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HumanaChoice H5216-032 (PPO) (H5216-032) in 2027

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PPO: about this plan type · Legal name: HUMANA INSURANCE COMPANY

Offered again in all 86 counties where it was offered in 2026.

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Offered Againin 2027
86
of 86 countiesin 2026
People inThis Plan
at least 1,000
CMS enrollment,October 2026

States

H5216-032 by state, 2026 and 2027
StateOffered AgainNot Offered
Illinois30
Kansas210
Missouri620

Illinois

See the 3 counties in IllinoisHide the counties
Where H5216-032 is offered in Illinois, 2026 and 2027
CountyWhat's HappeningPeople in Plan
Madison County: what this means for you
All plans in Madison County
Offered in 2027~10
Monroe County: what this means for you
All plans in Monroe County
Offered in 202710 or fewer
St. Clair County: what this means for you
All plans in St. Clair County
Offered in 2027~10

Kansas

See the 21 counties in KansasHide the counties
Where H5216-032 is offered in Kansas, 2026 and 2027
CountyWhat's HappeningPeople in Plan
Atchison County: what this means for you
All plans in Atchison County
Offered in 202710 or fewer
Bourbon County: what this means for you
All plans in Bourbon County
Offered in 202710 or fewer
Butler County: what this means for you
All plans in Butler County
Offered in 202710 or fewer
Cowley County: what this means for you
All plans in Cowley County
Offered in 202710 or fewer
Dickinson County: what this means for you
All plans in Dickinson County
Offered in 202710 or fewer
Douglas County: what this means for you
All plans in Douglas County
Offered in 202710 or fewer
Franklin County: what this means for you
All plans in Franklin County
Offered in 202710 or fewer
Geary County: what this means for you
All plans in Geary County
Offered in 202710 or fewer
Harvey County: what this means for you
All plans in Harvey County
Offered in 202710 or fewer
Jefferson County: what this means for you
All plans in Jefferson County
Offered in 202710 or fewer
Johnson County: what this means for you
All plans in Johnson County
Offered in 2027~180
Leavenworth County: what this means for you
All plans in Leavenworth County
Offered in 202710 or fewer
Linn County: what this means for you
All plans in Linn County
Offered in 202710 or fewer
McPherson County: what this means for you
All plans in McPherson County
Offered in 202710 or fewer
Miami County: what this means for you
All plans in Miami County
Offered in 2027~20
Pottawatomie County: what this means for you
All plans in Pottawatomie County
Offered in 202710 or fewer
Reno County: what this means for you
All plans in Reno County
Offered in 2027~30
Sedgwick County: what this means for you
All plans in Sedgwick County
Offered in 2027~50
Shawnee County: what this means for you
All plans in Shawnee County
Offered in 2027~40
Sumner County: what this means for you
All plans in Sumner County
Offered in 202710 or fewer
Wyandotte County: what this means for you
All plans in Wyandotte County
Offered in 2027~20

Missouri

See the 62 counties in MissouriHide the counties
Where H5216-032 is offered in Missouri, 2026 and 2027
CountyWhat's HappeningPeople in Plan
Audrain County: what this means for you
All plans in Audrain County
Offered in 202710 or fewer
Barry County: what this means for you
All plans in Barry County
Offered in 202710 or fewer
Bates County: what this means for you
All plans in Bates County
Offered in 202710 or fewer
Benton County: what this means for you
All plans in Benton County
Offered in 202710 or fewer
Bollinger County: what this means for you
All plans in Bollinger County
Offered in 202710 or fewer
Boone County: what this means for you
All plans in Boone County
Offered in 2027~30
Callaway County: what this means for you
All plans in Callaway County
Offered in 202710 or fewer
Camden County: what this means for you
All plans in Camden County
Offered in 202710 or fewer
Carroll County: what this means for you
All plans in Carroll County
Offered in 202710 or fewer
Cass County: what this means for you
All plans in Cass County
Offered in 2027~120
Cedar County: what this means for you
All plans in Cedar County
Offered in 202710 or fewer
Christian County: what this means for you
All plans in Christian County
Offered in 202710 or fewer
Clay County: what this means for you
All plans in Clay County
Offered in 2027~60
Cole County: what this means for you
All plans in Cole County
Offered in 2027~20
Cooper County: what this means for you
All plans in Cooper County
Offered in 202710 or fewer
Crawford County: what this means for you
All plans in Crawford County
Offered in 202710 or fewer
Dade County: what this means for you
All plans in Dade County
Offered in 202710 or fewer
Dallas County: what this means for you
All plans in Dallas County
Offered in 202710 or fewer
Douglas County: what this means for you
All plans in Douglas County
Offered in 202710 or fewer
Gasconade County: what this means for you
All plans in Gasconade County
Offered in 202710 or fewer
Greene County: what this means for you
All plans in Greene County
Offered in 2027~20
Henry County: what this means for you
All plans in Henry County
Offered in 2027~20
Hickory County: what this means for you
All plans in Hickory County
Offered in 202710 or fewer
Howard County: what this means for you
All plans in Howard County
Offered in 202710 or fewer
Howell County: what this means for you
All plans in Howell County
Offered in 2027~20
Jackson County: what this means for you
All plans in Jackson County
Offered in 2027~170
Jefferson County: what this means for you
All plans in Jefferson County
Offered in 2027~20
Johnson County: what this means for you
All plans in Johnson County
Offered in 2027~60
Laclede County: what this means for you
All plans in Laclede County
Offered in 202710 or fewer
Lafayette County: what this means for you
All plans in Lafayette County
Offered in 202710 or fewer
Lawrence County: what this means for you
All plans in Lawrence County
Offered in 202710 or fewer
Lincoln County: what this means for you
All plans in Lincoln County
Offered in 2027~10
Maries County: what this means for you
All plans in Maries County
Offered in 202710 or fewer
Miller County: what this means for you
All plans in Miller County
Offered in 202710 or fewer
Moniteau County: what this means for you
All plans in Moniteau County
Offered in 202710 or fewer
Montgomery County: what this means for you
All plans in Montgomery County
Offered in 202710 or fewer
Morgan County: what this means for you
All plans in Morgan County
Offered in 202710 or fewer
Oregon County: what this means for you
All plans in Oregon County
Offered in 202710 or fewer
Osage County: what this means for you
All plans in Osage County
Offered in 202710 or fewer
Ozark County: what this means for you
All plans in Ozark County
Offered in 202710 or fewer
Perry County: what this means for you
All plans in Perry County
Offered in 202710 or fewer
Pettis County: what this means for you
All plans in Pettis County
Offered in 202710 or fewer
Phelps County: what this means for you
All plans in Phelps County
Offered in 202710 or fewer
Pike County: what this means for you
All plans in Pike County
Offered in 202710 or fewer
Platte County: what this means for you
All plans in Platte County
Offered in 2027~40
Polk County: what this means for you
All plans in Polk County
Offered in 202710 or fewer
Pulaski County: what this means for you
All plans in Pulaski County
Offered in 202710 or fewer
Ray County: what this means for you
All plans in Ray County
Offered in 202710 or fewer
Saline County: what this means for you
All plans in Saline County
Offered in 202710 or fewer
St. Charles County: what this means for you
All plans in St. Charles County
Offered in 2027~30
St. Clair County: what this means for you
All plans in St. Clair County
Offered in 202710 or fewer
St. Francois County: what this means for you
All plans in St. Francois County
Offered in 202710 or fewer
St. Louis County: what this means for you
All plans in St. Louis County
Offered in 2027~80
St. Louis City: what this means for you
All plans in St. Louis City
Offered in 2027~20
Ste. Genevieve County: what this means for you
All plans in Ste. Genevieve County
Offered in 202710 or fewer
Stone County: what this means for you
All plans in Stone County
Offered in 2027~10
Taney County: what this means for you
All plans in Taney County
Offered in 202710 or fewer
Vernon County: what this means for you
All plans in Vernon County
Offered in 202710 or fewer
Warren County: what this means for you
All plans in Warren County
Offered in 202710 or fewer
Washington County: what this means for you
All plans in Washington County
Offered in 202710 or fewer
Webster County: what this means for you
All plans in Webster County
Offered in 202710 or fewer
Wright County: what this means for you
All plans in Wright County
Offered in 202710 or fewer

Costs and Star Rating

Costs for H5216-032, 2026 and 2027
What20262027
Monthly premium (without Extra Help)$63 a month$76 a month
Maximum you pay for covered medical care$9,250 (in-network)$9,250 (in-network)
Drug deductible$615$700
Overall star rating (from CMS)3.5 out of 5 stars4 out of 5 stars

PPO plans also have a limit for in- and out-of-network care combined. See Medicare Plan Finder.

CMS rates contracts, so plans under one contract share its rating. For costs with Extra Help, use the lookup.

What Happens Next

Where it is offered again, members who do nothing stay in this plan.

These numbers come from CMS's plan files. If you're in this plan, confirm with your Annual Notice of Change or the letter from your plan.

Source: CMS CY2027 Landscape, data as of October 18, 2026 (release 202610). Enrollment: CMS Monthly Enrollment by Contract/Plan/State/County, October 2026. Plan moves: CMS 2027 Plan Crosswalk, file dated October 1, 2026. People counts add up the counties where this plan is offered. They leave out members who live outside that area. See how we get our numbers.