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Humana Total Complete (HMO) (H4461-046) in 2027

We are not affiliated with Humana. Plan and company names are shown only to identify plans.

HMO: about this plan type · Legal name: CARITEN HEALTH PLAN INC.

Called Humana Total Complete H4461-046 (HMO) in 2026 and Humana Total Complete (HMO) in 2027. The plan ID stayed the same.

Offered again in 16 of 17 counties. Not offered in 1. Check your county below. In 2027 it is also offered in 6 counties where it wasn't offered in 2026.

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Offered Againin 2027
16
of 17 countiesin 2026
Not Offeredin 2027
1
of 17 countiesin 2026
People inThis Plan
~11,000
CMS enrollment,October 2026

Not offered: CMS's 2027 plan list and plan crosswalk show the plan isn't offered in the county (for drug plans, the state) in 2027 and its members aren't moved to another plan there. Members need to pick a new plan, unless their plan's letter offers another option. If they do nothing, Medicare Advantage and Cost plan members will have Original Medicare. Members of any plan that covered drugs will have no Medicare drug coverage, unless they get Extra Help (outside U.S. territories, Medicare then puts them in a drug plan). Everyone in these plans keeps Medicare.

Illinois

See the 6 counties in IllinoisHide the counties
Where H4461-046 is offered in Illinois, 2026 and 2027
CountyWhat's HappeningPeople in Plan
Bond County: what this means for you
All plans in Bond County
New in this county for 2027Not listed
Calhoun County: what this means for you
All plans in Calhoun County
New in this county for 2027Not listed
Clinton County: what this means for you
All plans in Clinton County
New in this county for 2027Not listed
Jersey County: what this means for you
All plans in Jersey County
New in this county for 2027Not listed
Madison County: what this means for you
All plans in Madison County
New in this county for 2027Not listed
St. Clair County: what this means for you
All plans in St. Clair County
New in this county for 2027Not listed

Missouri

See the 17 counties in MissouriHide the counties
Where H4461-046 is offered in Missouri, 2026 and 2027
CountyWhat's HappeningPeople in Plan
Audrain County: what this means for you
All plans in Audrain County
Offered in 2027~60
Boone County: what this means for you
All plans in Boone County
Not offered in this county~360
Callaway County: what this means for you
All plans in Callaway County
Offered in 2027~180
Crawford County: what this means for you
All plans in Crawford County
Offered in 2027~200
Franklin County: what this means for you
All plans in Franklin County
Offered in 2027~670
Iron County: what this means for you
All plans in Iron County
Offered in 2027~60
Jefferson County: what this means for you
All plans in Jefferson County
Offered in 2027~1,300
Lincoln County: what this means for you
All plans in Lincoln County
Offered in 2027~370
Madison County: what this means for you
All plans in Madison County
Offered in 2027~50
Perry County: what this means for you
All plans in Perry County
Offered in 2027~50
Pike County: what this means for you
All plans in Pike County
Offered in 2027~60
St. Charles County: what this means for you
All plans in St. Charles County
Offered in 2027~2,500
St. Francois County: what this means for you
All plans in St. Francois County
Offered in 2027~490
St. Louis County: what this means for you
All plans in St. Louis County
Offered in 2027~3,900
St. Louis City: what this means for you
All plans in St. Louis City
Offered in 2027~680
Warren County: what this means for you
All plans in Warren County
Offered in 2027~270
Washington County: what this means for you
All plans in Washington County
Offered in 2027~190

Costs and Star Rating

Costs for H4461-046, 2026 and 2027
What20262027
Monthly premium (without Extra Help)$0 a month$0 a month
Maximum you pay for covered medical care$2,700 (in-network)$2,850 (in-network)
Drug deductible$615$700
Overall star rating (from CMS)4 out of 5 stars4.5 out of 5 stars

CMS rates contracts, so plans under one contract share its rating. For costs with Extra Help, use the lookup.

What Happens Next

If this plan is not offered in your county in 2027, you can pick a new plan from October 15 to December 7, 2026. If your plan is ending, you also have until February 28, 2027. Check your county to see what happens if you do nothing.

These numbers come from CMS's plan files. If you're in this plan, confirm with your Annual Notice of Change or the letter from your plan.

Source: CMS CY2027 Landscape, data as of October 18, 2026 (release 202610). Enrollment: CMS Monthly Enrollment by Contract/Plan/State/County, October 2026. Plan moves: CMS 2027 Plan Crosswalk, file dated October 1, 2026. People counts add up the counties where this plan is offered. They leave out members who live outside that area. See how we get our numbers.