Humana Gold Plus H4461-081 (HMO) (H4461-081) in 2027
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HMO: about this plan type · Legal name: CARITEN HEALTH PLAN INC.
This plan is new for 2027. No 2026 plan had this plan ID, but CMS moves some members of other 2026 plans into it (listed below). It is offered in 36 counties in 2027.
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Members Moved Into This Plan
CMS's 2027 plan crosswalk moves some or all members of these 2026 plans into this plan, in the counties listed. Your Annual Notice of Change says whether this applies to you.
- Humana Gold Plus H4461-040 (HMO) · H4461-040
In 36 counties
Anderson County, Blount County, Bradley County, Campbell County, Carter County, Claiborne County, Cocke County, Cumberland County, Franklin County, Grainger County, Greene County, Grundy County, Hamblen County, Hamilton County, Hancock County, Hawkins County, Jefferson County, Johnson County, Knox County, Loudon County, Marion County, McMinn County, Meigs County, Monroe County, Morgan County, Polk County, Putnam County, Rhea County, Roane County, Scott County, Sequatchie County, Sevier County, Sullivan County, Unicoi County, Union County, Washington County
Tennessee
See the 36 counties in TennesseeHide the counties
Costs and Star Rating
| What | 2027 |
|---|---|
| Monthly premium (without Extra Help) | $88 to $90 a month, depending on the county |
| Maximum you pay for covered medical care | $1,900 to $2,900 (in-network), depending on the county |
| Drug deductible | $250 |
| Overall star rating (from CMS) | 4.5 out of 5 stars |
CMS rates contracts, so plans under one contract share its rating. For costs with Extra Help, use the lookup.
What Happens Next
To see this plan next to the other plans offered in your county, use the lookup.
These numbers come from CMS's plan files. If you're in this plan, confirm with your Annual Notice of Change or the letter from your plan.
Source: CMS CY2027 Landscape, data as of October 18, 2026 (release 202610). Enrollment: CMS Monthly Enrollment by Contract/Plan/State/County, October 2026. Plan moves: CMS 2027 Plan Crosswalk, file dated October 1, 2026. See how we get our numbers.