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Blue Medicare Essential Plus (HMO-POS) (H3449-023) in 2027

We are not affiliated with Blue Cross and Blue Shield of North Carolina. Plan and company names are shown only to identify plans.

HMO-POS: about this plan type · Legal name: BLUE CROSS AND BLUE SHIELD OF NORTH CAROLINA

Offered again in all 100 counties where it was offered in 2026.

Check Your Plan with Your ZIP Code

Offered Againin 2027
100
of 100 countiesin 2026
People inThis Plan
~100,000
CMS enrollment,October 2026

Members Moved Into This Plan

CMS's 2027 plan crosswalk moves some or all members of these 2026 plans into this plan, in the counties listed. Your Annual Notice of Change says whether this applies to you.

North Carolina

See the 100 counties in North CarolinaHide the counties
Where H3449-023 is offered in North Carolina, 2026 and 2027
CountyWhat's HappeningPlan IDPeople in Plan
Alamance County: what this means for you
All plans in Alamance County
Offered in 2027H3449-023-1~1,700
Alexander County: what this means for you
All plans in Alexander County
Offered in 2027H3449-023-2~470
Alleghany County: what this means for you
All plans in Alleghany County
Offered in 2027H3449-023-5~190
Anson County: what this means for you
All plans in Anson County
Offered in 2027H3449-023-4~140
Ashe County: what this means for you
All plans in Ashe County
Offered in 2027H3449-023-5~450
Avery County: what this means for you
All plans in Avery County
Offered in 2027H3449-023-5~200
Beaufort County: what this means for you
All plans in Beaufort County
Offered in 2027H3449-023-5~1,300
Bertie County: what this means for you
All plans in Bertie County
Offered in 2027H3449-023-5~320
Bladen County: what this means for you
All plans in Bladen County
Offered in 2027H3449-023-5~340
Brunswick County: what this means for you
All plans in Brunswick County
Offered in 2027H3449-023-2~3,200
Buncombe County: what this means for you
All plans in Buncombe County
Offered in 2027H3449-023-1~2,200
Burke County: what this means for you
All plans in Burke County
Offered in 2027H3449-023-1~1,400
Cabarrus County: what this means for you
All plans in Cabarrus County
Offered in 2027H3449-023-4~1,200
Caldwell County: what this means for you
All plans in Caldwell County
Offered in 2027H3449-023-5~600
Camden County: what this means for you
All plans in Camden County
Offered in 2027H3449-023-4~20
Carteret County: what this means for you
All plans in Carteret County
Offered in 2027H3449-023-4~2,400
Caswell County: what this means for you
All plans in Caswell County
Offered in 2027H3449-023-2~140
Catawba County: what this means for you
All plans in Catawba County
Offered in 2027H3449-023-1~2,300
Chatham County: what this means for you
All plans in Chatham County
Offered in 2027H3449-023-1~1,000
Cherokee County: what this means for you
All plans in Cherokee County
Offered in 2027H3449-023-4~50
Chowan County: what this means for you
All plans in Chowan County
Offered in 2027H3449-023-5~140
Clay County: what this means for you
All plans in Clay County
Offered in 2027H3449-023-4~10
Cleveland County: what this means for you
All plans in Cleveland County
Offered in 2027H3449-023-5~380
Columbus County: what this means for you
All plans in Columbus County
Offered in 2027H3449-023-5~390
Craven County: what this means for you
All plans in Craven County
Offered in 2027H3449-023-4~1,400
Cumberland County: what this means for you
All plans in Cumberland County
Offered in 2027H3449-023-2~2,300
Currituck County: what this means for you
All plans in Currituck County
Offered in 2027H3449-023-4~50
Dare County: what this means for you
All plans in Dare County
Offered in 2027H3449-023-4~360
Davidson County: what this means for you
All plans in Davidson County
Offered in 2027H3449-023-1~1,300
Davie County: what this means for you
All plans in Davie County
Offered in 2027H3449-023-1~530
Duplin County: what this means for you
All plans in Duplin County
Offered in 2027H3449-023-5~690
Durham County: what this means for you
All plans in Durham County
Offered in 2027H3449-023-2~2,500
Edgecombe County: what this means for you
All plans in Edgecombe County
Offered in 2027H3449-023-5~1,000
Forsyth County: what this means for you
All plans in Forsyth County
Offered in 2027H3449-023-1~3,200
Franklin County: what this means for you
All plans in Franklin County
Offered in 2027H3449-023-4~1,500
Gaston County: what this means for you
All plans in Gaston County
Offered in 2027H3449-023-1~1,700
Gates County: what this means for you
All plans in Gates County
Offered in 2027H3449-023-5~20
Graham County: what this means for you
All plans in Graham County
Offered in 2027H3449-023-5~30
Granville County: what this means for you
All plans in Granville County
Offered in 2027H3449-023-4~820
Greene County: what this means for you
All plans in Greene County
Offered in 2027H3449-023-5~220
Guilford County: what this means for you
All plans in Guilford County
Offered in 2027H3449-023-1~3,900
Halifax County: what this means for you
All plans in Halifax County
Offered in 2027H3449-023-5~910
Harnett County: what this means for you
All plans in Harnett County
Offered in 2027H3449-023-2~1,500
Haywood County: what this means for you
All plans in Haywood County
Offered in 2027H3449-023-1~590
Henderson County: what this means for you
All plans in Henderson County
Offered in 2027H3449-023-5~1,400
Hertford County: what this means for you
All plans in Hertford County
Offered in 2027H3449-023-5~300
Hoke County: what this means for you
All plans in Hoke County
Offered in 2027H3449-023-2~350
Hyde County: what this means for you
All plans in Hyde County
Offered in 2027H3449-023-5~60
Iredell County: what this means for you
All plans in Iredell County
Offered in 2027H3449-023-1~1,400
Jackson County: what this means for you
All plans in Jackson County
Offered in 2027H3449-023-5~180
Johnston County: what this means for you
All plans in Johnston County
Offered in 2027H3449-023-2~2,300
Jones County: what this means for you
All plans in Jones County
Offered in 2027H3449-023-5~130
Lee County: what this means for you
All plans in Lee County
Offered in 2027H3449-023-5~420
Lenoir County: what this means for you
All plans in Lenoir County
Offered in 2027H3449-023-5~810
Lincoln County: what this means for you
All plans in Lincoln County
Offered in 2027H3449-023-5~590
Macon County: what this means for you
All plans in Macon County
Offered in 2027H3449-023-2~470
Madison County: what this means for you
All plans in Madison County
Offered in 2027H3449-023-2~250
Martin County: what this means for you
All plans in Martin County
Offered in 2027H3449-023-5~400
McDowell County: what this means for you
All plans in McDowell County
Offered in 2027H3449-023-2~1,500
Mecklenburg County: what this means for you
All plans in Mecklenburg County
Offered in 2027H3449-023-1~4,000
Mitchell County: what this means for you
All plans in Mitchell County
Offered in 2027H3449-023-2~280
Montgomery County: what this means for you
All plans in Montgomery County
Offered in 2027H3449-023-4~300
Moore County: what this means for you
All plans in Moore County
Offered in 2027H3449-023-2~1,300
Nash County: what this means for you
All plans in Nash County
Offered in 2027H3449-023-5~1,500
New Hanover County: what this means for you
All plans in New Hanover County
Offered in 2027H3449-023-1~2,800
Northampton County: what this means for you
All plans in Northampton County
Offered in 2027H3449-023-5~330
Onslow County: what this means for you
All plans in Onslow County
Offered in 2027H3449-023-4~1,800
Orange County: what this means for you
All plans in Orange County
Offered in 2027H3449-023-2~1,100
Pamlico County: what this means for you
All plans in Pamlico County
Offered in 2027H3449-023-5~140
Pasquotank County: what this means for you
All plans in Pasquotank County
Offered in 2027H3449-023-4~80
Pender County: what this means for you
All plans in Pender County
Offered in 2027H3449-023-5~630
Perquimans County: what this means for you
All plans in Perquimans County
Offered in 2027H3449-023-4~60
Person County: what this means for you
All plans in Person County
Offered in 2027H3449-023-1~430
Pitt County: what this means for you
All plans in Pitt County
Offered in 2027H3449-023-5~2,500
Polk County: what this means for you
All plans in Polk County
Offered in 2027H3449-023-2~140
Randolph County: what this means for you
All plans in Randolph County
Offered in 2027H3449-023-1~1,100
Richmond County: what this means for you
All plans in Richmond County
Offered in 2027H3449-023-5~110
Robeson County: what this means for you
All plans in Robeson County
Offered in 2027H3449-023-5~1,600
Rockingham County: what this means for you
All plans in Rockingham County
Offered in 2027H3449-023-1~660
Rowan County: what this means for you
All plans in Rowan County
Offered in 2027H3449-023-2~980
Rutherford County: what this means for you
All plans in Rutherford County
Offered in 2027H3449-023-5~500
Sampson County: what this means for you
All plans in Sampson County
Offered in 2027H3449-023-5~650
Scotland County: what this means for you
All plans in Scotland County
Offered in 2027H3449-023-5~270
Stanly County: what this means for you
All plans in Stanly County
Offered in 2027H3449-023-4~880
Stokes County: what this means for you
All plans in Stokes County
Offered in 2027H3449-023-1~450
Surry County: what this means for you
All plans in Surry County
Offered in 2027H3449-023-2~1,400
Swain County: what this means for you
All plans in Swain County
Offered in 2027H3449-023-5~70
Transylvania County: what this means for you
All plans in Transylvania County
Offered in 2027H3449-023-5~890
Tyrrell County: what this means for you
All plans in Tyrrell County
Offered in 2027H3449-023-5~20
Union County: what this means for you
All plans in Union County
Offered in 2027H3449-023-2~2,100
Vance County: what this means for you
All plans in Vance County
Offered in 2027H3449-023-4~1,200
Wake County: what this means for you
All plans in Wake County
Offered in 2027H3449-023-2~10,000
Warren County: what this means for you
All plans in Warren County
Offered in 2027H3449-023-4~410
Washington County: what this means for you
All plans in Washington County
Offered in 2027H3449-023-5~210
Watauga County: what this means for you
All plans in Watauga County
Offered in 2027H3449-023-5~410
Wayne County: what this means for you
All plans in Wayne County
Offered in 2027H3449-023-5~1,400
Wilkes County: what this means for you
All plans in Wilkes County
Offered in 2027H3449-023-4~290
Wilson County: what this means for you
All plans in Wilson County
Offered in 2027H3449-023-5~1,000
Yadkin County: what this means for you
All plans in Yadkin County
Offered in 2027H3449-023-1~450
Yancey County: what this means for you
All plans in Yancey County
Offered in 2027H3449-023-2~290

Costs and Star Rating

Costs for H3449-023, 2026 and 2027
What20262027
Monthly premium (without Extra Help)$0 a month$0 a month
Maximum you pay for covered medical care$4,900 to $7,450 (in-network), depending on the county$5,900 to $9,850 (in-network), depending on the county
Drug deductible$615$700
Overall star rating (from CMS)4 out of 5 stars4 out of 5 stars

This plan may also have a limit for in- and out-of-network care combined. See Medicare Plan Finder.

CMS rates contracts, so plans under one contract share its rating. For costs with Extra Help, use the lookup.

What Happens Next

Where it is offered again, members who do nothing stay in this plan.

These numbers come from CMS's plan files. If you're in this plan, confirm with your Annual Notice of Change or the letter from your plan.

Source: CMS CY2027 Landscape, data as of October 18, 2026 (release 202610). Enrollment: CMS Monthly Enrollment by Contract/Plan/State/County, October 2026. Plan moves: CMS 2027 Plan Crosswalk, file dated October 1, 2026. People counts add up the counties where this plan is offered. They leave out members who live outside that area. See how we get our numbers.