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Alignment Health Smart 038 (HMO) (H3815-038) in 2027

We are not affiliated with Alignment Health Plan. Plan and company names are shown only to identify plans.

HMO: about this plan type · Legal name: ALIGNMENT HEALTH PLAN

Called Alignment Health smartHMO (HMO) in 2026 and Alignment Health Smart 038 (HMO) in 2027. The plan ID stayed the same.

Offered again in all 3 counties where it was offered in 2026.

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Offered Againin 2027
3
of 3 countiesin 2026
People inThis Plan
~1,700
CMS enrollment,October 2026

California

See the 3 counties in CaliforniaHide the counties
Where H3815-038 is offered in California, 2026 and 2027
CountyWhat's HappeningPeople in Plan
Placer County: what this means for you
All plans in Placer County
Offered in 2027~290
Sacramento County: what this means for you
All plans in Sacramento County
Offered in 2027~1,300
Yolo County: what this means for you
All plans in Yolo County
Offered in 2027~110

Costs and Star Rating

Costs for H3815-038, 2026 and 2027
What20262027
Monthly premium (without Extra Help)$0 a month$0 a month
Maximum you pay for covered medical care$3,499 (in-network)$3,499 (in-network)
Drug deductible$615$700
Overall star rating (from CMS)4 out of 5 stars3.5 out of 5 stars

CMS rates contracts, so plans under one contract share its rating. For costs with Extra Help, use the lookup.

What Happens Next

Where it is offered again, members who do nothing stay in this plan.

These numbers come from CMS's plan files. If you're in this plan, confirm with your Annual Notice of Change or the letter from your plan.

Source: CMS CY2027 Landscape, data as of October 18, 2026 (release 202610). Enrollment: CMS Monthly Enrollment by Contract/Plan/State/County, October 2026. Plan moves: CMS 2027 Plan Crosswalk, file dated October 1, 2026. People counts add up the counties where this plan is offered. They leave out members who live outside that area. See how we get our numbers.