Humana Essentials Plus Giveback (HMO) (H0028-065) in 2027
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HMO: about this plan type · Legal name: CHA HMO, INC.
Called Humana Gold Plus Giveback H0028-065 (HMO) in 2026 and Humana Essentials Plus Giveback (HMO) in 2027. The plan ID stayed the same.
Offered again in all 23 counties where it was offered in 2026.
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- Offered Againin 2027
- 23
- of 23 countiesin 2026
- People inThis Plan
- ~1,800
- CMS enrollment,October 2026
Illinois
See the 6 counties in IllinoisHide the counties
| County | What's Happening | People in Plan |
|---|---|---|
| Bond County: what this means for you All plans in Bond County | Offered in 2027 | 10 or fewer |
| Calhoun County: what this means for you All plans in Calhoun County | Offered in 2027 | 10 or fewer |
| Clinton County: what this means for you All plans in Clinton County | Offered in 2027 | 10 or fewer |
| Jersey County: what this means for you All plans in Jersey County | Offered in 2027 | ~10 |
| Madison County: what this means for you All plans in Madison County | Offered in 2027 | ~120 |
| St. Clair County: what this means for you All plans in St. Clair County | Offered in 2027 | ~110 |
Missouri
See the 17 counties in MissouriHide the counties
Costs and Star Rating
| What | 2026 | 2027 |
|---|---|---|
| Monthly premium (without Extra Help) | $0 a month | $0 a month |
| Maximum you pay for covered medical care | $4,200 (in-network) | $4,200 (in-network) |
| Drug deductible | $615 | $700 |
| Overall star rating (from CMS) | 3.5 out of 5 stars | 4.5 out of 5 stars |
CMS rates contracts, so plans under one contract share its rating. For costs with Extra Help, use the lookup.
What Happens Next
Where it is offered again, members who do nothing stay in this plan.
These numbers come from CMS's plan files. If you're in this plan, confirm with your Annual Notice of Change or the letter from your plan.
Source: CMS CY2027 Landscape, data as of October 18, 2026 (release 202610). Enrollment: CMS Monthly Enrollment by Contract/Plan/State/County, October 2026. Plan moves: CMS 2027 Plan Crosswalk, file dated October 1, 2026. People counts add up the counties where this plan is offered. They leave out members who live outside that area. See how we get our numbers.