what this means for you
All plans in Sequatchie County
Offered in 2027~10
Sevier County: what this means for you
All plans in Sevier County
Offered in 2027~90
Shelby County: what this means for you
All plans in Shelby County
Offered in 2027~320
Smith County: what this means for you
All plans in Smith County
Offered in 202710 or fewer
Stewart County: what this means for you
All plans in Stewart County
Offered in 202710 or fewer
Sumner County: what this means for you
All plans in Sumner County
Offered in 2027~60
Tipton County: what this means for you
All plans in Tipton County
Offered in 2027~30
Trousdale County: what this means for you
All plans in Trousdale County
Offered in 202710 or fewer
Union County: what this means for you
All plans in Union County
Offered in 202710 or fewer
Van Buren County: what this means for you
All plans in Van Buren County
Offered in 202710 or fewer
Warren County: what this means for you
All plans in Warren County
Offered in 202710 or fewer
White County: what this means for you
All plans in White County
Offered in 2027~10
Williamson County: what this means for you
All plans in Williamson County
Offered in 2027~70
Wilson County: what this means for you
All plans in Wilson County
Offered in 2027~10

Costs and Star Rating

Costs for H5216-097, 2026 and 2027
What20262027
Monthly premium (without Extra Help)$55 a month$85 a month
Maximum you pay for covered medical care$8,850 (in-network)$9,100 (in-network)
Drug deductible$590$400
Overall star rating (from CMS)3.5 out of 5 stars4 out of 5 stars

PPO plans also have a limit for in- and out-of-network care combined. See Medicare Plan Finder.

CMS rates contracts, so plans under one contract share its rating. For costs with Extra Help, use the lookup.

What Happens Next

Where it is offered again, members who do nothing stay in this plan.

These numbers come from CMS's plan files. If you're in this plan, confirm with your Annual Notice of Change or the letter from your plan.

Source: CMS CY2027 Landscape, data as of October 18, 2026 (release 202610). Enrollment: CMS Monthly Enrollment by Contract/Plan/State/County, October 2026. Plan moves: CMS 2027 Plan Crosswalk, file dated October 1, 2026. People counts add up the counties where this plan is offered. They leave out members who live outside that area. See how we get our numbers.