AARP Medicare Advantage Essentials from UHC NM-4 (PPO) (H2406-089) in 2027
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PPO: about this plan type · Legal name: CARE IMPROVEMENT PLUS SOUTH CENTRAL INSURANCE CO.
Called AARP Medicare Advantage from UHC NM-0004 (PPO) in 2026 and AARP Medicare Advantage Essentials from UHC NM-4 (PPO) in 2027. The plan ID stayed the same.
Offered again in all 4 counties where it was offered in 2026.
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- Offered Againin 2027
- 4
- of 4 countiesin 2026
- People inThis Plan
- ~4,900
- CMS enrollment,October 2026
New Mexico
See the 4 counties in New MexicoHide the counties
| County | What's Happening | People in Plan |
|---|---|---|
| Bernalillo County: what this means for you All plans in Bernalillo County | Offered in 2027 | ~3,200 |
| Sandoval County: what this means for you All plans in Sandoval County | Offered in 2027 | ~1,000 |
| Torrance County: what this means for you All plans in Torrance County | Offered in 2027 | ~120 |
| Valencia County: what this means for you All plans in Valencia County | Offered in 2027 | ~580 |
Costs and Star Rating
| What | 2026 | 2027 |
|---|---|---|
| Monthly premium (without Extra Help) | $0 a month | $0 a month |
| Maximum you pay for covered medical care | $5,900 (in-network) | $5,900 (in-network) |
| Drug deductible | $600 | $580 |
| Overall star rating (from CMS) | 4 out of 5 stars | 4 out of 5 stars |
PPO plans also have a limit for in- and out-of-network care combined. See Medicare Plan Finder.
CMS rates contracts, so plans under one contract share its rating. For costs with Extra Help, use the lookup.
What Happens Next
Where it is offered again, members who do nothing stay in this plan.
These numbers come from CMS's plan files. If you're in this plan, confirm with your Annual Notice of Change or the letter from your plan.
Source: CMS CY2027 Landscape, data as of October 18, 2026 (release 202610). Enrollment: CMS Monthly Enrollment by Contract/Plan/State/County, October 2026. Plan moves: CMS 2027 Plan Crosswalk, file dated October 1, 2026. People counts add up the counties where this plan is offered. They leave out members who live outside that area. See how we get our numbers.